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The Amazon Seller: How to Get Full Insurance Protection

Ecommerce is like any business in relation to liability exposure. That’s why insurance is so important. The Amazon Marketplace requires its sellers to obtain a certain amount of commercial coverage to protect its own...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Auctioneers and Auction Houses: The Insurance Outlook

It’s at an official auction that buying and selling go on through offers, bids and counter bids until the highest bidder claims a purchase. This article deals with the insurance aspect in regard to an auctioneer of...

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How Excellent Insurance Service Leads to More

- The PRIME Insurance Gold Standard - At Prime Insurance, we’re accustomed to getting new customers as a result of client referrals. It all ties up with the excellence associated with PRIME. Take the following...

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PRIME: The Address for Excellent Printers Insurance

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer commercial insurance coverage for all kinds of printers from Travelers Insurance Company. Coverage incorporates pre and post printer...

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Do Romaine Lettuce and Egg Suppliers Need Product Recall Insurance?

With recent news about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ and eggs from IO farms, there's a strong case for the food industry to invest in Product Recall...

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Salmonella and Other Poultry Risks Require Good Insurance Coverage

The poultry farmer has basic concerns about commercial property losses in regard to storm, flood, fire or bug or rodent infestation and equipment breakdown. But there are other grave worries. Recent salmonella...

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through...

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Bicycle Manufacturers and Dealers: The Matter of Insurance

Every industry has its liability concerns and the bicycle industry is no exception. Manufacturers of bikes, as well as bicycle dealers need insurance that is tailored to their specific commercial property and...

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Is there Special Insurance for the Historic Homeowner?

Most insurance companies do not write insurance for historic homes. That is why homeowners residing in houses with substantial architectural design and historical value in relation to the area of location need the...

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Financial Institutions: Is Yours Protected with the Right Insurance?

Banks, mortgages companies, credit unions, savings and loan groups, investment consultants, private equity firms, and other financial institutions have a considerably high theft and trust risk. Due to this, as well...

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The Insurance Facts about General Aviation Coverage

- - Aircraft Hull and Liability Insurance - Question: Who provides aviation insurance? Answer: Carrier pools or individual insurance companies generally write this type of specialized insurance policies. RELATED: ...

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Why Professional Liability for the Attorney?

As per the insurance industry, attorney professional liability litigations have consistently been on the rise. The list of allegations incorporate accidental errors, a failure to completely deal with a client’s concerns...

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Insurance for the Auto Recycler and Auto Salvage Yard

Recycling auto parts has become a big industry both for the dismantler/recycler and salvage/junk yard. Below are summaries of the associated business insurance coverage. Auto Dismantler or Auto Recycler Insurance -...

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Asbestos Abatement: What Type of Insurance Protection?

Asbestos is a heat resistant, fibrous mineral. While it is miniscule, it is very tough. These fibers have long been incorporated into a broad array of home and commercial products. The problem lies in the health...

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What You Want to Know about Umbrella Liability Insurance

Whether it is commercial or personal, umbrella liability insurance covers you above the limits of the standard policy. Below you will find a concise summary of the varying forms of indemnity protection. Commercial...

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Social Services, Workers – How Important is Tailored Insurance?

Social services agencies and the individual social worker so often are under scrutiny for professional liability. This is the very reason why a tailored insurance plan is essential. RELATED: Church counseling...

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How a Distributor Saved Thousands on Commercial Truck Insurance

Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

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What Insurance for the Acupuncture and Chiropractic Doctors?

For those seeking an alternative approach to pain and maladies, the acupuncture specialist and chiropractor can offer the solution. On the other hand, these specialists face a host of unique risks that beg to be...

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Understanding Risk Exposure and Insurance for Youth Programs

- Youth Group Home Insurance - Youth Group homes are designed to house teenagers up to 19 years of age. Besides a roof over a troubled youth’s head, these residences typically provide corresponding individual, group...

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Why the Small Business Owner Needs BOP Insurance

There is so much responsibility that rests on the business owner’s shoulders. At the end of the day, it is he or she that is answerable to employees’ paychecks and quality servicing of patrons. The specially...

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Drones Part of Your Business Operations? You Need Insurance!

The majority of today’s industries are giving drones a try in a variety of pioneering ways. Also known as Unmanned Aerial Vehicles (UAV’s) or Remotely Piloted Aerial Systems, their use in military air strikes,...

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Party Season: Why Liquor Liability Insurance?

It is the season for parties and drinking. For the liquor dealer, store, and party host, there is a real exposure to liability. Associated insurance policies give the necessary protection. Liquor Dealers, Shop...

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What Type of Insurance does a Library and Museum Need?

The similarities and differences of a public library and a museum are highlighted through the varying coverage needed. Public Library Insurance - This kind of insurance can be written either on a stand-alone basis or...

