Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

Salmonella and Other Poultry Risks Require Good Insurance Coverage

The poultry farmer has basic concerns about commercial property losses in regard to storm, flood, fire or bug or rodent infestation and equipment breakdown. But there are other grave worries. Recent salmonella...

Read More


Bicycle Manufacturers and Dealers: The Matter of Insurance

Every industry has its liability concerns and the bicycle industry is no exception. Manufacturers of bikes, as well as bicycle dealers need insurance that is tailored to their specific commercial property and...

Read More


Animal Rescue Non-Profit: What’s the Insurance Angle?

Kindness extended to animals at risk is personified through animal rescue organizations that attempt to save dogs, cats and other animals from being euthanized. Like any other non-profit society, related commercial...

Read More


Carbon Monoxide Risk: How to Safeguard Your Home/Business

A PRIME Insurance Safety Bulletin - The Centers for Disease Control and Prevention cautions homeowners, renters and businesses about carbon monoxide poisoning. According to findings, there are hundreds of related...

Read More


The Spy: What Insurance for a Private Investigator?

Insurance companies, lawyers, public agencies as well as private people hire the services of a private eye. But the very nature of a private investigator’s activities is risky, necessitating related insurance...

Read More


What Type of Risk for the Courier Service?

The recent bomb in a package at a FedEx ground distribution service center in TX highlights the extent of specialty perils messenger facilities face. RELATED: How to respond to a bomb threat Insurance for the Courier...

Read More


National Ladder Safety Month – a Guide to Workers Safety

Ladders are one of the chief sources of injury and death in a place of work. The stunning price tag linked to this has caused a rise in costly workers comp insurance claims as well as a reduced labor force. As per a...

Read More


How a Skilled Agency found a Solution for Cancelled Insurance

A True Story from the Files of Prime Insurance - Recently, Prime Insurance was contacted by an office building owner in Lakewood, NJ about finding related insurance for his commercial property. At first glance,...

Read More


What Type of Insurance for Gun Dealers and Distributors?

Amid the great political debate between pro and anti-gun arguers in FL and beyond, the insurance companies continue to meet the consistent needs of U.S. gun dealers and distributors. RELATED: Explaining active...

Read More


Is Your Laundry Business Covered for Related Risks?

- Insurance for Coin Operated Laundromats and Dry Cleaners - If you run a coin-operated dry cleaning or laundry service, you already know about the distinct exposures you face – both in regard to property and...

Read More


Insurance for the Auto Recycler and Auto Salvage Yard

Recycling auto parts has become a big industry both for the dismantler/recycler and salvage/junk yard. Below are summaries of the associated business insurance coverage. Auto Dismantler or Auto Recycler Insurance -...

Read More


Asbestos Abatement: What Type of Insurance Protection?

Asbestos is a heat resistant, fibrous mineral. While it is miniscule, it is very tough. These fibers have long been incorporated into a broad array of home and commercial products. The problem lies in the health...

Read More


Why Posting Exaggerated Business might Adversely Affect Insurance

A True Story about Insurance for a Contractor - Here’s an interesting narration that may make a business owner think twice before bragging about ‘fake’ activity. Joseph from Prime Insurance recently wrote a policy for...

Read More


How an Insurance Team Helped a Condo Building Owner

It’s the quality of service that often helps an insurance customer more than anything else. A 50-unit FL condo building owner reached out to Prime Insurance for both wind and fire coverage. While wind and fire...

Read More


What You Want to Know about Umbrella Liability Insurance

Whether it is commercial or personal, umbrella liability insurance covers you above the limits of the standard policy. Below you will find a concise summary of the varying forms of indemnity protection. Commercial...

Read More


How Insurance Service can make the Difference for a Pharmacy

A Manhattan-based pharmacy reached out to Prime Insurance for commercial and professional liability insurance coverage. Prime Insurance shopped extensively through its wide network of carriers, most of whom offered a...

Read More


Does Your Small Business have Management Liability Insurance?

There is so much going on in business that it’s easy to forget about the need for management liability insurance protection. But you shouldn’t forget about it. Management Liability Costs Your Small Business - The Facts:...

Read More


How a Distributor Saved Thousands on Commercial Truck Insurance

Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

Read More


Horse Insurance: Farms, Breeders / Boarders and Carriage Risks

Those in the horse business realize that insurance coverage can make all the difference when a loss occurs. The following are three related industries where indemnity plays a significant role. Horse Farm Insurance -...

Read More


Truckers, Trucking Companies: What insurance to get?

If you are a trucker or trucking company, you know about the multitude of risks that apply to your niche of business. You need to collaborate with an insurance agency that is familiar with all of the exposures and can...

