Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and injury, the exposure still exists.
Related: how to protect your jewelry from theft, loss and wear and tear
Body Piercing Liability Insurance
Every tattoo shop, beauty salon or other body enhancing shop that provides body piercing services needs related professional liability insurance included in their business policy. In the case where it is a body piercing artist operating as an independent contractor in another’s shop, individual liability coverage is also essential. Besides public insurance that some states require, professional liability coverage can protect the specialist from lawsuits brought by customers claiming injury, infection or disease as a result of the piercing.
Ear Piercing Liability Insurance
Many retail jewelry stores offer ear piercing to promote earring sales. Professional ear piercing liability coverage shields the business owner from claims related to infection caused by the piercing process.
For more on body and/or ear piercing liability insurance and associated coverage, contact the experienced professionals at Prime.
PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at Prime [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!
Summary: It’s not only the tattoo shop or beauty parlor that offers the services, but also the attending independent body piercer that needs related professional liability insurance. For the jewelry store or stand in the mall that offers ear piercing, the need for associated liability insurance is underscored as well.