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Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible...

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What Insurance for the Firefighter?

Fire! Fire! The eternal call of help to professional and volunteer firefighters triggers thoughts of home and property damage as well as injury and loss of life. RELATED: Commercial auto insurance for firefighters...

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What type of Insurance for my Landfill Business?

Landfill companies - whether occupied with non-hazardous waste or sanitary landfills - need special insurance coverage. RELATED: Explaining insurance for environmental operations Prime Insurance brings you the...

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How to Prepare the Outside of Your Home for a Tornado

As residents in NY, NJ, PA and other spots have learned, tornado and severe wind storms are not reserved for the Tornado Valley alone. A tornado can erupt anywhere in the US very suddenly. The insurance people...

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What Insurance Policies are Required Forms of Coverage?

Since modern times, property insurance has been widely recognized as a protective measure for families, homes, property and businesses. By definition, insurance is an agreement between one party and the insuring...

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How to Change a Tire that becomes Flat While on the Road

It’s a driver’s nightmare: you’re driving and your vehicle starts bumping as if you’re on a collision course that’s full of potholes. Potholes don’t seem to be the problem here. You rightfully suspect a flat tire......

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How a Relationship with Insurance Companies Gets Lower Premiums

Another Prime Insurance Success Story - Well done, Ellen for getting our auto insurance client exactly the same rate as his expiring non-renewable premium when all companies offered sky-high rates! Related: When a...

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Trips, Slips, Falls and More: Insurance for Dance Schools

For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

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When Insurance Covers an Auto-Bike Accident

Spring and summer’s irresistible pull to the great outdoors includes bicyclists. The added traffic strain on the roads, however, places drivers of all types of vehicles at risk of a related accident. MORE: when the...

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About the Power of Insurance for a Wind Farm

Wind farms incorporate an assortment of wind turbines as an energy generating alternative to traditional sources. This can be used as an energy supply to an individual business or to deliver energy to the power grid....

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Body and Ear Piercing Liability: What insurance for the Professional

Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and...

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What Insurance for the Bar or Private Bartender?

Insurance Coverage for Bars - Anyone in the insurance industry will not dispute the fact that property and liability insurance for a bar service is hard to place. This is due to associated risks, record of losses,...

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Bus and Bus Conversions: What about Insurance?

As the childhood song goes, the wheels on the bus go round and round. If it would be up to the insurance industry, the lyrics would include something about the importance of proper coverage to keep your operation...

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What type of Insurance Coverage for the Supermarket?

You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that...

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Fun Facts about Reasons for Insurance Claims

Of course there’s nothing funny about accidents, injury, damages or insurance fraud, but get a load of these outrageous details mentioned on insurance claims and join the professionals in a good laugh at the crazy...

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Will Travel Insurance Cover a Cancelled Trip due to Airline Closure?

“Passengers are advised to check available flights with other airlines,” says the suddenly defunct WOW Iceland airline that has left thousands of passengers in the lurch. Will your travel insurance protect you in the ...

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How to Get a Better Insurance Rate for your Teen Driver

Let’s face it. When it comes to teen drivers, there’s a lot to be concerned about. At a higher accident rate than other age groups, insurance does get much more expensive. Traditionally, male teen drivers pay more...

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When Tailored Insurance for the RV Dealership Matters

As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an...

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Eight Things Every Driver Should Know about Insurance

Carrying auto insurance for your vehicle is the law. If caught without it, you may be subject to a significant fine, a suspended license, all the financial consequences when you are involved in a collision and...

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What Insurance for the Sport Fishing Boat?

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks...

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Sand and Gravel Hauler: What Kind of Insurance?

So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage...

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How to Salvage a Flood-Damaged Motorcycle

Nebraska and many parts of the Midwest are reeling from the recent floods, but the effects of such disasters are not exclusive to that area. Cases in point, of course include FL, TX and other states impounded by...

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How a Tailored Insurance Plan can protect the Security Guard

News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a...

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When the Traffic Ticket will Raise Your Auto Insurance Premium

Bad enough that if you get a traffic summons, you end up paying a fine, but, depending on the offense, it will also result in a rise in your auto premium. So, pay attention, drivers. This is what you need to know in...

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How to Combat Hate Crimes in America

A PRIME Insurance Special Report - Hate crimes include violent or harassing acts that are motivated by discrimination against race, religion, gender, ethnic culture and disability, among other things. “The opposite...

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How to Defend Yourself from an Attacking Aggressive Dog

It happened to us just last week. After exiting a friend’s home, we started toward our car, parked by the curbside. Then, a neighbor yelled something and we found ourselves in the direct path of his barking large...

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How Insurance protects your Quick Lube or Auto Repair Business

Like the full-service auto repair shop, those in the Quick Lube or vehicle oil changing industry may include mechanics on staff to service customers’ basic mechanical or maintenance needs. Related insurance...