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What Type of Insurance for the Cargo Trucker?

Both the single truck owner-operator and the commercial fleet owner share the need for comprehensive commercial transporting coverage. PRIME Insurance knows about the involved exposure. We offer a special insurance...

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Five Insurance Policies Related to Environmental Risks

Environmental professionals require unique coverage due to the special nature of their activities and involved liability risks. In addition, the property owner and mortgage lender need associated coverage for their...

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How to Keep Your Business a Safe Place for Your Employees

According to a 2017 Liberty Mutual study, the ten most common causes for serious employee injury come with a hefty bill: more than $60 billion associated with medical and loss of wages payments. Add that to the...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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Insurance for Property Managers, Why?

(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Why Tech Companies Need Better Insurance

Technology Errors and Omissions Professional Liability Coverage - It's a different world we live in than even a decade ago. And the liability risks faced by tech companies are even higher than ever. Claim Scenarios...

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The Right Lawn Care Business Coverage

- Commercial Umbrella Insurance NJ at Your Service! - If you own a lawn care business, you know your tasks. Mowing, edging, weeding, planting, reseeding, mulching, yard cleanup and related work have their risks, though....

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Does Your Club Have Adequate Insurance Coverage?

- PRIME Insurance Agency and Non-Profit Commercial Insurance - If you thought your fraternal club is immune to insurance protection, you've got another thing coming. All sorts of liability exposure can creep up,...

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How Homeowners or Renters Can Ease Move-In Day

This from the US Census Bureau: More than 35 million folks (just above 11 percent of the general population) moved into a new dwelling place between 2013 and 2014 Flowers and greenery is not the only things sprouting...

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Does Your Insurance Cover all Liability?

A NJ Personal Umbrella Insurance Policy Fills the Gaps! If you have a standard Homeowners or Business Insurance plan, beware! Should you confront a liability scenario that is not under the policy, it could evolve into...

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Why Your Home-Business Needs Commercial Insurance

- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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How to Make a Senior’s Home More Safe

It's great to be independent in the older years. Yet, living alone puts seniors at a higher risk for falls, burns, poison ingestion and other dangerous incidents, including burglary and theft. How does the older adult...

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Why Your Specialty Non-Profit Needs Tailored Insurance

- NJ Insurance Claim Scenarios - NJ Non-Profit Directors and Officers Insurance The directors of a chamber of commerce became involved in undertakings that were not associated with the founding trustees' original...

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How to Protect your Auto Shop Property

- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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Why Errors & Omissions/Media & Privacy Coverage

- Better Protection for Business Exposure to Growing Risks - In today’s corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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Improved Insurance Coverage for the Artisan Contractor

- What Policies Other Contractors Acquire - Artisan Contractor accidents occur all the time. What would you do if your worker mistakenly caused a hole in a pipe that resulted in severe water damage to your customer's...

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The How and Why of a Better Business Premises Coverage

Who needs Premises Liability Insurance? Offices looking only for the liability protection related to their business space require this type of insurance. Premises Insurance Coverage is best for Offices where risk...

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How to Get Best Coverage for Your Childcare Business

Your NJ Homeowner Policy Isn't Enough! - If you operate a childcare center within you home and thought you could get away with a standard homeowner insurance policy, you've got another thing coming to you! Ask...

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Chambers of Commerce Need Coverage Too!

- Does Your Business Association Have Adequate NJ Insurance? - Your business and trade association is a non-profit organization created to unite merchants for a mutual beneficial cause. Don't let liability risk...

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When the Lights Go Out in TX, FL, NJ or Anywhere

Quick Tips on Safe Homeowner Generator Use - Home owners and renters have come to know that electrical outages are a fact of life. Owning a generator has key benefits that many cannot do without and others refuse to do...

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Are You a Land Owner that Leases to Others?

- You Are Liable for Damages! - You are a land owner. Though you lease your property to others, you face a lot of undesirable liability exposure. Follow the claim examples below to understand what type of risk you...

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Own a Life Science Company?

- Your Insurance Needs are Different than Most - Are you a biotechnology, specialty pharmaceutical or medical product manufacturing company or a contract research or site management organization? PRIME has the coverage...

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Are You a Healthcare Facility Struggling With Insurance Issues?

You Are Not Alone - Coverage Difficulties - Healthcare facilities, such as nursing homes, aging facility services, mental institutions and the like, share common insurance hurdles. These include: Rising costs High...

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Guess What Benefits Hi-Value Home Insurance Has?

Rare Coverage that Protects You When Nothing Else Does! - PRIME & ACE and Uninsured Liability - Nobody likes to think of all the risks in life. But the fact is that the unthinkable happens. PRIME presents ACE's ...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What's an employer more likley to get a claim for - employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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