Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance coverage is.
Though armored car service insurance is difficult to write due to the perilous character of operations - collection and drop off of monies, securities, gold bars and other precious metals and valuables – insurance companies that specialize in underwriting and insuring the security business offer excellent packages of indemnity.
The right insurance company will be able to calculate individual risks and present a tailored comprehensive commercial policy for the wide gamut of the business, big or small.
Armored Car Insurance
The armored car insurance package can include:
- General liability coverage
- Professional liability coverage; errors & omissions
- Commercial liability coverage
- Products or completed operation coverage
- Personal injury coverage
- Advertised injury coverage
- Fire damage legal liability coverage
- Assault and battery coverage
- Additional insurance employees coverage
- Contractual broad form, except for negligence
- Lost key coverage
- Medical payment coverage
- False arrest coverage
- Workers Compensation
- Employment Practices Coverage
- Surety Bond
For more information about Armored Car/Truck Insurance, speak to an experienced, knowledgeable independent insurance agency that is linked with many of the leading insuring companies.
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Summary: For the armored truck operation, the cash-in-transit exposures require comprehensive specialty insurance coverage.