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How to Check Your Home for Energy Efficiency

Saving money? Who doesn’t love that? When it comes to your insurance, teaming up with a good agency that can shop the network for you to find tailored coverage at the best quote is the way to go. When it’s about...

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Fun Facts about the School Crossing Guard

Crossing guards are the heroes that show up in all type of weather to protect school students and staff and others. They are deserving of our recognition for the unsung devotion they provide. RELATED: The school...

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Jewelry Insurance: The Final Touch on a Gift Meant to Endure

A lot of thought goes into buying jewelry, either as a gift to someone special or a special gift to oneself. Because of that, it makes sense not just to wrap up the purchase with fancy packaging. – but also with a...

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From Beer - Soda: How Insurance Protects the Bottler or Distributor

Insurance for beverage bottlers and distributors focuses on the business’s product, property and employee risks. Insurance for the Beverage Industry Related commercial and Business Insurance products can include:...

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What Kind of Insurance Coverage for a Printing Company?

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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What type of Insurance for Electrical Bikes?

The electrical bike is seems to be in a class of its own. It’s not a car. It’s not a motorcycle. And it differs from the traditional bike due to the fact that it is costlier, has a motor and can ride at high speeds....

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When is Cheap Business Insurance too Expensive?

Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would...

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How an Agency Provides Better Insurance Service: A Prime Special!

Question: How does Prime’s legendary customer service get even better? Answer: When the day at the office is not long enough and the insurance specialist follows up after hours for your benefit at her home! Here’s...

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9 Reasons Why an Airline May Force a Traveler off a Flight

Once upon a time, air travel was considered enjoyable. Travel insurance experts recognize it’s a difficult call in today’s world to find a traveler who feels that way. Aside from other more familiar travel woes,...

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Fun Facts about Vehicle Drivers and Parking Meters

“I love parking meters,” said no one, I think. Despite its unpopularity, here’s the thing that brightens up the sore point about the parking meter. In the event you arrive after your paid time has expired and...

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Why Native American Tribes Need Insurance Geared to Them

- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural...

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Why Insurance Rates are rising for Female Teen Drivers

Though young female drivers are far less likely to be involved in hazardous driving than their male counterparts, something is taking place in various states across the United States to change the reflecting rate...

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Electricians: What to Look for in an Insurance Policy

If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event...

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How to Keep Warm when there’s a Power Outage

Winter’s freeze has hit NJ, NY, PA, MD – and beyond. As temperatures dip into dangerous lows, the risk of a power outage can affect anyone. Below, Prime Insurance spotlights important tips that can help your family...

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Fun Facts about those Back-Seat Drivers

“You almost made me get into an accident! PLEASE stop being a BACKSEAT DRIVER!” I’d imagine that every driver out there can identify with the above statement. Backseat drivers are... I’ll let you fill in the dots....

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How Do I Make Sure My Child is Buckled Safely in the Car Seat?

On January 14, 2019, a Minnesota motorist’s video captured the heart-stopping episode: a car seat with a toddler strapped into it tumbled from a moving car. Miraculously, the child was uninjured and was saved from a...

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How to keep Safe when Driving during an Earthquake

If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing...

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How to Make a 9-11 Emergency Call

Emergencies can happen to anyone. That is why it is so important to familiarize yourself and your family with the procedure to summon help. Related: Will auto insurance cover a hit and run accident? 911- The...

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Is there Insurance Protection for a Government Shutdown?

Understandably, a company that is contracted by the government to perform certain services or a 3rd party contractor servicing a government enterprise may harbor fears about a government shutdown – even a partial...

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Adult Child in a Parent’s Home: Will Insurance Cover?

Adult children living with their parents: it’s a trend taking place all over the country with the State of NJ ranking the highest percentage. If this living arrangement resonates in your residence, it’s wise to...

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How to Prevent an Accident when Driving Near a Truck

- - If you’re like most regular vehicle drivers, you are not especially fond of driving close to those big commercial trucks. Of course, the sheer size those big riggers, in terms of height, width and length and tens...

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Businesses: How to Avoid False Workers Comp Claims

Insurance fraud costs all of us: the insurance industry, businesses and employees. Business owners can empower themselves against workers comp fraud with advice from the pros. RELATED: Two recent fraudulent...

