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Casino Insurance: When Coverage can be no Gamble

The gaming den may be all about rolling the dice, pulling the lever at the slot machine and poker and game wagers, but when it comes to actual risks for the establishment, related business insurance can take the gamble out of the venture.

RELATED: what you may not know about insurance for the entertainment center

Below you will find two examples of associated coverage.

1.     Casino-Gaming Risks Insurance

The casino and gaming risks industries focus on providing gambling venues for the public. Once only allowed in the state of Nevada, today, gambling is permitted in numerous states. Facilities that offer gambling entertainment may incorporate the following establishments:

  • Hotel Casinos
  • Riverboats
  • Bars
  • Bingo Halls
  • Sports Book institutions
  • Slot Machine Parlors

High-limit crime coverage is of particular worry for the specialty insurance carriers that deal with casinos and gaming riisks due to the large quantity of cash left on premises.

2.     River Boat Gambling Casino Insurance

Aside from the standard specialty insurance for casino gambling enterprise, the river boat gambling casino can find coverage with marine insurers for both hull and protection and indemnity.

The protection and indemnity is coverage for:

  • Passenger and crew injuries
  • Damages purported to be committed by others

There are just a few underwriters that will take responsibility for liability on boats that have the capacity for 1,500 passengers. Of particular concern are the navigating difficulties along certain rivers and the liquor liability risks.

For more information about casino and gambling risks, contact an experienced independent insurance agency.

PRIME Insurance is a 3-generation family-run independent agency. We’ve been appointed by the leading companies to deal directly with them, making us partners with the big industry names like ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and others. With thousands of satisfied customers, we benefit our clients by reviewing current coverage, and by shopping our extensive network to locate customized policies at competitively lowest quotes.

HAVE A PRIME DAY™! PRIME Insurance provides all forms of NJ, NY, PA, MD, TX and other nationwide coverage, including travelers insurance, cheap auto, low quote commercial umbrella,,  flood, renters, homeowners, bonds, workers comp, life insurance and more. We invite you to experience the PRIME difference! Visit us on our online insurance website; email us at PRIME [at] primeins [dot] com or call us at 732-400-5242!

Summary: If you are part of the casino and game risks industry, specialized insurance coverage can ensure you are covered against the involved perils. 


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