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How to Successfully Buy a Used Car

Buying a used car may be an option for you if the price tag on a new car is too steep. Because of the risk of landing up with a lemon, it’s smart to learn things to consider before taking the plunge. RELATED: how...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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Why it Costs so Much to have Auto Insurance

In an era where many find it difficult to make ends meet, the cost of auto insurance seems to exacerbate the situation for drivers. Bad enough that gasoline prices and car maintenance and repair costs are so high,...

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Insurance facts about Tesla and Other Electric/Hybrid Cars

Of late, Tesla and other electric type cars have gotten a great deal of publicity. These cars differ from traditional vehicles by running mostly on electricity, and by being a far cheaper fuel option than others that...

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What Kind of Insurance for My Limousine Service?

The ever-growing limousine service business requires insurance geared towards its needs. RELATED: Insurance for the Uber/Lyft driver Limousine services, particularly around cities and airports, can be a one owner/...

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Cold-Hard Facts about Hail and Hailstorms

According to 2017 US National Insurance Claims reports, TX leads as the state sustaining the most hail damage ensuing forceful thunderstorms. A hailstorm sweeping over the Dallas-Fort Worth Texas area on Wednesday,...

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Four Reasons to Use an Independent Insurance Agent

When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate...

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How to Drive Safer in the Summer Season

Who doesn’t love the summer? The vehicular traffic on the streets and highways of NJ, NY, PA and other US states are witness to a surge of people traveling to the beaches and parks to enjoy the warmer weather. Along...

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Teens: Dangerous Driving, Auto Insurance and More

A PRIME Insurance Report - Summertime and teen driving: studies indicate that once school is out, vehicular accidents become the chief cause of teenage deaths. Why are teenage drivers more prone to being involved in...

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Will You Marry Me: 9 Fun Facts about Weddings

Once the marriage proposal is popped, there’s a whirlwind of activity – and lots and lots of money spent in preparation for the Big Day. PRIME Insurance brings you some of the more interesting things about the grand...

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Is Auto Insurance More Costly for Seniors?

As we age, our eyesight wanes, our reflexes slow down and health just is not the same as in younger years, prompting the use of medications. All this can affect the way we drive. It also makes us more prone to being...

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What Type of Insurance Does your Moving / Storage Company Need?

Moving and storage companies like yours shoulder the risks involved with transporting a family’s or business’s belongings, and/or temporarily storing the boxed items until delivery of the belongings to the final...

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National Click It or Ticket Campaign Begins in NJ

Your car’s safety belt is one of the best ways to keep safe while driving. In fact, a 2016 study revealed that roughly 14,668 people involved in auto accidents owed their lives to a buckled seatbelt. Police...

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How to Keep Bears Away from Your Home

- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears...

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The Basics on Motor Home Insurance Coverage

Motor Homes and Insurance - Motor homes are designed with cooking and sleeping areas to provide the traveling motorist with a home on wheels. As for insurance, the related physical damage coverage expands to include...

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Insurance: How to Arm Your Armored Truck

Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Does Home or Auto Insurance Cover Volcano Damages?

What has been called active volcanic fountaining on Hawaii’s Big Island has left residents in devastation, with homes, vehicles and other property incurring extensive damage. For these Hawaiians and others that live...

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Expanded Workers Comp Includes Garages/Auto Repair!

A PRIME Insurance and The Hartford Partnership - PRIME Insurance is proud to announce its expanded appetite from The Hartford. Effective April 30, 2018, we unite to offer superlative auto services coverage. The...

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Someone Damaged my Mailbox, Will Insurance Compensate?

Newly built homeowners join millions of other Americans who collect their mail from curbside boxes. For the US Postal Service that instituted the change, it translates into a multi-billion cost-saving effort....

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through...

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What about Insurance for Self-Driving Cars?

As the concept of self-driving cars develops to near-completion, the insurance industry delves into the aspects pertaining to the likely possibility of a brand new form of auto coverage. Though still in the making,...

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The Real Facts about Driving School Insurance

Car driving specialty schools are tricky to insure. Besides the auto liability perils involved with an inexperienced driver at the wheel in relation to others, there are numerous other risk considerations: The...

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Is it Always Good Policy to File an Auto Accident Claim?

While driving down the street, a woman was hit by a teenage driver. Though no one was hurt and the scratch the boy made to her car did not really amount to much, it was an eyesore. The boy’s parents immediately came...

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What Type of Risk for the Courier Service?

The recent bomb in a package at a FedEx ground distribution service center in TX highlights the extent of specialty perils messenger facilities face. RELATED: How to respond to a bomb threat Insurance for the Courier...

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Does Your Insurance Cover Tree Storm Damage?

The calendar says spring officially starts on March 20th. The recent snowstorms across NY, NJ, PA, MA and other eastern areas certainly would indicate otherwise. What really may concern the home and auto owner when...

