- - Pipeline Insurance - Chemical,gas, and petroleum enterprises that produce or extract from under the ground can spend in the millions on building overhead and underground pipelines to facilitate passage.of their...

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The insurance industry is on the bandwagon to promote safer driving by offering significant auto insurance discounts to those who engage in safe driving techniques through a monitoring program. In an age where so many...

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Just another Insurance Success Story - It was literally in the middle of the closing that the man acquiring a Newark, NJ 2-family occupied home-property reached out to Laizer, one of Prime's senior insurance agents. “I...

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Let’s face it. When it comes to teen drivers, there’s a lot to be concerned about. At a higher accident rate than other age groups, insurance does get much more expensive. Traditionally, male teen drivers pay more than...

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A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would protect...

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Polar Vortex Alert from PRIME Insurance and The Hartford - One of winter’s most expensive insurance claims involve burst pipes. Extreme cold has resulted in hundreds of thousands of dollars in losses for businesses, but...

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Question: How does Prime’s legendary customer service get even better? Answer: When the day at the office is not long enough and the insurance specialist follows up after hours for your benefit at her home! Here’s just...

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Though young female drivers are far less likely to be involved in hazardous driving than their male counterparts, something is taking place in various states across the United States to change the reflecting rate...

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When it comes to a New Year’s resolution, making a year-end home insurance review becomes an important aspect of protecting your property. You see, without an annual review, you may be setting yourself up to overpaying...

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Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds to...

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Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known PETA,...

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Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of being...

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Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never made it to...

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Fast-food establishments that have a take-out menu and/or sit-down accommodations without waiter service have their own set of exposures that require tailored insurance coverage. Related businesses include:...

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Insurance for Comic Books, Coins, Stamps, Sports Cards and Other Collections - If you are the collector of comic books, domestic and foreign coins, currency and postage stamps, postcards, beer cans, wine bottles, sports...

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With the nation-wide average auto insurance premium per year at $1,365, it may be that everybody complains about high auto insurance premiums. Nonetheless, if you live in certain states, you may actually be paying more...

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We’ve highlighted workers compensation fraud and how it hurts us all before. The following are two examples of fraud uncovered. RELATED: When Workers Comp Discounts Are Available Workers Comp Fraud in TX - Gary Hunt...

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Hello, fellow drivers, say the insurance companies as they warn about the possible negative effects of turning forward the clock. Turning the clock forward in the spring season means we are changing our bodies’ sleep...

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The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s the...

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Commercial Insurance Coverage for Marine Transportation - Because a bridge is not an economic or probable feasibility in certain geographical areas, there is a need for ferry and other boat operations. These vessels...

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Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael, Barry and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

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Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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There is a myth out there that many condominium owners unfortunately tend to believe. Let it be known: Your condo association’s insurance does not mean you do not need your own coverage! Condominium owners that use...

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A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every natural...

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The sunnier seasons of the year beckon boat lovers towards the glistening coastlines. Personal watercraft owners use their vessels to relax and enjoy themselves alone or together with family and friends. The last thing...

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Buying a used car may be an option for you if the price tag on a new car is too steep. Because of the risk of landing up with a lemon, it’s smart to learn things to consider before taking the plunge. RELATED: how to...

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We’ve recently heard about restaurants that have been in the media’s spotlight for asking certain patrons to leave based on political leanings and for taking other actions that may be the basis for a lawsuit. Restaurant...

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An unoccupied home has a much higher damage incident rate than an occupied one for the obvious reason –lack of a human presence that monitors risks, such as vandalism, theft and safety issues. The sobering national...

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As we age, our eyesight wanes, our reflexes slow down and health just is not the same as in younger years, prompting the use of medications. All this can affect the way we drive. It also makes us more prone to being...

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E-cigarettes are also called e-cigs, electronic nicotine delivery systems, vaporizer cigarettes and vape pens and are used to replicate the feel of smoking. Stores that sell these types of battery-operated smoking...

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A True Story from the Files of PRIME Insurance - Rachel from our Personal Lines Department shared her recent success story. When a NY client told me that he was able to get a much cheaper insurance rate for an owner-...

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The auto insurance companies that broadly advertise lower rates would like you to believe the myth. “Switch to us,” they say, “and we will save you $500 on your car insurance.” “Give us 10 minutes and we’ll get you auto...

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The cost of a data breach and the ensuing harm to a company’s reputation can be extremely damaging. Every businsess needs a thought-out insurance plan that provides protective shielding, as well as management...

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The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to the...

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Auto Policyholders Receive Prudential Center/NJ Devils Benefits - There's more to the benefits that PRIME Insurance/Plymouth Rock Assurance auto policyholders get than great coverage. Plymouth Rock's alliance with...

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Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another prominent...

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If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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