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Fun Facts about Bumper Stickers on Cars

Bumper stickers may seem like the ultimate way to getting a message across. After all, placing a sticker on a vehicle that travels from place to place certainly gives it multi-faceted exposure. Here are some fun...

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How to Handle an Earthquake Situation when in the Car

Earthquakes and resulting damages have been on record here in the United States since 1900. Being that the natural disaster can occur at any moment without warning, you may be anywhere – even in the car – when...

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Holiday Party Host: How to Protect Yourself from Liability

Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be...

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How Insurance can protect the Hunting or Fishing Club

Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability...

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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds...

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How Insurance can Protect Animal Rights/Rescue/Shelter Non-Profits

Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known ...

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When Burial Costs are the Benefit in a Life Insurance Policy

Life insurance is your way of planning for the financial future of your family after you are gone. Adding a death benefit to a life insurance policy gives you and your family the extra peace of mind in knowing that...

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Your Wedding Day: How Insurance can cover the Mishaps

Wouldn’t it be nice if we didn’t’ have to worry about the ‘what if’s’ of a big day like a wedding? Anything can happen any time – even at the most memorable event of a couple’s life. RELATED: true wedding insurance...

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The Engagement Ring: How to Protect Yourself from a Loss

A lost or stolen engagement ring is something nobody wants to experience – especially a newly engage couple. The case of John Drennan and Daniella Anthony, tourists from England, therefore drew international...

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How an Agency Helps to Save Money on Auto / Home Insurance

From the Recent Files of Prime Insurance - A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines...

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How to Buy License Plates for Your Car

A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

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Concert Insurance: for all the Liability Related to the Show

Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the...

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Insurance Matters When the Accident is a Hit and Run

Tell Andrew Sipowicz of Buffalo, NY about hit and run accidents and he’ll likely go on about it on a personal level, as broadcast on his twitter account. While surveying the damage done to his red 2012 Ford Mustang...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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Insurance Know-How: The Main Ingredient to Precise Coverage

Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

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Another Insurance Success Story by a Master Agency

From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never...

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How Tailored Insurance Protects the Fast-Food Industry

Fast-food establishments that have a take-out menu and/or sit-down accommodations without waiter service have their own set of exposures that require tailored insurance coverage. Related businesses include:...

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When Collector Insurance is an Important Coverage

Insurance for Comic Books, Coins, Stamps, Sports Cards and Other Collections - If you are the collector of comic books, domestic and foreign coins, currency and postage stamps, postcards, beer cans, wine bottles,...

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How to Prevent or Handle a Gas Explosion

When a sewer line contractor working in the heart of a residential area in Lakewood, NJ struck a gas line, it sparked an explosion and prompted dozens of home evacuations. RELATED: testing for radon in your home...

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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

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Workers Compensation: When Fraud is Uncovered

We’ve highlighted workers compensation fraud and how it hurts us all before. The following are two examples of fraud uncovered. RELATED: When Workers Comp Discounts Are Available Workers Comp Fraud in TX - Gary...

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What Type of Traveler Needs War Risk Accident Insurance?

Anyone that travels to high-risk areas around the globe needs War Risk Accident Insurance. This type of insurance coverage is more commonly used by those sent on business to countries the US government issues travel...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Does Fall’s Clock-Change affect Your Driving Skills?

Hello, fellow drivers, say the insurance companies as they warn about the possible negative effects of turning back the clock. Turning the clock back in the autumn season means we are changing our bodies’ sleep...

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The How-to on Do-It-Yourself Auto Oil Change

Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered...

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Halloween Risk: How to Prevent Auto and Auto Part Theft

The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s...

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Understanding Marine Transportation Insurance

Commercial Insurance Coverage for Marine Transportation - Because a bridge is not an economic or probable feasibility in certain geographical areas, there is a need for ferry and other boat operations. These vessels...

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Why it May be a Bad Idea to Get Insurance via the Payroll Company

Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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Fun Facts about Winning the Lottery

Insurance and Six Other Things Related to Big Winners - Insurance for lottery winners? Yup, big money winners may lose sight of the larger picture. Life insurance is a smart option for anyone. When it comes to mega...

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Which US States Rank the Most in ID Theft?

A Prime Insurance Report - ID theft has increasingly become a worldwide threat. In the United States. It’s been documented that the risk may be greater depending on which state you live in. Along with adding ...

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What Type of Insurance for Brownfields Development Sites?

Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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Car Buyers: How to Recognize the Signs of Flood-Damage

A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

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Fun Facts about Drivers, Driving and Auto Insurance

10 Things You May Find Amusing about Getting Behind the Wheel - S Dakota law permits 14-year-old teenagers to drive a vehicle after passing their driving test. Drivers in Hungary need to take a first aid course...

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How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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Not-Such Fun Facts about Natural Disasters

Given the amount of related claims received, coupled with the research involved, the insurance industry certainly is well-versed in natural disasters. Natural disasters result in damages, losses, human suffering and...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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How to Protect Your Personal Information from a Data Breach

- - A Prime Insurance Special Report - The sad thing about today’s online reality is that your personal data is at risk on a continuous basis. This is the reason why identity theft insurance is such an important...

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When the Psychiatrist or Psychologist Needs Insurance

Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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Fascinating Facts about False Accusations and Related Lawsuits

From very public figures, like politicians, to a person in the private sector, false accusations are something to be concerned about as evidenced in of documented 290 wrongful convictions that were overturned in the US...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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The Facts about a New License Bond Requirement for NJ

- - A PRIME Insurance - CNA Surety Update for NJ Bond Clients - NJ bond clients need to be aware of a new license bond requirement for Elevator Mechanics and ‘Moving Walkway’ Mechanics. Effective September 30, 2018,...

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How State and Tribal Nonprofits Save on Unemployment Insurance

Prime Insurance invites all 501c3 government and Native American nonprofits to join our unemployment program and save BIG on excessive state unemployment charges. - Prime Insurance: A Solution for High SUI Costs -...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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Will Insurance Cover a Car with Flood Damage?

With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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