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How to Keep Safe when Lightning Strikes

Lightning is that quick flash of naturally released high-voltage electricity that occurs during a thunderstorm. It is extremely dangerous, and results in approximately 60 related fatalities per year. Heating up to...

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Are You 1 of the 80% of Drivers Driving Aggressively?

According to an AAA survey, close to eighty percent of US motorists said they have exhibited angry and aggressive behavior while driving. Even more astonishing is the fact that about 8 million drivers were involved...

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Ten Facts about Distracted Driving Risks

Did you know? Almost half of commuters questioned said they had requested a driver to discontinue texting while driving. Most states consider texting or talking on a cell phone while driving enforcement violations,...

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Do You Really Save with Advertised Cheap Auto Insurance?

The auto insurance companies that broadly advertise lower rates would like you to believe the myth. “Switch to us,” they say, “and we will save you $500 on your car insurance.” “Give us 10 minutes and we’ll get you...

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Insurance for the Auto Recycler and Auto Salvage Yard

Recycling auto parts has become a big industry both for the dismantler/recycler and salvage/junk yard. Below are summaries of the associated business insurance coverage. Auto Dismantler or Auto Recycler Insurance -...

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Curious Facts about Auto Accidents from Insurance Files

Car accidents are no joke and nobody like the insurance industry knows it as well. Below, you will find intriguing details about the matter that you may never have realized. Nine Car Accident Realities that Will Get...

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How a Distributor Saved Thousands on Commercial Truck Insurance

Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

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Truckers, Trucking Companies: What insurance to get?

If you are a trucker or trucking company, you know about the multitude of risks that apply to your niche of business. You need to collaborate with an insurance agency that is familiar with all of the exposures and can...

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Will My Auto Insurance Go Up if I Get a Ticket?

You may have heard that getting a traffic violation summons will make your auto insurance rates climb. This is true. The insurance company studies your driving history when determining your premium. If the company...

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How do I Prevent an Auto Accident on Icy Roads?

A Prime Insurance Winter Auto Guide - The winter season certainly has its share of risks for drivers. Icy roads perhaps present one of the most auto hazards. The best way, of course, not to get into an accident is to...

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How to Warm Up Your Car in the Cold of Winter

There’s a myth out there that has had car owners letting their vehicles stand idle for a good while so that they can warm up sufficiently. The honest truth according to auto specialists is that if you warm up your...

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Will a Parking Ticket Cause my Auto Insurance Premium to Go Up?

Here’s the dreaded scenario. You casually walk back to where you parked your car. You notice a paper stuck under your windshield wiper. Uh-oh! RELATED: how to speak to a police officer in a traffic stop If you parked...

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Will Auto Insurance Cover a Hit and Run Accident?

Recently, a pedestrian was struck by a passing car at the intersection of Cedar Bridge Avenue and Martin Luther King Drive in Lakewood, NJ. The driver did not stop to provide his contact info, or find out about the...

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Why the Homeowner Needs Fire Insurance More than Ever

Homeowners insurance that includes protection against fire risks is more important than ever before. This is because the building materials used to construct a home are not as fire resistant as in previous times. The...

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Auto Insurance: How to Skate on the Same Ice as NJ Devils

A PRIME Insurance – Plymouth Rock Special! - Prime Insurance partners with Plymouth Rock to make auto coverage and sports dreams come true! Plymouth Rock’s coalition with the New Jersey Prudential Center and NJ...

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Auto Insurance and Other Facts about Illegal Immigrants in the US

The subject of undocumented immigrants has prompted political debate and the resolve of President Trump to build a wall along the Mexican border. Aside from all the problems related to the undocumented immigrant, ...

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Happy Thanksgiving from all of us at PRIME Insurance Agency!

PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd...

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How to Make Home Living Safer for an Alzheimer Patient

We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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All about Insurance Related to Motorcycles

Manufacturers, Dealers and Riders - One thing that motorcycle ‘cruisers’, manufacturers, and sellers share, besides a love of the ‘bike’, is the need for protective insurance that covers inherent risks. This guide...

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Veterans Day – 8 Astounding Facts about Homelessness

A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it...

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5 Steps to Reduce Your Auto Insurance Bill

Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

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9 Things Uber, Lyft and other Passengers Should Do to Keep Safe

There have been numerous stories about Rideshare driver misconduct. Here’s one you may not have heard about. RELATED: how a rideshare driver can get tailored protection After checking the ‘decent’ ratings of a...

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Insurance Claims: How to avoid Damaging Statements

If you file any form of insurance claim – from homeowners to auto to workers comp – be aware that what you say can work against you. It is common for insurance claims adjusters and insurance company risk managers to...

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Auto plus Renters Insurance equals One Worry-Free Policy!

PRIME Insurance proudly offers renters insurance that is combined with your auto insurance – a winning policy from Plymouth Rock! Yes, renters insurance is an essential coverage that any tenant should never do without –...

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