Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

The Fun Facts about Luxury Cars

The supreme high-end driving experience - that’s what Mercedes, Range Rover, Roll-Royce, Bentley, Porsche, BMW, Audi, Lexus and other luxury cars are touted for. Although most cannot afford the steep purchase price,...

Read More


Boating: How to Combine Fun with Safety

Thanks to a growing awareness of boating safety, boat accidents have been on a decline. But accidents, no matter, how statistically less they may be than previously, are never a good thing. That’s why all boaters...

Read More


How to Minimize the Fire Hazards of Smoking

Everyone understands that smoking is bad for health. What many do not realize, though, is that smoking is a leading cause of home, property and forest fires - and resulting damages and loss of life. While your home...

Read More


Helicopters Insurance: Protection that Covers the Risks

News Flash: Pilot Timothy McCormack crashed the helicopter he was operating onto a NY high-rise building roof. Tragically, McCormack was killed in the fiery collision and the helicopter was destroyed. As Uber and...

Read More


The Serious Facts about Driving Safer

Close to 1 and a quarter million people are killed annually in auto accidents. Anyone who contemplates the statistic will understand the need to drive skillfully. Besides having proper auto insurance coverage, here...

Read More


How Insurance Protects the Ice Cream Truck

Unfortunately for some, the musical jingles associated with the ice cream truck are a stark reminder of tragedy. Statistics tell the sad tale of too many fatal accidents involving eager children crossing the street...

Read More


How to Plan a Pet-Safe Vacation

You love your pet. You’ve decided that leaving your dog or cat with others while you go on vacation is not an option for you. Well, you’re not alone. Many people are taking their pets with them to destinations that...

Read More


When the Fishing Contest Needs Insurance Coverage

The popularization of hole-in-one golf tournaments for golfers can be compared to the exciting trend of fishing contests and fishing matches as well as tagged derbies for fishermen and fishing buffs. More: How to...

Read More


Floor Laying Contractors: What Type of Insurance?

Floor layers and those contractors involved with other floor jobs need insurance coverage designed to protect the work they do. Professional floor installers have intrinsic exposure to being the brunt of a bodily...

Read More


Fun Facts about Renting a Home or Apartment

It’s been taken as truth for a long time. Renters just are throwing money away, the ‘experts’ say. Buying a home makes much more sense than renting, they continue. But recent research indicates this may not be so...

Read More


Flood Insurance: More Things to Know about the Coverage

Flood Insurance can help pay for any physical loss that is sustained directly from a flood – simply defined as an overabundance of water on land that is otherwise dry. The National Flood Insurance Program, known by...

Read More


A Synopsis about Flood Insurance for the Property Owner

In 1968, the US Congress created the National Flood Insurance Program (NFIP) to shield property owners from the risks of flood damage. The NFIP offers flood insurance to home and property owners, renters and...

Read More


About Professional Liability Insurance for the Interior Designer

If you are an interior designer, you are involved in many or all aspects of designing and synchronizing various forms of decorative expressions of a home, business or nonprofit organization. You client’s house,...

Read More


Amusement Park Liability: The Insurance Perspective

You don’t have to be an amusement park, theme park or fairground owner to understand that the industry has multitude forms of exposure to liability. Current events highlighting malfunctions leading to accidents...

Read More


Interesting Facts about Memorial Day Weekend

As we enjoy the holiday weekend by participating in recreational activities together with family and friends, we would be remiss if we would not take some time to focus on the serious nature of the juncture. Prime...

Read More


A Will and Life Insurance: What’s the Difference?

A ‘last will and testament’ is commonly known as the simple word ‘will’. A will is the document you prepare before your death that declares what you would like done with the assets you leave behind. Among other...

Read More


How NJ Combats Summer’s Auto and Boating Dangers

The 101 Days of Summer Traffic Safety Campaign - Auto insurance companies that service NJ no doubt are celebrating the new campaign initiated by the state’s Attorney General in conjunction with the Division of...

Read More


Two Ways Technology can Protect a Home from Burglary

There’s nothing like the modern era’s technology to prevent a burglar from entering your home and making off with valuables. And when it comes to homeowners, condo or renters insurance, you’re likely to get the...

Read More


What is Weather Insurance?

Yes, there really is weather insurance coverage. Created to shield an outdoor event sponsor or the manufacturing company of weather related products, weather insurance is designed for certain incidents associated...

Read More


Your Motorcycle Tire: How to Properly Change it

A Prime Insurance Guide - It’s important to learn the skills of changing a motorcycle tire correctly. Using the wrong method, in fact, may render the tire unsafe and land you into an accident with serious...

Read More


Negative Film Insurance Explained

Insurance Coverage for the Commercial Film Producer - Negative film insurance covers a producer of commercial films and tapes – those involved in producing commercial films or documentaries on television or for...

Read More


Personal Insurance Protection: Why You Need the Coverage

Personal Insurance Protection is often called PIP in the insurance industry. It is part of an auto policy that pays for medical and rehabilitation bills - and in some instance, loss of wages and other related costs -...

Read More


Errors and Omissions: Why a Labor Union needs related Insurance

Errors and Omissions policies are also known as Professional Liability insurance. Errors and Omissions policies that are written for labor unions can protect a union and its members from claims in regard to genuine...

Read More


Fun Facts about Travel and the Travel Industry

A PRIME Insurance Special Feature 11 Travel-Related Facts to Ponder - More than 74 million employees in the US have jobs related to travel and tourism. As per air travel personnel protocol, the pilot and co-pilot...