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Why there is Professional Liability Insurance for a Hospital

It was stuff made of a nightmare when a CO woman was diagnosed with two malignant kidneys and had both removed, only to discover thereafter that the organs had in fact been healthy. The woman tragically died before...

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What Type of Insurance Protection for the Cemetery Owner?

Operating a cemetery demands a great deal of sensitivity towards the deceased and those affected by the death. RELATED: how homeowners insurance can cover a cemetery headstone Along with a caring heart and manner,...

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5 Ways to Protect the Skier from Avalanche Danger

Any mountainous region is susceptible to avalanche risks, but recent huge avalanche snowfalls in the Denver, Co even posed difficulties for highways and car travel. RELATED: how to prepare for winter driving...

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How to Address the Risks of Unpaid Interns in Your Business

There’s good news for the younger generation wishing to join the workforce, as well as for businesses. The Federal government is now giving more leeway for businesses to present unpaid internship opportunities....

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How to Fortify Your Home against a Tornado Risk

Alabama, Georgia, Texas, Oklahoma, Florida, Kansas, Nebraska and other states are most prone to tornadoes, but if you live elsewhere, don’t become complacent. The US has more tornadoes than any other place on the globe....

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Fun Facts about Women in Business

March is Women’s History Month. As part of the exciting momentum, Prime Insurance Agency brings you these inspiring statistics on US female business entrepreneurship. Nine Fun Facts about Female Business...

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What Insurance for Auto, Truck Dealers or Renters?

Though essentially different in nature, the auto seller and renter both need insurance to protect them from management hazards, related safety liability, among other involved risks. The following serves as a quick...

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Off-Premises Party Caterer: Do You Have Proper Insurance?

Whether it’s a holiday party or a special event, a business that provides catering to different locations includes those engaged in take-out and pick-up, drop off and delivered, 3rd-party, food trucks – and full...

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How Cruise Travel Insurance can Rescue the Distressed Vacationer

Recent headlines broadcast the plight of an elderly Whippany, NJ couple. Kicked off their cruise vacation in a foreign country due to the wife’s medical emergency, the couple underwent a horrific experience just to...

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How to Proceed when Your Vehicle Runs out of Gas

A Guide from the Insurance Specialists - It’s never a good idea to drive when the gas meter says you’re running on low. Whatever the reason for negligence about this all-important aspect of driving, emergencies...

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How to Master the Art of Parallel Parking

If you are like many drivers, you are uncomfortable when it comes to parallel parking. But a little practice in an empty parking lot using cones or other place markers to create a mimicked parking situation can go a...

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The Staged Auto Crash: How to Recognize the Signs

The insurance industry is very vigilant about fraudulent claims. One of the most cunning examples of auto insurance claim fraud involves something known as a staged crash or collision where it is not just the...

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How Insurance can Protect Your Fashion Designer Clothes

Similar to the fine art, antique autos, aged wine collection, designer couture collections are an investment of expensive fashion. Tailored exclusively and made-to-measure to fit the collector’s shape and panache...

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What Insurance do I need for my Winery?

Insurance for the Winery and Vineyard - Behind the refreshing, tart taste of any wine is the wine-making, beginning with the harvest of grapes in the vineyard and then onto the five stages of process in the winery....

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Fun Facts about ‘Emergency’ Calls

Here at Prime Insurance, we’re accustomed to getting emergency calls – whether it’s a homeowners’, auto, business, life, travel policy or other type of request for insurance information, related documents or submission...

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How to Check Your Home for Energy Efficiency

Saving money? Who doesn’t love that? When it comes to your insurance, teaming up with a good agency that can shop the network for you to find tailored coverage at the best quote is the way to go. When it’s about...

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Why Your Engagement Ring Needs Extra Insurance

“Will you marry me?” Popping the question is one of the most momentous moments in a couple’s life – and the accompanying presentation of the engagement ring is just as much a part of it as the future envisioned...

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Fun Facts about the School Crossing Guard

Crossing guards are the heroes that show up in all type of weather to protect school students and staff and others. They are deserving of our recognition for the unsung devotion they provide. RELATED: The school...

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Jewelry Insurance: The Final Touch on a Gift Meant to Endure

A lot of thought goes into buying jewelry, either as a gift to someone special or a special gift to oneself. Because of that, it makes sense not just to wrap up the purchase with fancy packaging. – but also with a...

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Wine and More: Insurance for the Bottler or Distributor

Insurance for beverage bottlers and distributors focuses on the business’s product, property and employee risks. Insurance for the Beverage Industry Related commercial and Business Insurance products can include: ...

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What Kind of Insurance Coverage for a Printing Company?

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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What type of Insurance for Electrical Bikes?

The electrical bike is seems to be in a class of its own. It’s not a car. It’s not a motorcycle. And it differs from the traditional bike due to the fact that it is costlier, has a motor and can ride at high speeds....

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When is Cheap Business Insurance too Expensive?

Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would...

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