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How Tailored Insurance Protects the Fast-Food Industry

Fast-food establishments that have a take-out menu and/or sit-down accommodations without waiter service have their own set of exposures that require tailored insurance coverage. Related businesses include:...

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What Type of Insurance for Brownfields Development Sites?

Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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When the Psychiatrist or Psychologist Needs Insurance

Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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When the Right Insurance Protects the Independent Beautician

Are you one of the many beauticians that work on their own in a rented space of an established beauty salon or privately inside your home? Having the right form of insurance coverage can protect you from potential...

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Building and Related Contractors: How to Handle Scaffolding Risks

News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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What Insurance Policy for a Video Game and Arcade Center?

Electronic video game centers, including those that offer competitive gaming, have become big business. But along with the profits come the risks. RELATED: video game/arcade center insurance claims examples What type...

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Why Your Non-Profit Needs an All-in-One Insurance Coverage

An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, ...

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A Quick Summary of Railroad Property and Liability Insurance

Railroad Property Liability Insurance - Various forms of railroad exposures include short line, regional, light transit, and national among other types. The big specializing insurers, like Lloyds of London, generally...

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How to Find Precise Insurance for a Demolition Contractor

Demolition work is very hazardous, particularly within urban locations. As far as the insurance coverage is concerned, utilization of explosives along with the consistent threat of a building collapsing while the...

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Bon Voyage: 12 Fun Facts about Airplane Travel

Summertime is the most popular time to take a vacation. PRIME Insurance makes it even more enjoyable with these interesting facts. The line of smoke left behind a traveling airplane is water vapor. No need to fear...

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Spotlight on Insurance for the General Contractor

A general contractor is considered the primary contractor – one who hires subcontractors and oversees as well as manages a construction site, building plan or enterprise. Insurance is individualized according to the ...

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What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every...

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How to Protect Yourself from Special Event Liability

- Special Event Insurance - Special events involve gatherings of large crowds of people, presenting the potential for catastrophe. Organizers and hosts of these short-term events can obtain related insurance focused...

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How to Buy Auto Insurance for an Illegal Immigrant

Most US states do not issue a driving license for an undocumented immigrant. The difficulty magnifies because anyone without a license cannot acquire auto insurance. If an illegal immigrant drives and causes an...

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Understanding Insurance for the Day Care Center

Commercial liability coverage for an adult day care center is hard to place. This is due to the administration’s accountability in regard to the delicate state of the elderly placed in their trust. Although the older...

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Spotlight on Insurance for a Bar

Generally speaking, a bar is the spot where folks meet, drink alcoholic beverages and enjoy the camaraderie and any offered entertainment. Due to related perils, loss history, and client base, property and...

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Zoo and Zoological Society Insurance: A Summary

Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo...

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Specialty Commercial Insurance: What about Dive Shops?

It’s easy to understand why the property and liability coverage for dive shops is so hard to place. The most vital parts related to underwater survival are equipment and proper training. Mistakes or failures related...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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Tell Me about about Insurance for Nurseries

Before we can understand the concept of insurance coverage for the Nursery, we must first define the operation. Nurseries are the retail and wholesale market for trees, shrubs and decorative plants. Some offer...

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The Amazon Seller: How to Get Full Insurance Protection

Ecommerce is like any business in relation to liability exposure. That’s why insurance is so important. The Amazon Marketplace requires its sellers to obtain a certain amount of commercial coverage to protect its own...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Auctioneers and Auction Houses: The Insurance Outlook

It’s at an official auction that buying and selling go on through offers, bids and counter bids until the highest bidder claims a purchase. This article deals with the insurance aspect in regard to an auctioneer of...

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How Excellent Insurance Service Leads to More

- The PRIME Insurance Gold Standard - At Prime Insurance, we’re accustomed to getting new customers as a result of client referrals. It all ties up with the excellence associated with PRIME. Take the following...

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PRIME: The Address for Excellent Printers Insurance

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer commercial insurance coverage for all kinds of printers from Travelers Insurance Company. Coverage incorporates pre and post printer...

