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Interesting Facts about Homeowners’ Water Damage

The insurance industry knows all too well about water damage in homes across the nation. If the cause is a covered peril, the homeowner’s policy can kick in to help pay for damage to the structure and personal property....

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What to Look for in Insurance for the Painting Contractor

Painting contractors can be hired for outdoor or indoor work. This summary outlines the basic coverage needs of both types of painter. RELATED: why insurance for lead paint risks in the 21st Century? Exterior...

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Why it Costs so Much to have Auto Insurance

In an era where many find it difficult to make ends meet, the cost of auto insurance seems to exacerbate the situation for drivers. Bad enough that gasoline prices and car maintenance and repair costs are so high,...

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Insurance facts about Tesla and Other Electric/Hybrid Cars

Of late, Tesla and other electric type cars have gotten a great deal of publicity. These cars differ from traditional vehicles by running mostly on electricity, and by being a far cheaper fuel option than others that...

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Do You Have Proper Insurance for Your Vacant Home?

An unoccupied home has a much higher damage incident rate than an occupied one for the obvious reason –lack of a human presence that monitors risks, such as vandalism, theft and safety issues. The sobering national...

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Tell Me about about Insurance for Nurseries

Before we can understand the concept of insurance coverage for the Nursery, we must first define the operation. Nurseries are the retail and wholesale market for trees, shrubs and decorative plants. Some offer...

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Does Workers Comp Insurance Cover Tick Bites?

An Insurance Coverage Overview for the Construction Contractor - Unlike other industries where indoor work conditions limit exposure to pest risks, the construction business faces the potentially dangerous hazard....

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Cold-Hard Facts about Hail and Hailstorms

According to 2017 US National Insurance Claims reports, TX leads as the state sustaining the most hail damage ensuing forceful thunderstorms. A hailstorm sweeping over the Dallas-Fort Worth Texas area on Wednesday,...

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Why Your Business Needs Equipment Breakdown Insurance

If you are a business owner, medical center manager, or non-profit, you rely on different energy-powered equipment to help you keep your operation running. These may include: Computers Machinery Boilers Air...

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Four Reasons to Use an Independent Insurance Agent

When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate...

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Info about Insurance for Fireworks Stands

Fourth of July preparations are underway and the excitement is mounting for all the celebrations. Of course, the colorful bursts of light that proclaim the American Independence in the sky year after year play a big...

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How to Drive Safer in the Summer Season

Who doesn’t love the summer? The vehicular traffic on the streets and highways of NJ, NY, PA and other US states are witness to a surge of people traveling to the beaches and parks to enjoy the warmer weather. Along...

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Specialized Insurance for Your Pawnshop Business

Pawnshops also are known as pawnbrokers. This type of business gives loans to customers that provide security of valuable items, like jewelry, watches, gold coins, musical instruments, TVs or computers as forms of...

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Teens: Dangerous Driving, Auto Insurance and More

A PRIME Insurance Report - Summertime and teen driving: studies indicate that once school is out, vehicular accidents become the chief cause of teenage deaths. Why are teenage drivers more prone to being involved in...

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Summertime and Barbecue Fire Safety

Spring turns to summer as families and friends get together in the outdoors to celebrate life. Grilling is as much a part of the season as the warm rays of the sun but here’s the warning: barbecues can be dangerous....

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Professional Liability Insurance for a Document Destroying Company

If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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Will You Marry Me: 9 Fun Facts about Weddings

Once the marriage proposal is popped, there’s a whirlwind of activity – and lots and lots of money spent in preparation for the Big Day. PRIME Insurance brings you some of the more interesting things about the grand...

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Will My Homeowners Insurance Cover Sinkhole Damage?

If you happen to live in FL, TX, AL, MO, PA, TN, or even KY, you probably are acquainted with the possibility of a sinkhole on your property. With limestone and other types of the soil’s rock prone to cracks...

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Is Auto Insurance More Costly for Seniors?

As we age, our eyesight wanes, our reflexes slow down and health just is not the same as in younger years, prompting the use of medications. All this can affect the way we drive. It also makes us more prone to being...

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What Type of Insurance Does your Moving / Storage Company Need?

Moving and storage companies like yours shoulder the risks involved with transporting a family’s or business’s belongings, and/or temporarily storing the boxed items until delivery of the belongings to the final...

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National Click It or Ticket Campaign Begins in NJ

Your car’s safety belt is one of the best ways to keep safe while driving. In fact, a 2016 study revealed that roughly 14,668 people involved in auto accidents owed their lives to a buckled seatbelt. Police...

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How to Keep Bears Away from Your Home

- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears...

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The Basics on Motor Home Insurance Coverage

Motor Homes and Insurance - Motor homes are designed with cooking and sleeping areas to provide the traveling motorist with a home on wheels. As for insurance, the related physical damage coverage expands to include...

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Insurance: How to Arm Your Armored Truck

Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance...

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The Amazon Seller: How to Get Full Insurance Protection

Ecommerce is like any business in relation to liability exposure. That’s why insurance is so important. The Amazon Marketplace requires its sellers to obtain a certain amount of commercial coverage to protect its own...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Auctioneers and Auction Houses: The Insurance Outlook

It’s at an official auction that buying and selling go on through offers, bids and counter bids until the highest bidder claims a purchase. This article deals with the insurance aspect in regard to an auctioneer of...