Read More


How to Keep Safe during a Nuclear Threat

Notwithstanding the Hawaii false alarm, a nuclear emergency is a potential reality that we need to come to terms with. This includes being prepared with a ready emergency kit consisting of: at least 14 days of non-...

Read More


What Insurance do the Hazardous Industries Need?

Hazardous Industry Mono-Line Workers Comp Insurance - When it comes to the hazardous industry exposure, it is not so much a matter of regularity of occurrences, but the severity of an injury occurrence. This is why...

Read More


Winter Liability: Skating, Ski Operations and Snowmobile Insurance

Winter produces white wonderlands that encourage specific recreational activities. Related insurance protects against the various exposures of liability. RELATED: making ice fishing safer Skating Rink Insurance -...

Read More


How to Handle Suspicious Mail Sent to Your Business

Your business or nonprofit organization needs to pay extra attention to incoming mail. Any letter or package that appears suspicious may contain harmful matter, like a bomb or biological, radioactive or nuclear...

Read More


The UN: Fun Facts about the World Organization

Though touted for achievements that include assisting the world’s poor, combating climate change and maintaining world peace, the UN has invoked classifications of dysfunction, contradiction and discrimination. With...

Read More


Understanding Risk Exposure and Insurance for Youth Programs

- Youth Group Home Insurance - Youth Group homes are designed to house teenagers up to 19 years of age. Besides a roof over a troubled youth’s head, these residences typically provide corresponding individual, group...

Read More


Drones Part of Your Business Operations? You Need Insurance!

The majority of today’s industries are giving drones a try in a variety of pioneering ways. Also known as Unmanned Aerial Vehicles (UAV’s) or Remotely Piloted Aerial Systems, their use in military air strikes,...

Read More


Party Season: Why Liquor Liability Insurance?

It is the season for parties and drinking. For the liquor dealer, store, and party host, there is a real exposure to liability. Associated insurance policies give the necessary protection. Liquor Dealers, Shop...

Read More


What Type of Insurance does a Library and Museum Need?

The similarities and differences of a public library and a museum are highlighted through the varying coverage needed. Public Library Insurance - This kind of insurance can be written either on a stand-alone basis or...

Read More


What Type of Insurance for the Cargo Trucker?

Both the single truck owner-operator and the commercial fleet owner share the need for comprehensive commercial transporting coverage. PRIME Insurance knows about the involved exposure. We offer a special insurance...

Read More


BOP: What Insurance other Businesses Get

The Business Owners Policy, otherwise known as BOP, can be the answer for your small business insurance needs. Comprised of several coverages that generally come in a separate form, the BOP bundled commercial policy can...

Read More


What Type of Insurance for an Amazon Seller?

The world is very wide. Amazon marketplace allows sellers to gain global exposure by presenting trade opportunity without a brick and mortar presence. Many, in fact, have taken advantage and are engaging customers in...

Read More


Lead Poisoning: Symptoms, Treatment and Related Home Insurance

There has been much hue and cry over the 2014 water crisis in Flint, Michigan . At the time, the water supply came into question in regard to lead poisoning. Residential home owners, landlords, and property...

Read More


5 Things that Help Make Your Business Day Successful

In the business world, we all tend to get in the daily rut of allowing circumstance at the office to get the better of us. Though it’s a given that we cannot be completely in control of the curve balls that we...

Read More


9 Things Uber, Lyft and other Passengers Should Do to Keep Safe

There have been numerous stories about Rideshare driver misconduct. Here’s one you may not have heard about. RELATED: how a rideshare driver can get tailored protection After checking the ‘decent’ ratings of a...

Read More


How to Reduce the Risk of Violence in the Workplace

Talk about safety in the workplace and most people will tell you about the risk of theft, fire, slip and falls and other things that may lead to loss and injury. Yet, violence in the workplace is a common threat. While...

Read More


Does Homeowners Insurance Cover Heating, Cooling and Appliances?

The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

Read More


How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

Read More


PRIME Insurance, Westminster Unite to Benefit Customers

More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

Read More


Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

Read More


PRIME Insurance, Plymouth Rock Offer Sports Membership

Auto Policyholders Receive Prudential Center/NJ Devils Benefits - There's more to the benefits that PRIME Insurance/Plymouth Rock Assurance auto policyholders get than great coverage. Plymouth Rock's alliance with...

Read More


PRIME Partners with American European Insurance Group

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another...

Read More


Restaurant Owners: Business Covered for Food Contamination?

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

Read More


How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

Read More


How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

Read More


How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

Read More


How to Prevent Home Damage from Heavy Rainfalls

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

Read More


How to Keep Your Home’s Value through Cleaning Maintenance

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

Read More


Solar: What Insurance for Products, Installers and Homeowners?

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

Read More


Fun Facts about Sales People and the Bottom Line

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

Read More