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Insurance Real-Time: A New Homeowner’s Success Story

Here’s a twist on the typical request for homeowners insurance because this one came from a mortgage broker on behalf of his client that was purchasing a new home in Lakewood, NJ. Rachel offered a couple of options on...

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What Type of Insurance for the Health Food Industry?

The health food industry has seen a rapid upsurge in popularity over recent years. This is mainly due to awareness among consumers about the possible health hazards of standard food and personal care products....

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When Your Business Needs Strike Insurance

Say you’re an online retail furniture company. You are offered a deal to provide beds and mattresses to a detention center in TX. You decide to sell the furniture because not only does it makes good business sense...

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The Serious Facts about Driving Safer

Close to 1 and a quarter million people are killed annually in auto accidents. Anyone who contemplates the statistic will understand the need to drive skillfully. Besides having proper auto insurance coverage, here...

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When the Fishing Contest Needs Insurance Coverage

The popularization of hole-in-one golf tournaments for golfers can be compared to the exciting trend of fishing contests and fishing matches as well as tagged derbies for fishermen and fishing buffs. More: How to...

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Negative Film Insurance Explained

Insurance Coverage for the Commercial Film Producer - Negative film insurance covers a producer of commercial films and tapes – those involved in producing commercial films or documentaries on television or for...

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Errors and Omissions: When the County Clerk makes a Mistake

Insurance for the County Clerk and Recorder - The County Clerk’s office is in charge of all the paperwork. This includes things like: Liens Mortgages Marriage certificates Death certificates Assumed names Gun...

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What Insurance for the Firefighter?

Fire! Fire! The eternal call of help to professional and volunteer firefighters triggers thoughts of home and property damage as well as injury and loss of life. RELATED: Commercial auto insurance for firefighters...

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Jewelry Insurance: The Final Touch on a Gift Meant to Endure

A lot of thought goes into buying jewelry, either as a gift to someone special or a special gift to oneself. Because of that, it makes sense not just to wrap up the purchase with fancy packaging. – but also with a...

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Wine and More: Insurance for the Bottler or Distributor

Insurance for beverage bottlers and distributors focuses on the business’s product, property and employee risks. Insurance for the Beverage Industry Related commercial and Business Insurance products can include: ...

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How Insurance Protects from Pollution Cleanup Liability

The two forms of commercial pollution insurance highlighted here protect both the marine operations and non-marine operations. The coverage incorporates bodily injury and property damage resulting from contaminants and...

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Will my Auto Insurance Rate Increase if I Drink and Drive?

- - The juncture around and on New Year’s Day is a good a date as any to analyze the effects of drunk driving on insurance rates – given the amount of partying and drinking going on – but the facts remain...

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How to Make an End-of-Year Home Insurance Review

When it comes to a New Year’s resolution, making a year-end home insurance review becomes an important aspect of protecting your property. You see, without an annual review, you may be setting yourself up to...

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How to Enhance Family Time Together

It is particularly during holiday times that families can strengthen the bonds that unite them. Here are a few tips highlighting the topic. RELATED: keeping holiday cooking safe Holidays and Beyond: Five Ways to...

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When Burial Costs are the Benefit in a Life Insurance Policy

Life insurance is your way of planning for the financial future of your family after you are gone. Adding a death benefit to a life insurance policy gives you and your family the extra peace of mind in knowing that...

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How an Agency Helps to Save Money on Auto / Home Insurance

From the Recent Files of Prime Insurance - A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines...

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How to Buy License Plates for Your Car

A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

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Concert Insurance: for all the Liability Related to the Show

Though those in the entertainment business may tout the oft-repeated industry phrase, “the show must go on,” there are times when the show simply cannot go on. Moreover, even when there is a performance, the...

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Another Insurance Success Story by a Master Agency

From the Proud Annals of Prime Insurance - The mailed notices about non-payment for a Builders Risk insurance policy should have been adequate warning for our policyholder. Unfortunately, those letters never...

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When Collector Insurance is an Important Coverage

Insurance for Comic Books, Coins, Stamps, Sports Cards and Other Collections - If you are the collector of comic books, domestic and foreign coins, currency and postage stamps, postcards, beer cans, wine bottles,...

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The How-to on Do-It-Yourself Auto Oil Change

Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered...

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Fun Facts about Winning the Lottery

Insurance and Six Other Things Related to Big Winners - Insurance for lottery winners? Yup, big money winners may lose sight of the larger picture. Life insurance is a smart option for anyone. When it comes to mega...

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Which US States Rank the Most in ID Theft?

A Prime Insurance Report - ID theft has increasingly become a worldwide threat. In the United States. It’s been documented that the risk may be greater depending on which state you live in. Along with adding ...

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Does Marijuana Impair Your Driving Ability?

A PRIME Insurance Report - Will marijuana have an impact on your ability to drive safely? RELATED: insurance and recreational marijuana Impaired perception, motor coordination, attentiveness, and reduced...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance and AE: Reduced Rates for Commercial Coverage

Prime Insurance proudly lists the American European Insurance Group among the 40-+ other prestigious national underwriters we do direct business with. With American European’s recent announcement in regard to very...

