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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

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Which States Rank the Highest Premiums for Auto Insurance?

With the nation-wide average auto insurance premium per year at $1,365, it may be that everybody complains about high auto insurance premiums. Nonetheless, if you live in certain states, you may actually be paying...

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Does Fall’s Clock-Change affect Your Driving Skills?

Hello, fellow drivers, say the insurance companies as they warn about the possible negative effects of turning back the clock. Turning the clock back in the autumn season means we are changing our bodies’ sleep...

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The How-to on Do-It-Yourself Auto Oil Change

Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered...

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Halloween Risk: How to Prevent Auto and Auto Part Theft

The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s...

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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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Car Buyers: How to Recognize the Signs of Flood-Damage

A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

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Fun Facts about Drivers, Driving and Auto Insurance

10 Things You May Find Amusing about Getting Behind the Wheel - S Dakota law permits 14-year-old teenagers to drive a vehicle after passing their driving test. Drivers in Hungary need to take a first aid course...

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How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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Will Insurance Cover a Car with Flood Damage?

With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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How to Keep Safe when Walking at Night

Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has...

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Insurance Claims: 8 Sobering Holiday Accident Facts

Labor Day, Thanksgiving, X-mas, New Years, Memorial Day, Fourth- of- July Weekend: these mark celebratory dates when Americans travel, party and host. Unfortunately, more accidents occur on these special days than...

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Back to School Bus: Fun facts from the Insurance Educators

The excitement of returning to school begins with the trip there. Prime Insurance educates you about some related school bus stuff here. 7 Fascinating Details about the School Bus - School buses have been around...

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Does Your Pizza Shop Have Proper Insurance Coverage?

If you own a pizza shop you are part of the vibrant mosaic of families in your area that consist of mothers, fathers, kids, grandmas, grandpas and so on. Because of the ongoing foot and driving traffic to, from, and...

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How to Prevent a Thief from Breaking into Your Car

“I remember it like it was yesterday,” said my friend who ironically works in the auto insurance department of an agency. “I swung into my driveway after midnight right alongside my daughter’s parked car and noticed...

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When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

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How to Tell an Older Adult to Stop Driving

Change is difficult. When it comes to giving up some form of independence, it is even more difficult. Although the older adult may have years of good driving experience to his or her credit, there are factors that may...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that...

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Why Speeding in NY (and Elsewhere) is a Big No-No

The first week of August is marked in NY by “Speed Week”, a state-wide campaign to target drivers that speed beyond the posted speed limit. “Studies have shown, speeding kills,” says NY State Police Superintendent...

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What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every...

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Fun Facts about a PRIME Insurance Agent

- 9 Neat Reasons to Come to PRIME for Your Insurance Needs - Consulting with a PRIME Insurance agent comes free of charge. Coffee’s on the house at PRIME Insurance! PRIME Insurance specialists do a lot of...

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How to Buy Auto Insurance for an Illegal Immigrant

Most US states do not issue a driving license for an undocumented immigrant. The difficulty magnifies because anyone without a license cannot acquire auto insurance. If an illegal immigrant drives and causes an...

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Insurance for the Antique and Classic Car or Boat Owner

Antique and Classic Car Insurance Americans have a special penchant for refurbishing, looking after and preserving older cars. Hence, you find a host of assemblies, exhibitions, and expeditions sponsored by auto...

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When You are Not at Fault in a Car Accident

Anatomy of a Car Accident As per a Lakewood, NJ Police Auto Crash Investigation Report, our insurance client was Vehicle #2. Here’s what occurred: Vehicle #1 was driving Southbound on the right shoulder of New...

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How to Successfully Buy a Used Car

Buying a used car may be an option for you if the price tag on a new car is too steep. Because of the risk of landing up with a lemon, it’s smart to learn things to consider before taking the plunge. RELATED: how...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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Why it Costs so Much to have Auto Insurance

In an era where many find it difficult to make ends meet, the cost of auto insurance seems to exacerbate the situation for drivers. Bad enough that gasoline prices and car maintenance and repair costs are so high,...

