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Fun Facts to Share at the Holiday Office Party

With the holiday season upon us, employees across the business spectrum enjoy a taste of revelry at the office party. The insurance industry is no exception to the fun. Get a load of these facts, while sharing them at...

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Winter’s Freeze: How to Prevent Your Pipes from Bursting

If you missed it in science class, here’s an overview of what happens when water freezes: it expands. In regard to your home, cold temperatures can cause the water in your pipes to freeze, expand and cause increased...

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How to Prevent a Holiday Tree and Decorative Lighting Fire

The holiday season comes in stark contrast to the typical bleakness of the winter. Holiday lights and associated decorations lend a celebratory note to the festivities. Though they may be part of the traditional cheer...

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How to Keep Fire Safe in Your Home on Chanukah

A PRIME Insurance Holiday Special - Tuesday night, December 12th marks the first night of Chanukah this year. Keep the flicker of the menorah, the tastes of holiday delicacies and the memories of miracles-past as safe...

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What Type of Insurance for the Cargo Trucker?

Both the single truck owner-operator and the commercial fleet owner share the need for comprehensive commercial transporting coverage. PRIME Insurance knows about the involved exposure. We offer a special insurance...

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Why the Homeowner Needs Fire Insurance More than Ever

Homeowners insurance that includes protection against fire risks is more important than ever before. This is because the building materials used to construct a home are not as fire resistant as in previous times. The...

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Trade Credit Insurance: Coverage for the Distributor

A True Story about Atypical Insurance Coverage - Here’s an interesting story that Prime Insurance’s Laizer Schonbrun tells. Businesses are accustomed to acquiring fire, liability and other common coverages. But for...

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Auto Insurance: How to Skate on the Same Ice as NJ Devils

A PRIME Insurance – Plymouth Rock Special! - Prime Insurance partners with Plymouth Rock to make auto coverage and sports dreams come true! Plymouth Rock’s coalition with the New Jersey Prudential Center and NJ...

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Auto Insurance and Other Facts about Illegal Immigrants in the US

The subject of undocumented immigrants has prompted political debate and the resolve of President Trump to build a wall along the Mexican border. Aside from all the problems related to the undocumented immigrant, ...

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Five Insurance Policies Related to Environmental Risks

Environmental professionals require unique coverage due to the special nature of their activities and involved liability risks. In addition, the property owner and mortgage lender need associated coverage for their...

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Shoppers: How to Prevent Personal Theft during the Holidays

Enjoy this holiday season, even as you shop. Though studies point to heightened risks of having your purchases, automobiles, credit cards, ID and – yes – even Xmas trimmings taken by thieves, there are measures to...

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Action-Over Claims: Why NY Contractor Insurance is Pricier

New York labor laws are pro-plaintiff. That’s why it’s troublesome if someone is sued in relation to an employee’s accident. It’s also the reason why general contractors and property managers that employ subcontractors...

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What is Cyber Liability Insurance?

The cost of a data breach and the ensuing harm to a company’s reputation can be extremely damaging. Every businsess needs a thought-out insurance plan that provides protective shielding, as well as management...

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Happy Thanksgiving from all of us at PRIME Insurance Agency!

PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd...

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How to Prevent a Fire in a Factory

Say the words fire and factory and many will associate them with the infamous NY City Triangle Shirtwaist Factory fire of 1911. Recent factory fires in Bangladesh echo the tragedy that resonates with a demand for...

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Does your Business Need Cyber Insurance?

A PRIME – Liberty Mutual Guide - Did You Know? According to a 2013 Ponemon Institute, Hartford Steam Boiler report -55 percent of small businesses have had a minimum of 1 data breach -72 percent of businesses were...

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What Type of Insurance for an Amazon Seller?

The world is very wide. Amazon marketplace allows sellers to gain global exposure by presenting trade opportunity without a brick and mortar presence. Many, in fact, have taken advantage and are engaging customers in...

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Lead Poisoning: Symptoms, Treatment and Related Home Insurance

There has been much hue and cry over the 2014 water crisis in Flint, Michigan . At the time, the water supply came into question in regard to lead poisoning. Residential home owners, landlords, and property...

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Why General Contractor Insurance? Because Accidents do Occur!