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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When the Psychiatrist or Psychologist Needs Insurance

Like any other medical practitioner or therapist, a psychiatrist and a psychologist needs a good professional liability insurance policy to shield them from the exposures they face on a daily basis. RELATED: ...

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The Facts about a New License Bond Requirement for NJ

- - A PRIME Insurance - CNA Surety Update for NJ Bond Clients - NJ bond clients need to be aware of a new license bond requirement for Elevator Mechanics and ‘Moving Walkway’ Mechanics. Effective September 30, 2018,...

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How State and Tribal Nonprofits Save on Unemployment Insurance

Prime Insurance invites all 501c3 government and Native American nonprofits to join our unemployment program and save BIG on excessive state unemployment charges. - Prime Insurance: A Solution for High SUI Costs...

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How to Save Yourself from a Flood When in the Car

With hurricanes, tropical storms and floods in the news this very wet season, the frightening statistic on flash floods and car risks has insurance professionals highlighting important safety tips. Get this: close...

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How to Escape a Hurricane’s Path

Tropical storms with the ferocity of predicted hurricanes demand a determined response that involves evacuation from targeted localities. Besides a proper home insurance policy, residents of NC, SC, VA, FL and any...

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Questions and Fun Fact Answers about Labor Day

Q: What was the first US state to commemorate Labor Day as a legal holiday? A: On February 27, 1887, Oregon was the first state to observe Labor Day as a legal holiday. The states of CO, MA, NJ and NY followed...

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Contamination: Does Your Business Need Product Recall Insurance?

With recent alerts about dangerous E. Coli and Salmonella infections as a result of tainted romaine lettuce from Yuma, AZ, eggs from IA farms, we’ve almost become accustomed to product recalls. Now with one tragic...

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Back to School Bus: Fun facts from the Insurance Educators

The excitement of returning to school begins with the trip there. Prime Insurance educates you about some related school bus stuff here. 7 Fascinating Details about the School Bus - School buses have been around...

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What Type of Insurance Protection for the School and Teacher?

The educational community has enough exposure to liability that it can fill insurance claims books of examples. Related: how NJ teachers and school staff members can take advantage of related auto insurance...

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How to Tell an Older Adult to Stop Driving

Change is difficult. When it comes to giving up some form of independence, it is even more difficult. Although the older adult may have years of good driving experience to his or her credit, there are factors that may...

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Does Your Homeowners Insurance Protect from Lightning Strikes?

One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark,...

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Why Speeding in NY (and Elsewhere) is a Big No-No

The first week of August is marked in NY by “Speed Week”, a state-wide campaign to target drivers that speed beyond the posted speed limit. “Studies have shown, speeding kills,” says NY State Police Superintendent...

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Why the Media Needs Insurance Coverage

Media Liability Insurance - “Unhinged...Crazy...Fake” With adjectives like these depicting the media, newspapers, magazines, book publishers, radio stations, TV stations, film program producers, authors and...

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How to Buy Auto Insurance for an Illegal Immigrant

Most US states do not issue a driving license for an undocumented immigrant. The difficulty magnifies because anyone without a license cannot acquire auto insurance. If an illegal immigrant drives and causes an...

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Understanding Insurance for the Day Care Center

Commercial liability coverage for an adult day care center is hard to place. This is due to the administration’s accountability in regard to the delicate state of the elderly placed in their trust. Although the older...

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Insurance for the Antique and Classic Car or Boat Owner

Antique and Classic Car Insurance Americans have a special penchant for refurbishing, looking after and preserving older cars. Hence, you find a host of assemblies, exhibitions, and expeditions sponsored by auto...

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Fun Facts about the Import and Export Business

With President Trump’s new trade laws that incorporate tariffs to imported goods, business people as well as consumers are worried about the impact on global trade. We take the heat off the topic by highlighting...

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Spotlight on Insurance for a Bar

Generally speaking, a bar is the spot where folks meet, drink alcoholic beverages and enjoy the camaraderie and any offered entertainment. Due to related perils, loss history, and client base, property and...

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Why Your Travel Insurance Might Not Cover Related Claims

The weather beckons. Your vacation plans are ready. You purchase travel insurance. You are set to go. RELATED: Will your airline reimburse you for a delayed flight? Many travelers think once a related insurance...

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Why Used Car Dealers Need Specialized Insurance

If you are a used car dealership, of course you need insurance. RELATED: how to buy a used car Like any business, insurance is an essential part of protecting your company from accidents or mishaps that can...

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Specialty Commercial Insurance: What about Dive Shops?

It’s easy to understand why the property and liability coverage for dive shops is so hard to place. The most vital parts related to underwater survival are equipment and proper training. Mistakes or failures related...

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What Insurance for the Emergency Medical Industry?

Emergency care centers, emergency medical technicians and emergency service organizations all respond to urgent medical situations. Liability is a big concern and one that specialty commercial insurance should...

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