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NJ Nonprofits: How to get a Security Guard Grant

A Time Sensitive Notice from PRIME Insurance - Security Guard Funding Application for Nonprofits in the State of NJ Following the September 2016 succession of bombs in Seaside Park and Elizabeth, NJ and NY, on...

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The Basics of Insurance Coverage for the E-Cigarette Store

E-cigarettes are also called e-cigs, electronic nicotine delivery systems, vaporizer cigarettes and vape pens and are used to replicate the feel of smoking. Stores that sell these types of battery-operated smoking...

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Does Home or Auto Insurance Cover Volcano Damages?

What has been called active volcanic fountaining on Hawaii’s Big Island has left residents in devastation, with homes, vehicles and other property incurring extensive damage. For these Hawaiians and others that live...

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Beyond Workers Comp Insurance: Earned Sick Leave Now in NJ!

Workers Comp is an insurance that employers are lawfully compelled to acquire so that in the event of an accident at the workplace, an injured employee will get medical attention and compensation for loss of income...

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Expanded Workers Comp Includes Garages/Auto Repair!

A PRIME Insurance and The Hartford Partnership - PRIME Insurance is proud to announce its expanded appetite from The Hartford. Effective April 30, 2018, we unite to offer superlative auto services coverage. The...

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What the Coal Industry Must Understand about Insurance

Buoyed by the president’s promise to revitalize the coal industry, as well as the reality of profits, the coal industry is far from becoming obsolete. Insurance coverage for the business is something that tackles...

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Why Cheap Home Insurance May Not be a Bargain

A True Story from the Files of PRIME Insurance - Rachel from our Personal Lines Department shared her recent success story. When a NY client told me that he was able to get a much cheaper insurance rate for an ...

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How Excellent Insurance Service Leads to More

- The PRIME Insurance Gold Standard - At Prime Insurance, we’re accustomed to getting new customers as a result of client referrals. It all ties up with the excellence associated with PRIME. Take the following...

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Interesting Things about Workers Comp Insurance

Accidents are not uncommon at the workplace. Both employers and employees understand that this is the reason for workers compensation insurance. Below are some more basic facts about the commercial coverage that...

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PRIME: The Address for Excellent Printers Insurance

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer commercial insurance coverage for all kinds of printers from Travelers Insurance Company. Coverage incorporates pre and post printer...

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How to Easily Access Insurance Customer Service

Spotlight on Hartford’s Online Self-Service Insurance Support - PRIME Insurance is proud to present The Hartford’s online customer support portal, giving small...

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Logging Operations: A Look at Related Insurance

No one can argue that the logging industry involves a great deal of exposure to risks. Due to the specific nature of the business, specialty insurance is required. Insurance Coverage for the Logging Company -...

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Wood-Products Business Hazards: Why Insurance is Important

Prime Insurance Announces AmTrust Lumber Insurance Program! - If you are part of the broad lumber industry, the associated hazards make insurance coverage a priority. As a leading nationally recognized, financially-...

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Why EPLI Coverage is Important in Today’s Commercial World

Employment Practices Liability Insurance, generally known as EPLI, has become a coverage staple in the commercial world. There’s widespread reason for it, as the following scenario experienced by a PRIME Insurance...

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Do Romaine Lettuce and Egg Suppliers Need Product Recall Insurance?

With recent news about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ and eggs from IO farms, there's a strong case for the food industry to invest in Product Recall...

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Welcome, Employers Workers Comp, to the Prime Insurance Network!

PRIME Insurance and Employers Offer Affordable Workers Comp - Prime Insurance is proud to announce our new alliance with Employers Workers Compensation Insurance Company. Who is Employers? Employers is an A-...

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Someone Damaged my Mailbox, Will Insurance Compensate?

Newly built homeowners join millions of other Americans who collect their mail from curbside boxes. For the US Postal Service that instituted the change, it translates into a multi-billion cost-saving effort....

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Salmonella and Other Poultry Risks Require Good Insurance Coverage

The poultry farmer has basic concerns about commercial property losses in regard to storm, flood, fire or bug or rodent infestation and equipment breakdown. But there are other grave worries. Recent salmonella...

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What a First-Hand Referral to an Insurance Agency Looks Like

- Another PRIME Success as Told Through Email - Who better than a Prime Insurance customer can testify to the Prime Insurance level of customer service? View the emails below to relive the communication between Fred (...

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Homeowners Insurance: How to Make a Home Self-Inspection

- PRIME Insurance Presents UPC’s Home Self-Inspection - Prime Insurance proudly partners with UPC to announce the UPC Home Self-Inspection Program! This novel HSI option enables home insurance clients to opt for a do-...

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through...

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Bicycle Manufacturers and Dealers: The Matter of Insurance

Every industry has its liability concerns and the bicycle industry is no exception. Manufacturers of bikes, as well as bicycle dealers need insurance that is tailored to their specific commercial property and...

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Home Insurance: How to proceed if my Dog bites a Person?

Ask the insurance pros. They’ll verify the truth that dog owners are hesitant to believe: dog bites really are more commonplace than you may believe. Dog bites and related injuries and damages, in fact, were the...

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