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How to Be Safe When Driving a Commercial Truck

Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

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How to Drive Safely in Foggy Conditions

Tips from the Auto Insurance Specialists - Listed among some of the most risky driving weather conditions, fog presents undeniable visibility challenges. RELATED: how to drive in icy conditions The best possible...

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How Insurance Protects from Pollution Cleanup Liability

The two forms of commercial pollution insurance highlighted here protect both the marine operations and non-marine operations. The coverage incorporates bodily injury and property damage resulting from contaminants and...

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Will my Auto Insurance Rate Increase if I Drink and Drive?

- - The juncture around and on New Year’s Day is a good a date as any to analyze the effects of drunk driving on insurance rates – given the amount of partying and drinking going on – but the facts remain...

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How to Conduct the End-of-Year Auto Insurance Review

As we approach New Year’s Day, there’s something that the insurance professionals advise: use the juncture to review your insurance policies – including your auto coverage. Conducting an annual end-of-year...

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How to Make an End-of-Year Home Insurance Review

When it comes to a New Year’s resolution, making a year-end home insurance review becomes an important aspect of protecting your property. You see, without an annual review, you may be setting yourself up to...

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How to Enhance Family Time Together

It is particularly during holiday times that families can strengthen the bonds that unite them. Here are a few tips highlighting the topic. RELATED: keeping holiday cooking safe Holidays and Beyond: Five Ways to...

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Eight Fun Facts about Happy Holiday Greetings

Holiday greetings and cards definitely have a special place in this season’s observances. As Prime Insurance delivers its own version of well-wishing, we focus on some interesting tidbits about the tradition. Holiday...

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How to Avoid a Package Delivery Theft

You might say that part of this season’s modern-day traditions involve online purchases being delivered straight to your door. Between gifting and buying essential needs, the convenience never got better. But along...

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Does your Business Insurance Cover Discrimination Allegations?

The Discrimination Case of the Colorado Baker - Suppose you were in the shoes of the widely publicized case of a specialty baker in Denver, Colorado who refused to bake a cake for someone celebrating something against...

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How to Secure your Apartment from a Robbery

If you live in an apartment, your chances of being victimized by a thief are arguably greater than a private homeowner because of the relative ease of access into the building. Criminals can break in whether you are in...

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Liquor Liability and the Business Holiday Party

‘Tis the season for office parties and many businesses are so intent on making the event a festive one that they fail to take necessary precautions when it comes to liability risks. In many states, liquor liability is...

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Fun Facts about Bumper Stickers on Cars

Bumper stickers may seem like the ultimate way to getting a message across. After all, placing a sticker on a vehicle that travels from place to place certainly gives it multi-faceted exposure. Here are some fun...

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How to Handle an Earthquake Situation when in the Car

Earthquakes and resulting damages have been on record here in the United States since 1900. Being that the natural disaster can occur at any moment without warning, you may be anywhere – even in the car – when...

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Holiday Party Host: How to Protect Yourself from Liability

Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be...

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How Insurance can protect the Hunting or Fishing Club

Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability...

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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds...

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How Insurance can Protect Animal Rights/Rescue/Shelter Non-Profits

Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known ...

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When Burial Costs are the Benefit in a Life Insurance Policy

Life insurance is your way of planning for the financial future of your family after you are gone. Adding a death benefit to a life insurance policy gives you and your family the extra peace of mind in knowing that...

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Your Wedding Day: How Insurance can cover the Mishaps

Wouldn’t it be nice if we didn’t’ have to worry about the ‘what if’s’ of a big day like a wedding? Anything can happen any time – even at the most memorable event of a couple’s life. RELATED: true wedding insurance...

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The Engagement Ring: How to Protect Yourself from a Loss

A lost or stolen engagement ring is something nobody wants to experience – especially a newly engage couple. The case of John Drennan and Daniella Anthony, tourists from England, therefore drew international...

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How an Agency Helps to Save Money on Auto / Home Insurance

From the Recent Files of Prime Insurance - A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines...

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How to Buy License Plates for Your Car

A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

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Concert Insurance: for all the Liability Related to the Show

Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the...

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Insurance Matters When the Accident is a Hit and Run

Tell Andrew Sipowicz of Buffalo, NY about hit and run accidents and he’ll likely go on about it on a personal level, as broadcast on his twitter account. While surveying the damage done to his red 2012 Ford Mustang...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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Insurance Know-How: The Main Ingredient to Precise Coverage

Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

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Another Insurance Success Story by a Master Agency

From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never...

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