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Insurance facts about Tesla and Other Electric/Hybrid Cars

Of late, Tesla and other electric type cars have gotten a great deal of publicity. These cars differ from traditional vehicles by running mostly on electricity, and by being a far cheaper fuel option than others that...

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What Kind of Insurance for My Limousine Service?

The ever-growing limousine service business requires insurance geared towards its needs. RELATED: Insurance for the Uber/Lyft driver Limousine services, particularly around cities and airports, can be a one owner/...

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Cold-Hard Facts about Hail and Hailstorms

According to 2017 US National Insurance Claims reports, TX leads as the state sustaining the most hail damage ensuing forceful thunderstorms. A hailstorm sweeping over the Dallas-Fort Worth Texas area on Wednesday,...

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Four Reasons to Use an Independent Insurance Agent

When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate...

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How to Drive Safer in the Summer Season

Who doesn’t love the summer? The vehicular traffic on the streets and highways of NJ, NY, PA and other US states are witness to a surge of people traveling to the beaches and parks to enjoy the warmer weather. Along...

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Teens: Dangerous Driving, Auto Insurance and More

A PRIME Insurance Report - Summertime and teen driving: studies indicate that once school is out, vehicular accidents become the chief cause of teenage deaths. Why are teenage drivers more prone to being involved in...

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Will You Marry Me: 9 Fun Facts about Weddings

Once the marriage proposal is popped, there’s a whirlwind of activity – and lots and lots of money spent in preparation for the Big Day. PRIME Insurance brings you some of the more interesting things about the grand...

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Is Auto Insurance More Costly for Seniors?

As we age, our eyesight wanes, our reflexes slow down and health just is not the same as in younger years, prompting the use of medications. All this can affect the way we drive. It also makes us more prone to being...

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What Type of Insurance Does your Moving / Storage Company Need?

Moving and storage companies like yours shoulder the risks involved with transporting a family’s or business’s belongings, and/or temporarily storing the boxed items until delivery of the belongings to the final...

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National Click It or Ticket Campaign Begins in NJ

Your car’s safety belt is one of the best ways to keep safe while driving. In fact, a 2016 study revealed that roughly 14,668 people involved in auto accidents owed their lives to a buckled seatbelt. Police...

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How to Keep Bears Away from Your Home

- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears...

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The Basics on Motor Home Insurance Coverage

Motor Homes and Insurance - Motor homes are designed with cooking and sleeping areas to provide the traveling motorist with a home on wheels. As for insurance, the related physical damage coverage expands to include...

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Insurance: How to Arm Your Armored Truck

Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Does Home or Auto Insurance Cover Volcano Damages?

What has been called active volcanic fountaining on Hawaii’s Big Island has left residents in devastation, with homes, vehicles and other property incurring extensive damage. For these Hawaiians and others that live...

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Expanded Workers Comp Includes Garages/Auto Repair!

A PRIME Insurance and The Hartford Partnership - PRIME Insurance is proud to announce its expanded appetite from The Hartford. Effective April 30, 2018, we unite to offer superlative auto services coverage. The...

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Someone Damaged my Mailbox, Will Insurance Compensate?

Newly built homeowners join millions of other Americans who collect their mail from curbside boxes. For the US Postal Service that instituted the change, it translates into a multi-billion cost-saving effort....

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through...

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What about Insurance for Self-Driving Cars?

As the concept of self-driving cars develops to near-completion, the insurance industry delves into the aspects pertaining to the likely possibility of a brand new form of auto coverage. Though still in the making,...

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The Real Facts about Driving School Insurance

Car driving specialty schools are tricky to insure. Besides the auto liability perils involved with an inexperienced driver at the wheel in relation to others, there are numerous other risk considerations: The...

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Is it Always Good Policy to File an Auto Accident Claim?

While driving down the street, a woman was hit by a teenage driver. Though no one was hurt and the scratch the boy made to her car did not really amount to much, it was an eyesore. The boy’s parents immediately came...

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What Type of Risk for the Courier Service?

Pipe bombs sent to political figures through the mail, as well as a bomb in a package at a FedEx ground distribution service center in TX in March of 2018 highlight the extent of specialty perils messenger facilities...

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