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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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Car Buyers: How to Recognize the Signs of Flood-Damage

A Prime Insurance Special Hurricane Report - Hurricanes Irma, Harvey, Florence, Michael and others like them have severely impacted cars in the region. Experts define any vehicle that has suffered flooding above...

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Fun Facts about Drivers, Driving and Auto Insurance

10 Things You May Find Amusing about Getting Behind the Wheel - S Dakota law permits 14-year-old teenagers to drive a vehicle after passing their driving test. Drivers in Hungary need to take a first aid course...

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How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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Not-Such Fun Facts about Natural Disasters

Given the amount of related claims received, coupled with the research involved, the insurance industry certainly is well-versed in natural disasters. Natural disasters result in damages, losses, human suffering and...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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How to Protect Your Personal Information from a Data Breach

- - A Prime Insurance Special Report - The sad thing about today’s online reality is that your personal data is at risk on a continuous basis. This is the reason why identity theft insurance is such an important...

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When the Psychiatrist or Psychologist Needs Insurance

Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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Fascinating Facts about False Accusations and Related Lawsuits

From very public figures, like politicians, to a person in the private sector, false accusations are something to be concerned about as evidenced in of documented 290 wrongful convictions that were overturned in the US...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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The Facts about a New License Bond Requirement for NJ

- - A PRIME Insurance - CNA Surety Update for NJ Bond Clients - NJ bond clients need to be aware of a new license bond requirement for Elevator Mechanics and ‘Moving Walkway’ Mechanics. Effective September 30, 2018,...

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How State and Tribal Nonprofits Save on Unemployment Insurance

Prime Insurance invites all 501c3 government and Native American nonprofits to join our unemployment program and save BIG on excessive state unemployment charges. - Prime Insurance: A Solution for High SUI Costs -...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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Will Insurance Cover a Car with Flood Damage?

With scenes of cars enveloped by floods in the aftermath of hurricanes and tropical storms on the public radar, the headline on this blog begs for answers. Will insurance cover a vehicle damaged by flood water? Auto...

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How to Save Yourself from a Flood When in the Car

With hurricanes, tropical storms and floods in the news this very wet season, the frightening statistic on flash floods and car risks has insurance professionals highlighting important safety tips. Get this: close...

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9 Fun Facts about Hurricane Names

Though Hurricane Sandy was anything but fun, I couldn’t get over the fact that my neighbor and good friend was connected to the fast moving tropical storm by sharing the very same name. The relationship didn’t add...

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Insurance: When Church and Clergy have Liability Exposure

In today’s world, the church and clergy are not immune to accusations and lawsuits. Prime Insurance focuses on the necessary associated insurance protection. Insurance for a Church and Religious Center - While...

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How to Escape a Hurricane’s Path

Tropical storms with the ferocity of predicted hurricanes demand a determined response that involves evacuation from targeted localities. Besides a proper home insurance policy, residents of NC, SC, VA, FL and any...

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How to Keep Safe when Walking at Night

Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has...

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Go-Fund-Me Charity: How to Avoid Getting Scammed

Though there is insurance against cyber fraud and other forms of theft, when it comes to crowdfunding or charities, the coverage generally does not apply. If you read about a homeless man in PA being helped by good...

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Mobile Home Residents: How to Protect Yourself from a Hurricane

The National Hurricane Center cites peak season for tropical storming from the middle of August to the end of October. For the mobile home owner in particular, the risks are even more significant. For this reason, it...

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When the Right Insurance Protects the Independent Beautician

Are you one of the many beauticians that work on their own in a rented space of an established beauty salon or privately inside your home? Having the right form of insurance coverage can protect you from potential...

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Insurance Claims: 8 Sobering Holiday Accident Facts

Labor Day, Thanksgiving, X-mas, New Years, Memorial Day, Fourth- of- July Weekend: these mark celebratory dates when Americans travel, party and host. Unfortunately, more accidents occur on these special days than...

