Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

When the Traffic Ticket will Raise Your Auto Insurance Premium

Bad enough that if you get a traffic summons, you end up paying a fine, but, depending on the offense, it will also result in a rise in your auto premium. So, pay attention, drivers. This is what you need to know in...

Read More


How Insurance protects your Quick Lube or Auto Repair Business

Like the full-service auto repair shop, those in the Quick Lube or vehicle oil changing industry may include mechanics on staff to service customers’ basic mechanical or maintenance needs. Related insurance...

Read More


5 Fun Facts about Women and Insurance

International Women’s Day celebrates the advancement and achievements of women around the globe. Women are spotlighted in every aspect of life – home, business, politics, and insurance protection. Prime Insurance...

Read More


What Insurance for Auto, Truck Dealers or Renters?

Though essentially different in nature, the auto seller and renter both need insurance to protect them from management hazards, related safety liability, among other involved risks. The following serves as a quick...

Read More


How to Proceed when Your Vehicle Runs out of Gas

A Guide from the Insurance Specialists - It’s never a good idea to drive when the gas meter says you’re running on low. Whatever the reason for negligence about this all-important aspect of driving, emergencies...

Read More


How to Master the Art of Parallel Parking

If you are like many drivers, you are uncomfortable when it comes to parallel parking. But a little practice in an empty parking lot using cones or other place markers to create a mimicked parking situation can go a...

Read More


The Staged Auto Crash: How to Recognize the Signs

The insurance industry is very vigilant about fraudulent claims. One of the most cunning examples of auto insurance claim fraud involves something known as a staged crash or collision where it is not just the...

Read More


Fun Facts about ‘Emergency’ Calls

Here at Prime Insurance, we’re accustomed to getting emergency calls – whether it’s a homeowners’, auto, business, life, travel policy or other type of request for insurance information, related documents or submission...

Read More


Fun Facts about Vehicle Drivers and Parking Meters

“I love parking meters,” said no one, I think. Despite its unpopularity, here’s the thing that brightens up the sore point about the parking meter. In the event you arrive after your paid time has expired and...

Read More


Why Insurance Rates are rising for Female Teen Drivers

Though young female drivers are far less likely to be involved in hazardous driving than their male counterparts, something is taking place in various states across the United States to change the reflecting rate...

Read More


Fun Facts about those Back-Seat Drivers

“You almost made me get into an accident! PLEASE stop being a BACKSEAT DRIVER!” I’d imagine that every driver out there can identify with the above statement. Backseat drivers are... I’ll let you fill in the dots....

Read More


How Do I Make Sure My Child is Buckled Safely in the Car Seat?

On January 14, 2019, a Minnesota motorist’s video captured the heart-stopping episode: a car seat with a toddler strapped into it tumbled from a moving car. Miraculously, the child was uninjured and was saved from a...

Read More


How to keep Safe when Driving during an Earthquake

If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing...

Read More


Encouraging Insurance News for Furloughed Workers

Important Memo from Prime Insurance and Safeco - Prime Insurance has just received notice from the Safeco Insurance Company regarding the present US government shutdown. RELATED: Is there insurance protection for...

Read More


Adult Child in a Parent’s Home: Will Insurance Cover?

Adult children living with their parents: it’s a trend taking place all over the country with the State of NJ ranking the highest percentage. If this living arrangement resonates in your residence, it’s wise to...

Read More


How to Be Safe When Driving a Commercial Truck

Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

Read More


How to Drive Safely in Foggy Conditions

Tips from the Auto Insurance Specialists - Listed among some of the most risky driving weather conditions, fog presents undeniable visibility challenges. RELATED: how to drive in icy conditions The best possible...

Read More


Will my Auto Insurance Rate Increase if I Drink and Drive?

- - The juncture around and on New Year’s Day is a good a date as any to analyze the effects of drunk driving on insurance rates – given the amount of partying and drinking going on – but the facts remain...

Read More


How to Conduct the End-of-Year Auto Insurance Review

As we approach New Year’s Day, there’s something that the insurance professionals advise: use the juncture to review your insurance policies – including your auto coverage. Conducting an annual end-of-year...

