Skip to content

Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

About Nurses and Related Insurance Protection

Nurse Practitioners’ Insurance

A nurse practitioner is a nurse with a masters' or doctors' degree that has nursing board certification in the state of employment (i.e. NY, NJ, PA…). State guidelines may vary in regard to which services a nurse practitioner may provide. This includes:

  • Whether or not they operate independently or in conjunction with a practicing physician
  • Whether or not they can prescribe medication

Insurance coverage reflects the individual state’s regulations.

Nurses’ Professional Liability

The Nurse professional liability policy can be acquired by an individual nurse or by a professional society on behalf of a nurse employee. Coverage varies as per nurse specialty. The insurance covers the nurse against wrongdoing against:

  • Malpractice charges
  • Errors or oversight charges while in the line of duty as a nurse

Nurse-Midwives’ Professional Liability Insurance

Typically, a nurse-midwife professional liability policy is obtainable via a group plan that is funded by the associated professional association. The policy can be bought on behalf of a nurse-midwife or independently by the nurse. This type of policy covers lawsuits against the insured against:

  • Malpractice
  • Errors performed in the capacity of a nurse-midwife

For more information about nurse related insurance coverage, speak to a reputable independent insurance agent.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with more than 40 of the giants in the industry – big names such as ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and many more. With thousands of satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate customized policies at competitively lowest quotes.

PRIME Insurance provides all forms of nationwide coverage, including NJ travelers insurance, cheap auto insurance, low quote commercial umbrella insurance NJ,  flood insurance, NJ renters insurance, Houston, TX property insurance, NJ homeowners insurance, NJ bonds, NJ workers comp, NJ life insurance and more. We invite you to experience the PRIME difference! Visit us on our online insurance website; email us at PRIME [at] primeins [dot] com or call us at 732-400-5242!


Summary: Like the physician, a nurse, nurse practitioner or nurse-midwife can be sued for professional misconduct. Related insurance coverage protects against the risk exposure.


There are no comments yet.

Leave a Comment

Required fields are marked with


Your name, comment, and URL will appear on this page after it has been reviewed and approved. Your email address will not be published.