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How to Keep Your Business a Safe Place for Your Employees

According to a 2017 Liberty Mutual study, the ten most common causes for serious employee injury come with a hefty bill: more than $60 billion associated with medical and loss of wages payments. Add that to the...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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Insurance for Property Managers, Why?

(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Why Tech Companies Need Better Insurance

Technology Errors and Omissions Professional Liability Coverage - It's a different world we live in than even a decade ago. And the liability risks faced by tech companies are even higher than ever. Claim Scenarios...

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The Right Lawn Care Business Coverage

- Commercial Umbrella Insurance NJ at Your Service! - If you own a lawn care business, you know your tasks. Mowing, edging, weeding, planting, reseeding, mulching, yard cleanup and related work have their risks, though....

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Does Your Club Have Adequate Insurance Coverage?

- PRIME Insurance Agency and Non-Profit Commercial Insurance - If you thought your fraternal club is immune to insurance protection, you've got another thing coming. All sorts of liability exposure can creep up,...

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How Homeowners or Renters Can Ease Move-In Day

This from the US Census Bureau: More than 35 million folks (just above 11 percent of the general population) moved into a new dwelling place between 2013 and 2014 Flowers and greenery is not the only things sprouting...

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Does Your Insurance Cover all Liability?

A NJ Personal Umbrella Insurance Policy Fills the Gaps! If you have a standard Homeowners or Business Insurance plan, beware! Should you confront a liability scenario that is not under the policy, it could evolve into...

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Why Your Home-Business Needs Commercial Insurance

- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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How to Make a Senior’s Home More Safe

It's great to be independent in the older years. Yet, living alone puts seniors at a higher risk for falls, burns, poison ingestion and other dangerous incidents, including burglary and theft. How does the older adult...

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Why Your Specialty Non-Profit Needs Tailored Insurance

- NJ Insurance Claim Scenarios - NJ Non-Profit Directors and Officers Insurance The directors of a chamber of commerce became involved in undertakings that were not associated with the founding trustees' original...

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How to Protect your Auto Shop Property

- Get Good Business Insurance Coverage! - There are so many auto repair shop owners like you that are worried about liability risk exposure. See why getting a tailored NJ commercial insurance policy is your best...

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Why Errors & Omissions/Media & Privacy Coverage

- Better Protection for Business Exposure to Growing Risks - In today's corporate world where the complexity of service, technology, privacy breaches and more puts your business at risk for lawsuit liability, anything...

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Improved Insurance Coverage for the Artisan Contractor

- What Policies Other Contractors Acquire - Artisan Contractor accidents occur all the time. What would you do if your worker mistakenly caused a hole in a pipe that resulted in severe water damage to your customer's...

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The How and Why of a Better Business Premises Coverage

Who needs Premises Liability Insurance? Offices looking only for the liability protection related to their business space require this type of insurance. Premises Insurance Coverage is best for Offices where risk...

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How to Get Best Coverage for Your Childcare Business

Your NJ Homeowner Policy Isn't Enough! - If you operate a childcare center within you home and thought you could get away with a standard homeowner insurance policy, you've got another thing coming to you! Ask...

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Chambers of Commerce Need Coverage Too!

- Does Your Business Association Have Adequate NJ Insurance? - Your business and trade association is a non-profit organization created to unite merchants for a mutual beneficial cause. Don't let liability risk...

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When the Lights Go Out in TX, FL, NJ or Anywhere

Quick Tips on Safe Homeowner Generator Use - Home owners and renters have come to know that electrical outages are a fact of life. Owning a generator has key benefits that many cannot do without and others refuse to do...

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Are You a Land Owner that Leases to Others?

- You Are Liable for Damages! - You are a land owner. Though you lease your property to others, you face a lot of undesirable liability exposure. Follow the claim examples below to understand what type of risk you...

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Own a Life Science Company?

- Your Insurance Needs are Different than Most - Are you a biotechnology, specialty pharmaceutical or medical product manufacturing company or a contract research or site management organization? PRIME has the coverage...

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Are You a Healthcare Facility Struggling With Insurance Issues?

You Are Not Alone - Coverage Difficulties - Healthcare facilities, such as nursing homes, aging facility services, mental institutions and the like, share common insurance hurdles. These include: Rising costs High...

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Guess What Benefits Hi-Value Home Insurance Has?

Rare Coverage that Protects You When Nothing Else Does! - PRIME & ACE and Uninsured Liability - Nobody likes to think of all the risks in life. But the fact is that the unthinkable happens. PRIME presents ACE's ...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What's an employer more likley to get a claim for - employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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Want the right coverage to help protect your restaurant?

You deal with a lot of exposures. You need good insurance. - Hot surfaces. Sharp knives. Food-related illnesses. Cleanliness issues. The list goes on... Restaurant owners in NJ face risks most other business owners don'...

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How Doctors can Extend a Professional Liability Plan

- The Problem - If you are a physician or an attorney -or anyone else who requires Professional Liability insurance (PLI, also known as professional indemnity insurance (PII)) - you may have a problem once your policy...

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PATTING YOURSELF ON THE BACK CUZ OF YOUR NEW AUTO POLICY?

NOT SO FAST... - Whad 'ya buy? - PRIME Insurance: "So you bought NJ car insurance online. How much PIP coverage do you have now? " Consumer: "PIP? Uh, not sure." PRIME Insurance: "You mean you bought insurance...

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Prime Insurance Agency Presents….ACE USA Industry Solutions

- Non-Profit Organizations You know your non-profit organization's goals. We know risk. Let us reduce yours. - US-based non-profit organizations operate worldwide, responding to need on a global basis. Workers and...

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Who Needs Overseas Insurance Coverage?

- Any business that goes abroad. - Mind the Gap Domestic insurance does not adequately respond to risks your business faces when traveling or operating outside of the country. Failure to fully evaluate your...

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Home Insurance is the best gift you can give to your house.

Its Protection Where it Counts. - Your NJ home may be where your heart is, but it is made up of much more than that. Your home is composed of the actual structure and all of the contents within: furniture, stove,...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life's ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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How Insurance-Smart are you?

"INSURANCE DEDUCTIBLE" EXPLAINED - We all know that every insurance policy out there comes with a policy deductible. Depending on the policy, your deductible may be in the form of a standard flat fee, such as $1,000 or...

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Low Worker’s Comp Prices Are a Reality!

- Secret Discounts You Never knew Existed An interview with a PRIME Insurance Expert Q: Every company knows that NJ Workers Compensation Insurance is a mandatory requirement with a standardized rate. That's a given...

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What Will Liability Insurance Do For You If You Get Sued?

Every year, when your liability insurance premium comes due, you silently curse at the thought of paying it yet again - after all, you've been in business for years without a single incident. But you want to be...

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