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Zoo and Zoological Society Insurance: A Summary

Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo managements have been liable for accidents, have placed an emphasis on insurance requirements.

A zoo can encompass a huge swath of land with cages that house many different tropical, exotic and interesting animals or be small, focusing on one or a few types of wildlife. Likewise, a zoo can either be accessible to the broad public or be open exclusively for those involved in related research. A zoo can be maintained by government or special societies, either for or not-for-profit.  

The common denominator between all zoos is that it is a place where animals are kept and cared for by trained personnel in a regulated setting.

Insured risks incorporate:

  • Standard walk through zoos

  • Drive through safaris

  • Wildlife refuge enclosures

  • Recreational park that house zoos

  • Aquariums


Insurance coverage can include:

  • Commercial General Liability

  • Property Insurance

  • Commercial Auto Insurance

  • Business Income Insurance

  • Inland Marine Insurance

  • Workers Comp

  • Crime Insurance

  • Food-Borne Illness Insurance

  • Excess-Umbrella Liability

  • Professional Liability Insurance

Besides the coverage types listed above, animal mortality may be added on a stand-alone basis.

For further information about Zoo and Zoological Society Insurance, speak to an experienced and knowledgeable agent.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Here’s a concise rundown about insurance coverage for the zoo.




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