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How Insurance Protects the Ice Cream Truck

Unfortunately for some, the musical jingles associated with the ice cream truck are a stark reminder of tragedy. Statistics tell the sad tale of too many fatal accidents involving eager children crossing the street...

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Negative Film Insurance Explained

Insurance Coverage for the Commercial Film Producer - Negative film insurance covers a producer of commercial films and tapes – those involved in producing commercial films or documentaries on television or for...

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How NJ is Working towards Ride-Share Passenger Safety

Sami Josephson was a young college student just a few months away from graduating college when she mistakenly entered a car she thought was the Uber ride she had ordered. Tragically, Sami’s lifeless body was found...

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When the Travel Agency or Tour Operator needs Insurance

When travelers and tourists make plans they expect all to go as planned. But life does not always cooperate. For the travel agency or tour operator a mistake can lead to damages and related damages. This is where an...

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Swimming Pool Contractors: How Insurance Protects from Risks

The trend to install in-ground, partial in-ground and above ground swimming pools on a homeowners’ property is on the upswing, especially when the hot weather of summer is heralded by spring. Related: swimming...

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Insurance for a Crop Dusting and Spraying Operation

A Specialty Aviation Insurance - Operations that utilize aircraft for insecticide, herbicide or fertilizer dustings or spraying of crops, shrubs, trees, plants or other forms of vegetation require insurance falling...

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Errors and Omissions: When the County Clerk makes a Mistake

Insurance for the County Clerk and Recorder - The County Clerk’s office is in charge of all the paperwork. This includes things like: Liens Mortgages Marriage certificates Death certificates Assumed names Gun...

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Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible...

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What type of Insurance for my Landfill Business?

Landfill companies - whether occupied with non-hazardous waste or sanitary landfills - need special insurance coverage. RELATED: Explaining insurance for environmental operations Prime Insurance brings you the...

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What Insurance Policies are Required Forms of Coverage?

Since modern times, property insurance has been widely recognized as a protective measure for families, homes, property and businesses. By definition, insurance is an agreement between one party and the insuring...

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Trips, Slips, Falls and More: Insurance for Dance Schools

For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

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About the Power of Insurance for a Wind Farm

Wind farms incorporate an assortment of wind turbines as an energy generating alternative to traditional sources. This can be used as an energy supply to an individual business or to deliver energy to the power grid....

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Body and Ear Piercing Liability: What insurance for the Professional

Both body and ear piercing trace their origins in history to ancient civilizations and jewelry adornment for both men and women. Though society today has implement hygiene and other means to prevent infection and...

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Bus and Bus Conversions: What about Insurance?

As the childhood song goes, the wheels on the bus go round and round. If it would be up to the insurance industry, the lyrics would include something about the importance of proper coverage to keep your operation...

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What type of Insurance Coverage for the Supermarket?

You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that...

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When Tailored Insurance for the RV Dealership Matters

As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an...

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How to Address the Risk of Suicide at the Workplace

If you are a business owner, you realize that your employees are one of the most prized assets. Working towards a healthy and safe atmosphere will not only enhance your company’s culture, but also its efficiency....

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What Insurance for the Sport Fishing Boat?

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks...

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Sand and Gravel Hauler: What Kind of Insurance?

So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage...

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How a Tailored Insurance Plan can protect the Security Guard

News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a...

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When the Traffic Ticket will Raise Your Auto Insurance Premium

Bad enough that if you get a traffic summons, you end up paying a fine, but, depending on the offense, it will also result in a rise in your auto premium. So, pay attention, drivers. This is what you need to know in...

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How Insurance protects your Quick Lube or Auto Repair Business

Like the full-service auto repair shop, those in the Quick Lube or vehicle oil changing industry may include mechanics on staff to service customers’ basic mechanical or maintenance needs. Related insurance...

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What Type of Insurance Protection for the Cemetery Owner?

Operating a cemetery demands a great deal of sensitivity towards the deceased and those affected by the death. RELATED: how homeowners insurance can cover a cemetery headstone Along with a caring heart and manner,...

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Fun Facts about Women in Business

March is Women’s History Month. As part of the exciting momentum, Prime Insurance Agency brings you these inspiring statistics on US female business entrepreneurship. Nine Fun Facts about Female Business...

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What Insurance do I need for my Winery?

Insurance for the Winery and Vineyard - Behind the refreshing, tart taste of any wine is the wine-making, beginning with the harvest of grapes in the vineyard and then onto the five stages of process in the winery....

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What Kind of Insurance Coverage for a Printing Company?

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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When is Cheap Business Insurance too Expensive?

Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would...

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How to Prevent Pipe Bursts in Your Commercial Building

Polar Vortex Alert from PRIME Insurance and The Hartford - One of winter’s most expensive insurance claims involve burst pipes. Extreme cold has resulted in hundreds of thousands of dollars in losses for businesses,...

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Why Native American Tribes Need Insurance Geared to Them

- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural...

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Electricians: What to Look for in an Insurance Policy

If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event...

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How to keep Safe when Driving during an Earthquake

If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing...

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Is there Insurance Protection for a Government Shutdown?

Understandably, a company that is contracted by the government to perform certain services or a 3rd party contractor servicing a government enterprise may harbor fears about a government shutdown – even a partial...

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How to Be Safe When Driving a Commercial Truck

Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

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How Insurance Protects from Pollution Cleanup Liability

The two forms of commercial pollution insurance highlighted here protect both the marine operations and non-marine operations. The coverage incorporates bodily injury and property damage resulting from contaminants and...

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How Insurance can protect the Hunting or Fishing Club

Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability...

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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds...

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How Insurance can Protect Animal Rights/Rescue/Shelter Non-Profits

Animal rights, humane societies and animal shelter organizations share the universal creed of working towards bettering the lot of animals through kindness. Whether big and multifaceted, like the universally known ...

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Waste Disposal/Garbage Truck: How to Pay Less for Insurance

Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of...

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Why Insurance Companies Warn about Near-Misses

In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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Insurance Know-How: The Main Ingredient to Precise Coverage

Homeowners Insurance by the Prime Experts - Here’s just a small anecdote that emphasizes Prime’s proficiency in insurance. A Jackson, NJ customer had a homeowners policy with one of the many insurance companies we do...

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Another Insurance Success Story by a Master Agency

From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never...

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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

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What Type of Traveler Needs War Risk Accident Insurance?

Anyone that travels to high-risk areas around the globe needs War Risk Accident Insurance. This type of insurance coverage is more commonly used by those sent on business to countries the US government issues travel...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Understanding Marine Transportation Insurance

Commercial Insurance Coverage for Marine Transportation - Because a bridge is not an economic or probable feasibility in certain geographical areas, there is a need for ferry and other boat operations. These vessels...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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