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Insurance for Water and Sewer Entities

Water and sewer entities are part of a class of insurance that incorporates both public and private operators, an industry that services communal water and wastewater via treatment, storage and distribution. Water...

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What about Insurance for the Private Corrections Services?

In the United States, it’s a time-honored practice to include private corrections services as part of the local, state and federal prison system. RELATED: insurance for the youth group home Private Corrections...

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Why the Stockbroker needs Professional Liability Insurance

If you are a stockbroker, you are the go-between for clients who wish to buy and sell stocks and other types of securities. Like other professionals, you need various forms of insurance coverage to protect you from...

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Fun Facts about Illegal Things related to Driving

We all know it’s illegal to drive without auto insurance, no texting or hand-held talking while driving, no DUI, and other related stuff. Here are some driving rules you may not be too familiar with – some of which...

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About Insurance Coverage for Manufactured Home Hauler Trucks

Trucks that haul manufactured homes across highways are more difficult to insure than many other types of trucks for the obvious reason: they carry oversized cargo, transporting the homes from the manufacturer to the...

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What is Pipeline Insurance and What does it Cover?

- - Pipeline Insurance - Chemical,gas, and petroleum enterprises that produce or extract from under the ground can spend in the millions on building overhead and underground pipelines to facilitate passage.of their...

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Will my Business Insurance cover Natural Disasters?

Earthquakes hitting CA; hurricanes impacting LA and residue rain flooding parts of AR, MO, MS and TN; Tornadoes in TX, OK and PA; severe thunderstorms in NY, NJ... Any business can suffer unexpected losses when...

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How Insurance can protect a Convention or Trade Show

One thing that is predictable for any businessman is that events have a way of being unpredictable. When it comes to the convention or trade show, extreme weather like a hurricane, acts or risks of terrorism, employee...

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How to Protect your Boat from a Tropical Storm or Hurricane

Boat lovers recognize that many enduring memories are created from leisure or sport time on the water. Yet, no one can deny the hazards that tropical storms and hurricanes present. Aside of course for having already...

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Why Commercial Lenders need Environmental Liability Insurance

Financial institutions, banks and mortgage companies are the address for borrowing money to facilitate a real estate purchase. From the lender’s perspective, however, there remains a heightened concern about possible...

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Bond Information for Durable Medical Equipment Suppliers

The Federal government requires all Durable Medical (DMEPOS) suppliers to secure a $50,000 bond in compliance with Medicare reimbursement regulations. As outlined in the legislature this includes providers of the...

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Tell Me about Insurance for the Riding Academy

Insurance carriers that cover equestrian liability and mortality risks write specialty commercial and professional liability policies for horse riding academies as well. RELATED: insurance for the specialty school...

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How to Keep Kids Happy During a Hurricane

Family’s Hurricane Fun-Guide from PRIME Insurance - It’s important to do the necessary preparation before the winds and rain of a hurricane come blowing and pouring down. While the prospect of a violent storm can...

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Cyberattacks: How a Business can protect from Losses

Cyber attacks continue to be the leading fear among business owners. According to a recent study by patient information management firm, Protenus, there were three times as many breaches in 2018 within the health...

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When Professional Liability Protects Blood Banks

Blood banks housed within their own facility or within other medical centers or hospitals need blood bank professional liability insurance to protect them from all the exposures of risk. This includes lawsuits about...

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What You Need to Know about a Sobriety Checkpoint Test

A Special PRIME Insurance Communication - Sobriety checkpoints are the exception to the invasion of privacy rules established by law to protect human rights. This is due to the severe repercussions occurring when...

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When Your Building Rehabilitation Project Needs Insurance

Contractors involved in building rehabilitation often do so to preserve important dated physical property characteristics or historical attractions. The work may also just be tax-credit motivated or an option to...

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Insurance Real-Time: A New Homeowner’s Success Story

Here’s a twist on the typical request for homeowners insurance because this one came from a mortgage broker on behalf of his client that was purchasing a new home in Lakewood, NJ. Rachel offered a couple of options on...

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How to Reduce Home-Yard Risks

When the warmer seasons are in force, it’s the time to enjoy the great outdoors to the full extent. These days, homeowners are taking more advantage of their yards by installing all types of family entertainment. From...

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Taking a Trip? Remember to Prepare Your Home.

A PRIME Insurance Special - Fourth of July and the summer months in general are popular times for people to go on trips away from home. Related: 7 tips on security for the apartment renter While vacation mode...

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How to Understand Your Home Insurance Needs

You’re on the verge of buying a house and it’s a time to celebrate. After all, the search for a home to call your very own is an exhausting adventure. But, not so fast. Before you sit back and pat yourself on the...

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What Type of Insurance for the Health Food Industry?

The health food industry has seen a rapid upsurge in popularity over recent years. This is mainly due to awareness among consumers about the possible health hazards of standard food and personal care products....

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More Things of Interest about Fishing Contests

Fishing tournaments have become very popular amongst fishing sportspeople. For fans and others the following tidbits will add an extra element of intrigue and excitement to a special event that is intrinsically...

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When Your Business Needs Strike Insurance

Say you’re an online retail furniture company. You are offered a deal to provide beds and mattresses to a detention center in TX. You decide to sell the furniture because not only does it makes good business sense...

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Insurance Claim: How to ensure your Auto Accident is Covered

Often, when involved in a minor accident the two parties decide on their own to handle the damages without filing a police report or making an insurance claim. This may seem the logical choice to avoid a rate increase,...

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What Type of Insurance for Farmers Markets?