Read More


How to Do Your Part to Clean Up the Environment

A Prime Insurance Green-Earth Focus - Climate change, Carbon emissions – these are the issues at hand for environmentalists and anyone part of the globe. With hurricanes, tornadoes, floods, other severe weather...

Read More


How NJ is Working towards Ride-Share Passenger Safety

Sami Josephson was a young college student just a few months away from graduating college when she mistakenly entered a car she thought was the Uber ride she had ordered. Tragically, Sami’s lifeless body was found...

Read More


When the Travel Agency or Tour Operator needs Insurance

When travelers and tourists make plans they expect all to go as planned. But life does not always cooperate. For the travel agency or tour operator a mistake can lead to damages and related damages. This is where an...

Read More


Swimming Pool Contractors: How Insurance Protects from Risks

The trend to install in-ground, partial in-ground and above ground swimming pools on a homeowners’ property is on the upswing, especially when the hot weather of summer is heralded by spring. Related: swimming...

Read More


Is Your House of Worship Covered by Terrorism Insurance?

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism. The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks...

Read More


When Someone Borrowing Your Car Causes the Accident

My friend sighed as he related how he had lent his car to a cousin. Shortly thereafter, the cousin called him about an accident he had caused that had left the car with damages. The towing company needed to speak...

Read More


Insurance for a Crop Dusting and Spraying Operation

A Specialty Aviation Insurance - Operations that utilize aircraft for insecticide, herbicide or fertilizer dustings or spraying of crops, shrubs, trees, plants or other forms of vegetation require insurance falling...

Read More


Errors and Omissions: When the County Clerk makes a Mistake

Insurance for the County Clerk and Recorder - The County Clerk’s office is in charge of all the paperwork. This includes things like: Liens Mortgages Marriage certificates Death certificates Assumed names Gun...

Read More


What type of Insurance for my Crane and Rigging Business?

A collapsing crane on a busy Seattle, Washington street broadcast on news sites is one example of the enormity of risk involved in related construction business. Notwithstanding vehicle damage and traffic gridlock,...

Read More


Will Insurance Cover Business Losses from a Measles Outbreak?

Measles has been off the radar in the US for decades. However, a recent outbreak attributed to unvaccinated travelers and those known as ‘Anti-Vaxxers’ has brought it back. Health officials are in an uproar. The...

Read More


Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible...

Read More


What Insurance for the Firefighter?

Fire! Fire! The eternal call of help to professional and volunteer firefighters triggers thoughts of home and property damage as well as injury and loss of life. RELATED: Commercial auto insurance for firefighters...

Read More


What type of Insurance for my Landfill Business?

Landfill companies - whether occupied with non-hazardous waste or sanitary landfills - need special insurance coverage. RELATED: Explaining insurance for environmental operations Prime Insurance brings you the...

Read More


How to Prepare the Outside of Your Home for a Tornado

As residents in NY, NJ, PA and other spots have learned, tornado and severe wind storms are not reserved for the Tornado Valley alone. A tornado can erupt anywhere in the US very suddenly. The insurance people...

Read More


What Insurance Policies are Required Forms of Coverage?

Since modern times, property insurance has been widely recognized as a protective measure for families, homes, property and businesses. By definition, insurance is an agreement between one party and the insuring...

Read More


How to Change a Tire that becomes Flat While on the Road

It’s a driver’s nightmare: you’re driving and your vehicle starts bumping as if you’re on a collision course that’s full of potholes. Potholes don’t seem to be the problem here. You rightfully suspect a flat tire......

Read More


How a Relationship with Insurance Companies Gets Lower Premiums

Another Prime Insurance Success Story - Well done, Ellen for getting our auto insurance client exactly the same rate as his expiring non-renewable premium when all companies offered sky-high rates! Related: When a...

Read More


Trips, Slips, Falls and More: Insurance for Dance Schools

For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

Read More


When Insurance Covers an Auto-Bike Accident

Spring and summer’s irresistible pull to the great outdoors includes bicyclists. The added traffic strain on the roads, however, places drivers of all types of vehicles at risk of a related accident. MORE: when the...

Read More


About the Power of Insurance for a Wind Farm

Wind farms incorporate an assortment of wind turbines as an energy generating alternative to traditional sources. This can be used as an energy supply to an individual business or to deliver energy to the power grid....

Read More


Body and Ear Piercing Liability: What insurance for the Professional

Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and...

Read More


What Insurance for the Bar or Private Bartender?

Insurance Coverage for Bars - Anyone in the insurance industry will not dispute the fact that property and liability insurance for a bar service is hard to place. This is due to associated risks, record of losses,...

Read More


Bus and Bus Conversions: What about Insurance?

As the childhood song goes, the wheels on the bus go round and round. If it would be up to the insurance industry, the lyrics would include something about the importance of proper coverage to keep your operation...

Read More


What type of Insurance Coverage for the Supermarket?

You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that...

Read More


Fun Facts about Reasons for Insurance Claims

Of course there’s nothing funny about accidents, injury, damages or insurance fraud, but get a load of these outrageous details mentioned on insurance claims and join the professionals in a good laugh at the crazy...

Read More


Will Travel Insurance Cover a Cancelled Trip due to Airline Closure?

“Passengers are advised to check available flights with other airlines,” says the suddenly defunct WOW Iceland airline that has left thousands of passengers in the lurch. Will your travel insurance protect you in the ...

Read More