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Does Homeowners Insurance Cover Heating, Cooling and Appliances?

The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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PRIME Insurance, Westminster Unite to Benefit Customers

More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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PRIME Insurance, Plymouth Rock Offer Sports Membership

Auto Policyholders Receive Prudential Center/NJ Devils Benefits - There's more to the benefits that PRIME Insurance/Plymouth Rock Assurance auto policyholders get than great coverage. Plymouth Rock's alliance with...

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PRIME Partners with American European Insurance Group

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another...

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Restaurant Owners: Business Covered for Food Contamination?

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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How to Prevent Home Damage from Heavy Rainfalls

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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How to Keep Your Home’s Value through Cleaning Maintenance

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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Solar: What Insurance for Products, Installers and Homeowners?

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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Fun Facts about Sales People and the Bottom Line

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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How to Safely Survive a Storm’s Power Outage

High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are...

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How to Prepare Yourself from an Imminent Hurricane Threat

- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit...

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Why Cyber Insurance for a Business or Organization?

In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

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Why Landscape and Lawn Care Services Need Special Insurance

Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

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How to Get the Most Mileage Out of Your Auto Gas Tank

Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

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How to Make the Most out of a Traffic Jam

A PRIME Insurance Labor Day Traffic Guide - Unfortunately, traffic jams occur all the time. With Labor Day weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Hurricane Harvey Victims in TX and LA - We all have seen the pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of...

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How to Protect Your Home or Business from a Flood

Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

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Why Many TX Homeowners Have Problems with Flood Damage

Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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The Fun Facts about Spelling Mistakes and Typos

Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

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Do Police Officers Need Liability Insurance Coverage?

As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and...

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Why Businesses Need to Consider Kidnap, Ransom Insurance

Of late, the US government has issued warnings to US travelers, cautioning them about travel to Cancun, Mexico and other foreign destinations. While kidnapping is not too much of a risk locally, the danger does exist...

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How to Protect Public Places from Car-Ramming Terrorism

Recent events, like those in Charlottesville, VA, Barcelona, Spain and Marseille, France, involving the most simple terror tactics - driving a car into crowds of innocent people - have placed focus on how universities,...

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5 Negative Things Associated with Total Solar Eclipse of 2017

One of the most spectacular displays of nature is about to occur when the solar eclipse over the US extends a path of totality over parts of GA,ID, IL, IA, KS, KY, MT, MO, NE, NC, SC and TN. While locals will have the...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of...

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Insurance News: How Technology can Help Bully-Victims

Bullying has made it to the headlines as a grieving Cincinnati, OH dad and mom sue a school following their son's suicide that they say was brought on by vicious bullying. The soul-searching tragedy touches every...

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Credit Insurance: How to Ensure Business Invoices are Paid

- The Sad Tale of a NJ Business - Let me tell you the story of Sam, a fruit and vegetable shop owner. Sam's store was part of a NJ community and Sam took full advantage of the relationship he had with the neighborhood....

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How to Enjoy a Solar Eclipse while Protecting Your Eyes

It is unsafe to look directly at the sun. The one exception to this rule is for the duration of the totality of a solar eclipse, the short period of time when the moon completely obstructs the sun. In order to view the...

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How a NJ Craft Shop Learned About Tailored Insurance Coverage

A hobby supply store located in Newark, NJ learned a powerful lesson about tailored insurance coverage from a trusted source. From the Files of PRIME Insurance - Econocrafts, LLC - or Economy Handicrafts - was rated...

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How to Find Out an Insurance Claim Truth

- When Something Just Doesn't Seem Right in an Insurance Claim - Insurance companies deal with all sorts of claims. One of the toughest jobs in this regard is to sift through and gather the facts as they relate to...

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Why Professional Liability for the Dental Profession?

Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

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How to Protect the Entertainment Producer from Liability

- Insurance Coverage for Film and TV Producers - Film and Movie Production Insurance - This coverage is for producers that do their work on location or in a studio. It is specially designed as an annual or a short-term...

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Will Your Airline Compensate a Delayed Flight?

You bought your ticket well in advance. You've made sure to get to the airport to clear security in time. Then, just as you head to your departure gate, you hear the announcement notifying of your flight's delay. Sound...

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Got Home and Auto Insurance, so Why Umbrella Coverage?

You are already paying your fair share in homeowners and auto insurance premiums. So, why would you buy an umbrella policy? One word: Lawsuits! You hear about it in the news. Lawsuits can be financially draining. There...

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What Type of Insurance for the Cosmetics Industry?

Those engaged in manufacturing, importing or distributing cosmetics can find themselves in trouble, should a claim or lawsuit be made against them. Who would protect them in the event of an allergic reaction or injury...

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9 Sunny Fun Facts about the Solar Eclipse

- A PRIME Insurance Report - There will be an extraordinary event for both heaven and earth come Monday August 21. The total solar eclipse of 2017 is set to transform daylight into nightfall, while sending temps on a...

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Car Wash Insurance: Tailored Coverage for the Business Owner

While every car wash faces the risk of damage to customer cars, each business has its individualized exposure. PRIME Insurance understands your needs as a car wash owner. That is why we offer comprehensive plans from...

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Entertainer Insurance: How the Twins of France Found Coverage

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

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How to Soothe that Aching Red Sunburn

Here's how one insurance colleague described his 4-day vacation. "This is how I did my holiday time, Sean. I just lounged by the pool, soaking up the fun and sun. What a mistake! The souvenir I brought home is...

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Medical Equipment Insurance: Manufacturers, Dealers

Those that deal with medical equipment, otherwise known as DME (durable medical equipment), face unique risk exposures. In the event of a failure in a given product, manufacturers, sellers, renters and servicers may be...

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6 Interesting Facts about Adults, Kids and Boredom

A PRIME Insurance Summer Read - Summertime and activity seem a wonderful pair, yet with school out, it's often that parents hear that inevitable cry, "Mom, Dad, I'm so bored!" In reality, being bored is a painful human...

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Trampoline Fun and Your Homeowners Insurance

Every summer, headlines scream about children, trampolines and related accidents. RELATED: children, diving boards and related accidents If you do own a trampoline or are thinking about getting one, it's best to check...

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How to Prevent Becoming a Shark Attack Target

- A PRIME Insurance Safety Article - Though movies and alarming headlines may have you paranoid about a shark attacking, the actual occurrence is not really common. Nevertheless, no one in their right mind would want...

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Is there Bad Weather Insurance for Vacation Resorts?

Yes, there really is insurance that provides coverage in the event bad weather hinders vacation pleasure at a guesthouse, such as: a resort a hotel a motel an inn a convention center other related lodging places...

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What Type of Insurance for Condominiums?

Condominium Insurance It is important to understand the true meaning behind a condominium before even broaching related insurance concepts. Condominium associations are defined as legal entities that consist of...

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