Spring, Summer and Fall are the perfect seasons for the Farmers Market – the open-air marketplace where farmers along with other vendors place fresh produce on tables to sell to customers. Although the chief...

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When the Employed Counsel needs Individual Professional Liability

Attorneys that work for someone else may assume that they are under the corporate professional liability insurance policy that broadly covers the company. In a sense they are correct. If an employed counselor-at- law...

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Fun Facts for the Motorcycle Enthusiast!

Once thought as a type of fun travel exclusively for young adults, motorcycles have evolved in a mode of ‘hitting the road’ for a broad age group. Eleven Fun Facts about Motorcycles - The motorcycle is also referred...

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Merging into Traffic: How to do it Safely

My friend has been driving for years but she wants to take some lessons from a driving school. Why? She’s afraid of highway driving. She is just not comfortable with the whole merging factor. RELATED: how to...

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Tell Me about Insurance for My Check-Cashing Business

Your check-cashing business may also be referred to as a money services business. You and others in this industry give people the opportunity to exchange their checks for the cash value. An alternative to the related...

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Driving Safer: How to Make Auto Insurance Cheaper

The insurance industry is on the bandwagon to promote safer driving by offering significant auto insurance discounts to those who engage in safe driving techniques through a monitoring program. In an age where so...

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How to Acquire Property Insurance ASAP

Just another Insurance Success Story - It was literally in the middle of the closing that the man acquiring a Newark, NJ 2-family occupied home-property reached out to Laizer, one of Prime's senior insurance...

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The Fun Facts about Luxury Cars

The supreme high-end driving experience - that’s what Mercedes, Range Rover, Roll-Royce, Bentley, Porsche, BMW, Audi, Lexus and other luxury cars are touted for. Although most cannot afford the steep purchase price,...

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Boating: How to Combine Fun with Safety

Thanks to a growing awareness of boating safety, boat accidents have been on a decline. But accidents, no matter, how statistically less they may be than previously, are never a good thing. That’s why all boaters...

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How to Minimize the Fire Hazards of Smoking

Everyone understands that smoking is bad for health. What many do not realize, though, is that smoking is a leading cause of home, property and forest fires - and resulting damages and loss of life. While your home...

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Helicopters Insurance: Protection that Covers the Risks

News Flash: Pilot Timothy McCormack crashed the helicopter he was operating onto a NY high-rise building roof. Tragically, McCormack was killed in the fiery collision and the helicopter was destroyed. As Uber and...

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The Serious Facts about Driving Safer

Close to 1 and a quarter million people are killed annually in auto accidents. Anyone who contemplates the statistic will understand the need to drive skillfully. Besides having proper auto insurance coverage, here...

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How Insurance Protects the Ice Cream Truck

Unfortunately for some, the musical jingles associated with the ice cream truck are a stark reminder of tragedy. Statistics tell the sad tale of too many fatal accidents involving eager children crossing the street...

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How to Plan a Pet-Safe Vacation

You love your pet. You’ve decided that leaving your dog or cat with others while you go on vacation is not an option for you. Well, you’re not alone. Many people are taking their pets with them to destinations that...

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When the Fishing Contest Needs Insurance Coverage

The popularization of hole-in-one golf tournaments for golfers can be compared to the exciting trend of fishing contests and fishing matches as well as tagged derbies for fishermen and fishing buffs. More: How to...

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Floor Laying Contractors: What Type of Insurance?

Floor layers and those contractors involved with other floor jobs need insurance coverage designed to protect the work they do. Professional floor installers have intrinsic exposure to being the brunt of a bodily...

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Fun Facts about Renting a Home or Apartment

It’s been taken as truth for a long time. Renters just are throwing money away, the ‘experts’ say. Buying a home makes much more sense than renting, they continue. But recent research indicates this may not be so...

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Flood Insurance: More Things to Know about the Coverage

Flood Insurance can help pay for any physical loss that is sustained directly from a flood – simply defined as an overabundance of water on land that is otherwise dry. The National Flood Insurance Program, known by...

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A Synopsis about Flood Insurance for the Property Owner

In 1968, the US Congress created the National Flood Insurance Program (NFIP) to shield property owners from the risks of flood damage. The NFIP offers flood insurance to home and property owners, renters and...

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About Professional Liability Insurance for the Interior Designer

If you are an interior designer, you are involved in many or all aspects of designing and synchronizing various forms of decorative expressions of a home, business or nonprofit organization. You client’s house,...

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Amusement Park Liability: The Insurance Perspective

You don’t have to be an amusement park, theme park or fairground owner to understand that the industry has multitude forms of exposure to liability. Current events highlighting malfunctions leading to accidents...

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Interesting Facts about Memorial Day Weekend

As we enjoy the holiday weekend by participating in recreational activities together with family and friends, we would be remiss if we would not take some time to focus on the serious nature of the juncture. Prime...

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A Will and Life Insurance: What’s the Difference?

A ‘last will and testament’ is commonly known as the simple word ‘will’. A will is the document you prepare before your death that declares what you would like done with the assets you leave behind. Among other...

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How NJ Combats Summer’s Auto and Boating Dangers

The 101 Days of Summer Traffic Safety Campaign - Auto insurance companies that service NJ no doubt are celebrating the new campaign initiated by the state’s Attorney General in conjunction with the Division of...

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Two Ways Technology can Protect a Home from Burglary

There’s nothing like the modern era’s technology to prevent a burglar from entering your home and making off with valuables. And when it comes to homeowners, condo or renters insurance, you’re likely to get the...

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