Professional Liability Insurance for the Ophthalmologist
Ophthalmologists are physicians that are specialists in eye care and associated conditions. Though treatment by an ophthalmologist is considered full of risks, it has been assuaged of late by new technological breakthroughs that render surgery more successful. Related professional liability policies are provided through physician professional liability forms and are individually rated according to the amount of experience and specialization.
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Professional Liability Insurance for the Optometrist
Optometrists are eye doctors that have received a Doctor of Optometry degree (aka OD). Their work involves examining eyes for sight and health concerns. They also prescribe corrective medicines and treat vision problems, but refer patients to an ophthalmologist for treatment of a more complex nature. An optometrist prescribes both eyeglasses and contact lenses and usually fits and sells them as well. In some US states, optometrists are permitted to perform minor eye surgical procedures. Besides professional liability coverage, the optometrist that grinds and prepares lenses in-house requires associated liability insurance.
Professional Liability for the Optician
An optician is a professional that is skilled in crafting and supplying eyewear for those in need of corrective eyeglasses and contact lenses. Like the coverage necessary for the druggist, this form of professional liability covers products as well as insurance claims involving malpractice, errors and omissions in line with optometry or optical services.
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Summary: Whether you are an ophthalmologist, optometrist or optician, you need a professional liability insurance policy geared to your specific risks.