Skip to content

Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Was the California Mass Shooting an Act of Terrorism?

Grappling with the Aftermath of the Violence

Unfortunately, the world has become a very scary place and Americans are not new-comers to acts of terror.

RELATED: The facts about 9/11
RELATED: How the clock foiled a terrorist plot

“If You See Something, Say Something”
Pointers on Protecting Ourselves from Terrorism

According to NJ counterterrorism sources, the primary venue in keeping ourselves safe is to develop a sense of awareness.  If you witness suspicious activity, report it immediately to the 24/7 hotline 1-866-472-3365 (1-866-4-SAFE-NJ).

Remember to specify the following when calling:

  • Activity you witnessed
  • Who perpetuators are
  • The location
  • Time of observation
  • Reason why you determined activity suspicious

RELATED: Why there are risks for overseas travelers

For more information about terror surveillance, visit

The Insurance Perspective

Does my insurance cover losses and damages related to terrorism?
Before September 11, 2001, our world seemed so different. Acts of terror were put into a low probability category. Insurance companies generally offered property-casualty ‘all perils’ coverage that included catastrophic loss, incorporating terrorism. Following the 9/11 attacks, terrorism was explicitly excluded from scores of business insurance policies, with coverage only available as an added ‘rider’ to a policy.

For an in-depth discussion on the topic and how it pertains to your individual NJ general liability insurance, homeowner insurance, auto insurance, business insurance, workers compensation insurance, bond insurance, travelers insurance, etc., contact an experienced independent insurance agency.

PRIME Insurance joins Americans nationwide in mourning the tragic loss of life during the San Bernardino County massacre.

Summary: December 2, San Bernardino, California. A massacre unfolds before America’s collective eyes. How? Why? PRIME Insurance joins fellow Americans in mourning this horrific tragedy.


There are no comments yet.

Leave a Comment

Required fields are marked with


Your name, comment, and URL will appear on this page after it has been reviewed and approved. Your email address will not be published.