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What Kind of Insurance for My Limousine Service?


The ever-growing limousine service business requires insurance geared towards its needs.

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Limousine services, particularly around cities and airports, can be a one owner/operated vehicle venture or a company consisting of an entire fleet of chauffeurs and limousines. Many limousines cater to special events. There are those limousine companies that exclusively service an individual city, shuttling airport travelers to a location and then back to the airport or to hotels and then back to the airport. Other limousine services function as an elegant mode of transportation for dignitaries, wedding, nightclub or proms guests, sporting event contestants or other people traveling to special events.

Typically, a limousine will be a high-end vehicle, such as a Cadillac, Lincoln, Roll-Royce or a stretch SUV.

Coverage options include:

  • Commercial Auto Liability Insurance

  • Physical Damage Auto Insurance

  • Personal Injury Insurance

  • Uninsured and Under-Insured Insurance

  • Employment Practices Liability Insurance

  • Bodily Injury Insurance for Limo Drivers

Every limousine company is unique. Speaking with an insurance expert associated with a broad network of carriers will help you get a package deal, tailored to your specific needs. This type of insurance agent can also help you apply discounts to your policy that can lower your premium.



PRIME Insurance is an experienced independent agency. We’re proud to partner with many of the leading companies in the industry – big names such as ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. Visit us on our online insurance website; email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

Summary: Whether you are a one-man owner-operator limousine service or the business owner of a multi-limousine/fleet company, you need insurance coverage for your specific needs.


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