Skip to content

Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Is there Bad Weather Insurance for Vacation Resorts?

Yes, there really is insurance that provides coverage in the event bad weather hinders vacation pleasure at a guesthouse, such as:

  • a resort
  • a hotel
  • a motel
  • an inn
  • a convention center
  • other related lodging places

Hotel/Motel Vacation Insurance: Overview of Coverage


Resorts or similar places where people book vacation time are prone to this type of insurance protection so that they will have the means to reimburse patrons if inclement weather interferes with vacation pleasure. The coverage often is utilized to attract vacationers to establishments.

“We’ll reimburse you if the weather doesn’t behave,” they advertise. Offers such as these may be in the form of cash, credit or refunds to be used in exchange of hotel or vacation home services.  

RELATED: The hotel liability exposure exposed

Vacation Weather Cancellation Insurance applies to the following:

  • extreme rain
  • excessive fog
  • absence of sunshine
  • not enough snow (ski resort special)

Coverage type and related rates are subject to past weather data in regard to the specified weather event. This kind of insurance can be obtained for only one day, a weekend, a week’s time, or a full season.

Related insurance limits vary per day for differing locations in which hotel, resort or holiday lodging conducts business.  

This type of coverage can be an added supplement to travel agency tour insurance packages.

For more on this or related insurance products, contact a knowledgeable independent agency.


PRIME Insurance is the heart of intellectual capital. An A++-rated independent agency that has attracted wide-industry recognition, we've been presented with prestigious awards and appointed to do direct business with more than 40 of the top companies. We're the ones that shop the wide network to locate tailored coverage at competitively lowest quotes.

Providing all forms of nationwide coverage, including NJ cheap auto insurance, low quote commercial umbrella insurance NY,  flood insurance, PA renters insurance, Houston, TX homeowners insurance, bonds, workers comp, life insurance and more, we invite  you to experience what over 10,000 satisfied customers vouch for - the PRIME difference. HAVE A PRIME DAY™ by contacting us via our insurance company website, our email: PRIME [at] primeins [dot] com or by phoning 732-400-5242!

Summary: Can a hotel, motel, resort or other type of vacation property actually offer a money back guarantee if the weather doesn’t behave?!


There are no comments yet.

Leave a Comment

Required fields are marked with


Your name, comment, and URL will appear on this page after it has been reviewed and approved. Your email address will not be published.