Read More


Eight Fun Facts about Happy Holiday Greetings

Holiday greetings and cards definitely have a special place in this season’s observances. As Prime Insurance delivers its own version of well-wishing, we focus on some interesting tidbits about the tradition. Holiday...

Read More


Fun Facts about Bumper Stickers on Cars

Bumper stickers may seem like the ultimate way to getting a message across. After all, placing a sticker on a vehicle that travels from place to place certainly gives it multi-faceted exposure. Here are some fun...

Read More


How to Handle an Earthquake Situation when in the Car

Earthquakes and resulting damages have been on record here in the United States since 1900. Being that the natural disaster can occur at any moment without warning, you may be anywhere – even in the car – when...

Read More


Holiday Party Host: How to Protect Yourself from Liability

Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be...

Read More


How an Agency Helps to Save Money on Auto / Home Insurance

From the Recent Files of Prime Insurance - A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines...

Read More


Waste Disposal/Garbage Truck: How to Pay Less for Insurance

Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of...

Read More


How to Buy License Plates for Your Car

A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

Read More


Insurance Matters When the Accident is a Hit and Run

Tell Andrew Sipowicz of Buffalo, NY about hit and run accidents and he’ll likely go on about it on a personal level, as broadcast on his twitter account. While surveying the damage done to his red 2012 Ford Mustang...

Read More


When Fall’s Leaves Lead to Parking and Driving Danger

A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous...

Read More


Insurance Know-How: The Main Ingredient to Precise Coverage

Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

Read More


How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

Read More


Which States Rank the Highest Premiums for Auto Insurance?

With the nation-wide average auto insurance premium per year at $1,365, it may be that everybody complains about high auto insurance premiums. Nonetheless, if you live in certain states, you may actually be paying...

Read More


Does Spring’s Clock-Change affect Your Driving Skills?

Hello, fellow drivers, say the insurance companies as they warn about the possible negative effects of turning forward the clock. Turning the clock forward in the spring season means we are changing our bodies’...

Read More


The How-to on Do-It-Yourself Auto Oil Change

Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered...

Read More


Halloween Risk: How to Prevent Auto and Auto Part Theft

The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s...

Read More


Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

Read More


Car Buyers: How to Recognize the Signs of Flood-Damage

A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

Read More


Fun Facts about Drivers, Driving and Auto Insurance

10 Things You May Find Amusing about Getting Behind the Wheel - S Dakota law permits 14-year-old teenagers to drive a vehicle after passing their driving test. Drivers in Hungary need to take a first aid course...

Read More


How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

Read More


How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

Read More


Will Insurance Cover a Car with Flood Damage?

With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

Read More


How to Keep Safe when Walking at Night

Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has...

Read More


Insurance Claims: 8 Sobering Holiday Accident Facts

Labor Day, Thanksgiving, X-mas, New Years, Memorial Day, Fourth- of- July Weekend: these mark celebratory dates when Americans travel, party and host. Unfortunately, more accidents occur on these special days than...

Read More


Back to School Bus: Fun facts from the Insurance Educators

The excitement of returning to school begins with the trip there. Prime Insurance educates you about some related school bus stuff here. 7 Fascinating Details about the School Bus - School buses have been around...

Read More


Does Your Pizza Shop Have Proper Insurance Coverage?

If you own a pizza shop you are part of the vibrant mosaic of families in your area that consist of mothers, fathers, kids, grandmas, grandpas and so on. Because of the ongoing foot and driving traffic to, from, and...

Read More


How to Prevent a Thief from Breaking into Your Car

“I remember it like it was yesterday,” said my friend who ironically works in the auto insurance department of an agency. “I swung into my driveway after midnight right alongside my daughter’s parked car and noticed...

Read More


When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

Read More


How to Tell an Older Adult to Stop Driving

Change is difficult. When it comes to giving up some form of independence, it is even more difficult. Although the older adult may have years of good driving experience to his or her credit, there are factors that may...

Read More


Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that...

Read More


Why Speeding in NY (and Elsewhere) is a Big No-No

The first week of August is marked in NY by “Speed Week”, a state-wide campaign to target drivers that speed beyond the posted speed limit. “Studies have shown, speeding kills,” says NY State Police Superintendent...

Read More


What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every...

Read More