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Zoo and Zoological Society Insurance: A Summary


Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo managements have been liable for accidents, have placed an emphasis on insurance requirements.

A zoo can encompass a huge swath of land with cages that house many different tropical, exotic and interesting animals or be small, focusing on one or a few types of wildlife. Likewise, a zoo can either be accessible to the broad public or be open exclusively for those involved in related research. A zoo can be maintained by government or special societies, either for or not-for-profit.  

The common denominator between all zoos is that it is a place where animals are kept and cared for by trained personnel in a regulated setting.


Insured risks incorporate:

  • Standard walk through zoos

  • Drive through safaris

  • Wildlife refuge enclosures

  • Recreational park that house zoos

  • Aquariums

 

Insurance coverage can include:


  • Commercial General Liability

  • Property Insurance

  • Commercial Auto Insurance

  • Business Income Insurance

  • Inland Marine Insurance

  • Workers Comp

  • Crime Insurance

  • Food-Borne Illness Insurance

  • Excess-Umbrella Liability

  • Professional Liability Insurance


Besides the coverage types listed above, animal mortality may be added on a stand-alone basis.


For further information about Zoo and Zoological Society Insurance, speak to an experienced and knowledgeable agent.


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Summary: Here’s a concise rundown about insurance coverage for the zoo.

 

 


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