If you are a general contractor, you know that you are exposed to so many risks. The following highlight actual insurance claims that could happen to anyone in the business. Two Insurance Claim Scenarios - 1. NJ...

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How to Make Home Living Safer for an Alzheimer Patient

We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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All about Insurance Related to Motorcycles

Manufacturers, Dealers and Riders - One thing that motorcycle ‘cruisers’, manufacturers, and sellers share, besides a love of the ‘bike’, is the need for protective insurance that covers inherent risks. This guide...

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Veterans Day – 8 Astounding Facts about Homelessness

A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it...

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Why the Mortgage Company Got a Cheap Insurance Quote

It's when you are in the 'trenches' of the insurance business that you discover things are not always as they may appear to be. Take the example that Martin Rubinstein of Prime Insurance gives. The Case of the...

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5 Steps to Reduce Your Auto Insurance Bill

Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

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5 Things that Help Make Your Business Day Successful

In the business world, we all tend to get in the daily rut of allowing circumstance at the office to get the better of us. Though it’s a given that we cannot be completely in control of the curve balls that we...

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Miscellaneous Professional Liability Insurance: Did you know?

A PRIME and Liberty Mutual Insurance Special - Miscellaneous Professional Liability coverage is also known as Errors and Omissions. It exclusively protects from financial damages and is part of a commercial general...

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How can I Safely Rake Leaves in the Fall Season?

Fall. What better name for the season when the trees' aging leaves drop to the ground? Of course, ignoring the growing leaf mounds on your lawn, driveway and walkways will not only impede the aesthetic appeal of your...

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How to Reduce the Risk of Violence in the Workplace

Talk about safety in the workplace and most people will tell you about the risk of theft, fire, slip and falls and other things that may lead to loss and injury. Yet, violence in the workplace is a common threat. While...

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Answers to Some Common Homeowners Insurance Questions

PRIME Insurance, National General Present a Question and Answer Forum - Funny, isn’t it, how we can be so sure about something like a homeowners policy without even knowing the basics. So, ready for some education?...

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Insurance Claims: How to avoid Damaging Statements

If you file any form of insurance claim – from homeowners to auto to workers comp – be aware that what you say can work against you. It is common for insurance claims adjusters and insurance company risk managers to...

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Auto plus Renters Insurance equals One Worry-Free Policy!

PRIME Insurance proudly offers renters insurance that is combined with your auto insurance – a winning policy from Plymouth Rock! Yes, renters insurance is an essential coverage that any tenant should never do without –...

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How to Protect Your House of Worship from Risk of Loss

Churches, Mosques, Synagogues and other houses of worship are the mainstays in many a community. Insurance from USLI and other leading providers plays an important role in protecting these religious centers from...

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How to Understand a Homeowners Insurance Claim Process

A PRIME Insurance – National General Special - PRIME’s partnership with the leading property insurance providers helps homeowners deal with losses and damages in an optimum manner. Below we list some of the most...

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PRIME Insurance and National General: Coverage Options that Work

National General ranks high among the leading insurance companies that PRIME deals with, giving customers the full spectrum of premiere service. The Claims Process for NatGen Premier Auto Insurance - Frequently...

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Does Homeowners Insurance Cover Heating, Cooling and Appliances?

The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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PRIME Insurance, Westminster Unite to Benefit Customers

More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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PRIME Insurance, Plymouth Rock Offer Sports Membership

Auto Policyholders Receive Prudential Center/NJ Devils Benefits - There's more to the benefits that PRIME Insurance/Plymouth Rock Assurance auto policyholders get than great coverage. Plymouth Rock's alliance with...

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PRIME Partners with American European Insurance Group

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another...

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Restaurant Owners: Business Covered for Food Contamination?

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

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How to Contact Missing Family after a Disaster

The insurance industry has been working overtime in dealing with claims in relation to recent hurricanes, floods and earthquake devastation in TX, FL, Mexico and elsewhere. Nothing, however, can touch a heart more than...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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How to Prevent Home Damage from Heavy Rainfalls

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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How to Keep Your Home’s Value through Cleaning Maintenance

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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Solar: What Insurance for Products, Installers and Homeowners?

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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Fun Facts about Sales People and the Bottom Line

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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