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Do Romaine Lettuce and Egg Suppliers Need Product Recall Insurance?

With recent news about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ and eggs from IA farms, there's a strong case for the food industry to invest in Product Recall...

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Salmonella and Other Poultry Risks Require Good Insurance Coverage

The poultry farmer has basic concerns about commercial property losses in regard to storm, flood, fire or bug or rodent infestation and equipment breakdown. But there are other grave worries. Recent salmonella...

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Drive-Text: How NJ is Combating Auto Insurance’s Enemy

The grim facts certainly speak for themselves. Studies point to the stern realities of distracted driving that are highlighted by related auto insurance claims: 817,000 auto collisions in the state of NJ through...

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Bicycle Manufacturers and Dealers: The Matter of Insurance

Every industry has its liability concerns and the bicycle industry is no exception. Manufacturers of bikes, as well as bicycle dealers need insurance that is tailored to their specific commercial property and...

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Is there Special Insurance for the Historic Homeowner?

Most insurance companies do not write insurance for historic homes. That is why homeowners residing in houses with substantial architectural design and historical value in relation to the area of location need the...

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Financial Institutions: Is Yours Protected with the Right Insurance?

Banks, mortgages companies, credit unions, savings and loan groups, investment consultants, private equity firms, and other financial institutions have a considerably high theft and trust risk. Due to this, as well...

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The Insurance Facts about General Aviation Coverage

- - Aircraft Hull and Liability Insurance - Question: Who provides aviation insurance? Answer: Carrier pools or individual insurance companies generally write this type of specialized insurance policies. RELATED: ...

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Why Professional Liability for the Attorney?

As per the insurance industry, attorney professional liability litigations have consistently been on the rise. The list of allegations incorporate accidental errors, a failure to completely deal with a client’s concerns...

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Insurance for the Auto Recycler and Auto Salvage Yard

Recycling auto parts has become a big industry both for the dismantler/recycler and salvage/junk yard. Below are summaries of the associated business insurance coverage. Auto Dismantler or Auto Recycler Insurance -...

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Asbestos Abatement: What Type of Insurance Protection?

Asbestos is a heat resistant, fibrous mineral. While it is miniscule, it is very tough. These fibers have long been incorporated into a broad array of home and commercial products. The problem lies in the health...

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What You Want to Know about Umbrella Liability Insurance

Whether it is commercial or personal, umbrella liability insurance covers you above the limits of the standard policy. Below you will find a concise summary of the varying forms of indemnity protection. Commercial...

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Social Services, Workers – How Important is Tailored Insurance?

Social services agencies and the individual social worker so often are under scrutiny for professional liability. This is the very reason why a tailored insurance plan is essential. RELATED: Church counseling...

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How a Distributor Saved Thousands on Commercial Truck Insurance

Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

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What Insurance for the Acupuncture and Chiropractic Doctors?

For those seeking an alternative approach to pain and maladies, the acupuncture specialist and chiropractor can offer the solution. On the other hand, these specialists face a host of unique risks that beg to be...

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Understanding Risk Exposure and Insurance for Youth Programs

- Youth Group Home Insurance - Youth Group homes are designed to house teenagers up to 19 years of age. Besides a roof over a troubled youth’s head, these residences typically provide corresponding individual, group...

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Why the Small Business Owner Needs BOP Insurance

There is so much responsibility that rests on the business owner’s shoulders. At the end of the day, it is he or she that is answerable to employees’ paychecks and quality servicing of patrons. The specially...

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Drones Part of Your Business Operations? You Need Insurance!

The majority of today’s industries are giving drones a try in a variety of pioneering ways. Also known as Unmanned Aerial Vehicles (UAV’s) or Remotely Piloted Aerial Systems, their use in military air strikes,...

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Party Season: Why Liquor Liability Insurance?

It is the season for parties and drinking. For the liquor dealer, store, and party host, there is a real exposure to liability. Associated insurance policies give the necessary protection. Liquor Dealers, Shop...

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