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Boating: How to Combine Fun with Safety

Thanks to a growing awareness of boating safety, boat accidents have been on a decline. But accidents, no matter, how statistically less they may be than previously, are never a good thing. That’s why all boaters...

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Helicopters Insurance: Protection that Covers the Risks

News Flash: Pilot Timothy McCormack crashed the helicopter he was operating onto a NY high-rise building roof. Tragically, McCormack was killed in the fiery collision and the helicopter was destroyed. As Uber and...

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About Professional Liability Insurance for the Interior Designer

If you are an interior designer, you are involved in many or all aspects of designing and synchronizing various forms of decorative expressions of a home, business or nonprofit organization. You client’s house,...

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Amusement Park Liability: The Insurance Perspective

You don’t have to be an amusement park, theme park or fairground owner to understand that the industry has multitude forms of exposure to liability. Current events highlighting malfunctions leading to accidents...

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Your Motorcycle Tire: How to Properly Change it

A Prime Insurance Guide - It’s important to learn the skills of changing a motorcycle tire correctly. Using the wrong method, in fact, may render the tire unsafe and land you into an accident with serious...

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Swimming Pool Contractors: How Insurance Protects from Risks

The trend to install in-ground, partial in-ground and above ground swimming pools on a homeowners’ property is on the upswing, especially when the hot weather of summer is heralded by spring. Related: swimming...

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What type of Insurance for my Crane and Rigging Business?

A collapsing crane on a busy Seattle, Washington street broadcast on news sites is one example of the enormity of risk involved in related construction business. Notwithstanding vehicle damage and traffic gridlock,...

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Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business! Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible...

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Trips, Slips, Falls and More: Insurance for Dance Schools

For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

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What type of Insurance Coverage for the Supermarket?

You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that...

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What Insurance for the Sport Fishing Boat?

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks...

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Sand and Gravel Hauler: What Kind of Insurance?

So, you operate a trucking operation that hauls sand and gravel and aggregate or ore. In regard to insurance, the underwriters generally find it difficult to place the auto liability and physical damage coverage...

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What Type of Insurance Protection for the Cemetery Owner?

Operating a cemetery demands a great deal of sensitivity towards the deceased and those affected by the death. RELATED: how homeowners insurance can cover a cemetery headstone Along with a caring heart and manner,...

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Off-Premises Party Caterer: Do You Have Proper Insurance?

Whether it’s a holiday party or a special event, a business that provides catering to different locations includes those engaged in take-out and pick-up, drop off and delivered, 3rd-party, food trucks – and full...

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When is Cheap Business Insurance too Expensive?

Often, cheap is expensive. Laizer Schonbrun, P & C agent at Prime Insurance tells us an example about a client of his. The man began selling online and Laizer provided him with property insurance that would...

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Why Native American Tribes Need Insurance Geared to Them

- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural...

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How to Be Safe When Driving a Commercial Truck

Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

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Liquor Liability and the Business Holiday Party

‘Tis the season for office parties and many businesses are so intent on making the event a festive one that they fail to take necessary precautions when it comes to liability risks. In many states, liquor liability is...

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Holiday Party Host: How to Protect Yourself from Liability

Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be...

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How Insurance can protect the Hunting or Fishing Club

Hunting and fishing clubs own or lease tracts of land and have a membership of hunters and fishermen that pursue the outdoor sport. Adventure and excitement aside, these venues are exposed to a host of liability...

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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance. Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds...

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Your Wedding Day: How Insurance can cover the Mishaps

Wouldn’t it be nice if we didn’t’ have to worry about the ‘what if’s’ of a big day like a wedding? Anything can happen any time – even at the most memorable event of a couple’s life. RELATED: true wedding insurance...

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Concert Insurance: for all the Liability Related to the Show

Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the...

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When Fall’s Leaves Lead to Parking and Driving Danger

A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous...

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How Tailored Insurance Protects the Fast-Food Industry

Fast-food establishments that have a take-out menu and/or sit-down accommodations without waiter service have their own set of exposures that require tailored insurance coverage. Related businesses include:...

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What Type of Insurance for Brownfields Development Sites?

Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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How to Buy a Used Motorcycle Geared for Your Use

Motorcycles are not cheap. If it’s something you want and doesn’t fit into your budget, you might want to consider buying a used one. Buying a used motorcycle can be a difficult task. These tips from the motorcycle...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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About Specialty Insurance for the Nonprofit Organization

If you are involved in a nonprofit organization you are in good company. There are approximately a million and a half nonprofits operating within the United States. And that number is consistently rising. Your group...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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About the Exterminators Commercial Liability Insurance

You’re called to eliminate or control a pest, rodent or termite problem. While your services as a pest control service are direly needed by homeowners and businesses, you face exposures that are generally difficult to...

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When the Psychiatrist or Psychologist Needs Insurance

Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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When the Right Insurance Protects the Independent Beautician

Are you one of the many beauticians that work on their own in a rented space of an established beauty salon or privately inside your home? Having the right form of insurance coverage can protect you from potential...

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Building and Related Contractors: How to Handle Scaffolding Risks

News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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What Insurance Policy for a Video Game and Arcade Center?

Electronic video game centers, including those that offer competitive gaming, have become big business. But along with the profits come the risks. RELATED: video game/arcade center insurance claims examples What type...

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Why Your Non-Profit Needs an All-in-One Insurance Coverage

An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, ...

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A Quick Summary of Railroad Property and Liability Insurance

Railroad Property Liability Insurance - Various forms of railroad exposures include short line, regional, light transit, and national among other types. The big specializing insurers, like Lloyds of London, generally...

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How to Find Precise Insurance for a Demolition Contractor

Demolition work is very hazardous, particularly within urban locations. As far as the insurance coverage is concerned, utilization of explosives along with the consistent threat of a building collapsing while the...

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Bon Voyage: 12 Fun Facts about Airplane Travel

Summertime is the most popular time to take a vacation. PRIME Insurance makes it even more enjoyable with these interesting facts. The line of smoke left behind a traveling airplane is water vapor. No need to fear...

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Spotlight on Insurance for the General Contractor

A general contractor is considered the primary contractor – one who hires subcontractors and oversees as well as manages a construction site, building plan or enterprise. Insurance is individualized according to the ...

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What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings. Every...

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How to Protect Yourself from Special Event Liability

- Special Event Insurance - Special events involve gatherings of large crowds of people, presenting the potential for catastrophe. Organizers and hosts of these short-term events can obtain related insurance focused...

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How to Buy Auto Insurance for an Illegal Immigrant

Most US states do not issue a driving license for an undocumented immigrant. The difficulty magnifies because anyone without a license cannot acquire auto insurance. If an illegal immigrant drives and causes an...

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Understanding Insurance for the Day Care Center

Commercial liability coverage for an adult day care center is hard to place. This is due to the administration’s accountability in regard to the delicate state of the elderly placed in their trust. Although the older...

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Spotlight on Insurance for a Bar

Generally speaking, a bar is the spot where folks meet, drink alcoholic beverages and enjoy the camaraderie and any offered entertainment. Due to related perils, loss history, and client base, property and...

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Zoo and Zoological Society Insurance: A Summary

Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo...

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Specialty Commercial Insurance: What about Dive Shops?

It’s easy to understand why the property and liability coverage for dive shops is so hard to place. The most vital parts related to underwater survival are equipment and proper training. Mistakes or failures related...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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