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How Insurance can protect the Hunting or Fishing Club

Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability...

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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds...

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How Insurance can Protect Animal Rights/Rescue/Shelter Non-Profits

Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known ...

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Waste Disposal/Garbage Truck: How to Pay Less for Insurance

Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of...

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Why Insurance Companies Warn about Near-Misses

In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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Insurance Know-How: The Main Ingredient to Precise Coverage

Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

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Another Insurance Success Story by a Master Agency

From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never...

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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

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What Type of Traveler Needs War Risk Accident Insurance?

Anyone that travels to high-risk areas around the globe needs War Risk Accident Insurance. This type of insurance coverage is more commonly used by those sent on business to countries the US government issues travel...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Understanding Marine Transportation Insurance

Commercial Insurance Coverage for Marine Transportation - Because a bridge is not an economic or probable feasibility in certain geographical areas, there is a need for ferry and other boat operations. These vessels...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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How State and Tribal Nonprofits Save on Unemployment Insurance

Prime Insurance invites all 501c3 government and Native American nonprofits to join our unemployment program and save BIG on excessive state unemployment charges. - Prime Insurance: A Solution for High SUI Costs -...

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9 Fun Facts about Hurricane Names

Though Hurricane Sandy was anything but fun, I couldn’t get over the fact that my neighbor and good friend was connected to the fast moving tropical storm by sharing the very same name. The relationship didn’t add...

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How to Keep Safe when Walking at Night

Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has...

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Go-Fund-Me Charity: How to Avoid Getting Scammed

Though there is insurance against cyber fraud and other forms of theft, when it comes to crowdfunding or charities, the coverage generally does not apply. If you read about a homeless man in PA being helped by good...

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Contamination: Does Your Business Need Product Recall Insurance?

With recent alerts about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ, eggs from IA farms, we’ve almost become accustomed to product recalls. Now with one tragic...

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Building and Related Contractors: How to Handle Scaffolding Risks

News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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What Insurance Policy for a Video Game and Arcade Center?

Electronic video game centers, including those that offer competitive gaming, have become big business. But along with the profits come the risks. RELATED: video game/arcade center insurance claims examples What type...

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Back to School Bus: Fun facts from the Insurance Educators

The excitement of returning to school begins with the trip there. Prime Insurance educates you about some related school bus stuff here. 7 Fascinating Details about the School Bus - School buses have been around...

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What Type of Insurance Protection for the School and Teacher?

The educational community has enough exposure to liability that it can fill insurance claims books of examples. Related: how NJ teachers and school staff members can take advantage of related auto insurance...

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Does Your Pizza Shop Have Proper Insurance Coverage?

If you own a pizza shop you are part of the vibrant mosaic of families in your area that consist of mothers, fathers, kids, grandmas, grandpas and so on. Because of the ongoing foot and driving traffic to, from, and...

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When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

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A Quick Summary of Railroad Property and Liability Insurance

Railroad Property Liability Insurance - Various forms of railroad exposures include short line, regional, light transit, and national among other types. The big specializing insurers, like Lloyds of London, generally...

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Tenant Occupied Home: Do You Have the Right Insurance Policy?

Insurance agent Laizer Schonbrun relates the following about a tenant occupied home client. “Someone reached out to us here at Prime Insurance complaining about how the bank placed forced coverage on his tenant...

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How to Find Precise Insurance for a Demolition Contractor

Demolition work is very hazardous, particularly within urban locations. As far as the insurance coverage is concerned, utilization of explosives along with the consistent threat of a building collapsing while the...

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Back to School: Insurance for the School Bus Contractor

Though public school bus fleets possess a form of self-governing protection, this is not so for the privately-run school bus company. Due to this, the private school-bus operation needs adequate high insurance limits...

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What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every...

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When You are Not at Fault in a Car Accident

Anatomy of a Car Accident As per a Lakewood, NJ Police Auto Crash Investigation Report, our insurance client was Vehicle #2. Here’s what occurred: Vehicle #1 was driving Southbound on the right shoulder of New...

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Spotlight on Insurance for a Bar

Generally speaking, a bar is the spot where folks meet, drink alcoholic beverages and enjoy the camaraderie and any offered entertainment. Due to related perils, loss history, and client base, property and...

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Zoo and Zoological Society Insurance: A Summary

Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo...

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Not-So-Fun Facts about Floods

A PRIME Insurance Special Report - It’s about 9:20 Friday morning on July 6th in Lakewood, NJ. The early morning’s heavy rain has subsided. There is no longer a need for my windshield wipers’ winding actions. I make...

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Specialty Commercial Insurance: What about Dive Shops?

It’s easy to understand why the property and liability coverage for dive shops is so hard to place. The most vital parts related to underwater survival are equipment and proper training. Mistakes or failures related...

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What Insurance for the Emergency Medical Industry?

Emergency care centers, emergency medical technicians and emergency service organizations all respond to urgent medical situations. Liability is a big concern and one that specialty commercial insurance should...

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Accident Insurance Protection for Your Students

Insurance Coverage Designed for Schools and Youth Groups - We all know that accidents can happen anywhere, but for schools and youth groups, the possibility is especially worrisome. That is why the ability to offer...

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What Kind of Insurance for My Limousine Service?

The ever-growing limousine service business requires insurance geared towards its needs. RELATED: Insurance for the Uber/Lyft driver Limousine services, particularly around cities and airports, can be a one owner/...

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Chemical Manufacturer and Distributor: What Type of Insurance?

Given the poisonous nature of chemicals, those companies dealing with the matter – whether liquid, solid or gas – need a special form of insurance protection. RELATED: insurance for asbestos abatement Chemical...

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Tell Me about about Insurance for Nurseries

Before we can understand the concept of insurance coverage for the Nursery, we must first define the operation. Nurseries are the retail and wholesale market for trees, shrubs and decorative plants. Some offer...

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Info about Insurance for Fireworks Stands

Fourth of July preparations are underway and the excitement is mounting for all the celebrations. Of course, the colorful bursts of light that proclaim the American Independence in the sky year after year play a big...

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Specialized Insurance for Your Pawnshop Business

Pawnshops also are known as pawnbrokers. This type of business gives loans to customers that provide security of valuable items, like jewelry, watches, gold coins, musical instruments, TVs or computers as forms of...

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Professional Liability Insurance for a Document Destroying Company

If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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Insurance: How to Arm Your Armored Truck

Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance...

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NJ Nonprofits: How to get a Security Guard Grant

A Time Sensitive Notice from PRIME Insurance - Security Guard Funding Application for Nonprofits in the State of NJ Following the September 2016 succession of bombs in Seaside Park and Elizabeth, NJ and NY, on...

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Beyond Workers Comp Insurance: Earned Sick Leave Now in NJ!

Workers Comp is an insurance that employers are lawfully compelled to acquire so that in the event of an accident at the workplace, an injured employee will get medical attention and compensation for loss of income...

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Expanded Workers Comp Includes Garages/Auto Repair!

A PRIME Insurance and The Hartford Partnership - PRIME Insurance is proud to announce its expanded appetite from The Hartford. Effective April 30, 2018, we unite to offer superlative auto services coverage. The...

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How Excellent Insurance Service Leads to More

- The PRIME Insurance Gold Standard - At Prime Insurance, we’re accustomed to getting new customers as a result of client referrals. It all ties up with the excellence associated with PRIME. Take the following...

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