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Questions and Fun Fact Answers about Labor Day

Q: What was the first US state to commemorate Labor Day as a legal holiday? A: On February 27, 1887, Oregon was the first state to observe Labor Day as a legal holiday. The states of CO, MA, NJ and NY followed...

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Contamination: Does Your Business Need Product Recall Insurance?

With recent alerts about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ, eggs from IA farms, we’ve almost become accustomed to product recalls. Now with one tragic...

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Building and Related Contractors: How to Handle Scaffolding Risks

News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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What Insurance Policy for a Video Game and Arcade Center?

Electronic video game centers, including those that offer competitive gaming, have become big business. But along with the profits come the risks. RELATED: video game/arcade center insurance claims examples What type...

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What You May be Missing even with National Flood Insurance

The National Flood Insurance Act was created in 1968 to protect home and property owners in flood-prone areas. Although home owners in designated flood zones may have purchased NFIA insurance protection for...

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What Type of Insurance Protection for the School and Teacher?

The educational community has enough exposure to liability that it can fill insurance claims books of examples. Related: how NJ teachers and school staff members can take advantage of related auto insurance...

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Does Your Pizza Shop Have Proper Insurance Coverage?

If you own a pizza shop you are part of the vibrant mosaic of families in your area that consist of mothers, fathers, kids, grandmas, grandpas and so on. Because of the ongoing foot and driving traffic to, from, and...

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How to Prevent a Thief from Breaking into Your Car

“I remember it like it was yesterday,” said my friend who ironically works in the auto insurance department of an agency. “I swung into my driveway after midnight right alongside my daughter’s parked car and noticed...

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Why Your Non-Profit Needs an All-in-One Insurance Coverage

An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, ...

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When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

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How to Tell an Older Adult to Stop Driving

Change is difficult. When it comes to giving up some form of independence, it is even more difficult. Although the older adult may have years of good driving experience to his or her credit, there are factors that may...

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Why Proper Insurance for Your Condo is Very Crucial

There is a myth out there that many condominium owners unfortunately tend to believe. Let it be known: Your condo association’s insurance does not mean you do not need your own coverage! Condominium owners that use...

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A Quick Summary of Railroad Property and Liability Insurance

Railroad Property Liability Insurance - Various forms of railroad exposures include short line, regional, light transit, and national among other types. The big specializing insurers, like Lloyds of London, generally...

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Tenant Occupied Home: Do You Have the Right Insurance Policy?

Insurance agent Laizer Schonbrun relates the following about a tenant occupied home client. “Someone reached out to us here at Prime Insurance complaining about how the bank placed forced coverage on his tenant...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that...

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Are You Prepared for a Destructive Hurricane?

U.S. cities to take the biggest brunt of hurricane beatings in 2017 are listed in severity as: Cape Hatteras, NC Delray Beach, FL Hollywood, FL Deerfield Beach, FL Florida City, FL Grand Isle, LA Ft. Pierce, FL ...

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Does Your Homeowners Insurance Protect from Lightning Strikes?

One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark,...

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How to Find Precise Insurance for a Demolition Contractor

Demolition work is very hazardous, particularly within urban locations. As far as the insurance coverage is concerned, utilization of explosives along with the consistent threat of a building collapsing while the...

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Back to School: Insurance for the School Bus Contractor

Though public school bus fleets possess a form of self-governing protection, this is not so for the privately-run school bus company. Due to this, the private school-bus operation needs adequate high insurance limits...

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Bon Voyage: 12 Fun Facts about Airplane Travel

Summertime is the most popular time to take a vacation. PRIME Insurance makes it even more enjoyable with these interesting facts. The line of smoke left behind a traveling airplane is water vapor. No need to fear...

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Spotlight on Insurance for the General Contractor

A general contractor is considered the primary contractor – one who hires subcontractors and oversees as well as manages a construction site, building plan or enterprise. Insurance is individualized according to the ...

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Why Speeding in NY (and Elsewhere) is a Big No-No

The first week of August is marked in NY by “Speed Week”, a state-wide campaign to target drivers that speed beyond the posted speed limit. “Studies have shown, speeding kills,” says NY State Police Superintendent...

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