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Will Your Airline Compensate a Delayed Flight?

You bought your ticket well in advance. You've made sure to get to the airport to clear security in time. Then, just as you head to your departure gate, you hear the announcement notifying of your flight's delay. Sound...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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How to Protect Your Child from Risk of Abduction

- A PRIME Insurance Special on Child Safety - Abduction, harassment and abuse: if you are like most responsible parents, these are terrifying subjects of worry in relation to your kids. While most youngsters pass...

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How to Deal with the Office Air Condition Chill

It's the end of July and you're freezing - not because you happen to be vacationing in the Arctic region but because of the office air conditioning in the middle of the summer. The scenario is one that is shared by...

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Overseas Insurance: How to Protect Your Business

Commercial, educational and religious groups traveling overseas face wide international risks. In response, PRIME Insurance has teamed up with the leading companies, like CHUBB, in order to offer the needed protection....

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Is Your Family Prepared for Hurricane’s Wrath?

Hurricane season typically begins at the start of June and lasts through November. Is there anything that that the home dweller or business owner can do to protect family and property? Sure there is! Eight Tips...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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Remembering Memorial Day Forever

PRIME Insurance Agency of Lakewood, NJ joins Americans everywhere in saluting those brave US soldiers that gave their lives while defending their country. Memorial Day Facts You May Not Know - Memorial Day dates back...

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How to Safeguard Kids When on the Internet

Would you put your son or daughter in the driver's seat of a car before teaching him how to drive? Would you allow him or her to drive without auto insurance? Of course not! Just as foolhardy, my friends, is allowing...

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Why Social Services Need All-in-One Insurance

The social needs of our communities are addressed by multi-faceted assistance. This inculdes: Abused Victim Shelters, as well as Animal Shelters: Big Brother and Sister Groups; Botanical Garden Groups, Caregiver...

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Classic Car Trivia that Auto Buffs Will Enjoy

If you are a classic or antique car buff, these fun facts are for you! Fun Facts for the Classic Car Enthusiast - The Ford Mustang was first introduced in 1964. The first Chevy Camaro was black in color. The origin...

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A Big Thank You, Dear Mothers, For All You Do!

8 Fun Facts about Moms - Following the American Civil War, Julia Ward Howe tried to make Mother's Day a transforming social event that would garner women to publically demonstrate anti-war sentiment. Though she never...

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Insurance for Property Managers, Why?

(It's Coverage for Liability Claims!) - If you are a property manager, you understand the insurance implications. You've got your own form of risk exposure that needs specific insurance coverage. Here's what can happen...

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Keeping Kids Safe and Happy in the Playground

Of all things that naturally pair together, you'd have to agree that kids and the outdoor playground are a synonymous set. From the squeak of the soaring swings, to the twists and turns of the intricate maze systems...

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How to Keep Your Dog Safe on the Boat

Whether your dog is your best or second best friend, when it comes to boat safety, there's no difference. Just like your family members and guests, your pet needs to be handled with care by following specific boat-safe...

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The Right Lawn Care Business Coverage

- Commercial Umbrella Insurance NJ at Your Service! - If you own a lawn care business, you know your tasks. Mowing, edging, weeding, planting, reseeding, mulching, yard cleanup and related work have their risks, though....

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How to Protect Your Skin When Boating

Who doesn't know that sun exposure poses a serious health risk to your skin? Because boaters tend to enjoy the pastime during the highest sun exposure hours (between 10 in the morning and 3 in the afternoon), the...

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Why Your Arts Center Needs Tailored Insurance

Performing arts and art and culture organizations may pride themselves on being non-profits, nonetheless, the unique liability risks that they face, exposes them to a host of losses and damages. That is why they need...

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What You Don’t Know about Bosses, Workers and Business

Though the time you spend at work may often seem less pleasurable than recreational spells with family and friends, we've put together ten fun and interesting facts that are sure to prove amusing. Take just a moment to...

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How to be Safe when Exposed to Wildfire Risk

A careless drop of a lit cigarette butt; a bonfire left burning - these and more acts of human negligence are what often triggers wildfires - those all-consuming fires that sweep forest and brush. Because wildfires are...

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How to Protect Your Kids from Bad People

As parents, our primary job is to keep our children safe and protected. One of the ways we can do this is by coaching our kids about the risks faced with strangers. RELATED: Fire prevention advice from NJ Homeowners...

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How to Spruce up Your Home the Easy Way

Spring's arrival bathes our immediate landscape with a blooming new beautiful appearance. It goads us on to complement the fresh look in our homes by getting it as dust-free and spanking clean as we can. Use the extra...

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Why Business Needs Inland Marine Property Coverage

Various forms of Business Inland Marine Insurance exist, including movable and valuable goods in relation to transportation, construction, communications, and fine art. Why is this coverage necessary? Related: Why your...

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Why I need a Life Insurance Policy

Term, Whole and Universal Life Insurance: these are all differing life insurance plans, designed for the various stages of an individual's lifecycle. An insurance professional will tell you that having the right type...

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Does Your Club Have Adequate Insurance Coverage?

- PRIME Insurance Agency and Non-Profit Commercial Insurance - If you thought your fraternal club is immune to insurance protection, you've got another thing coming. All sorts of liability exposure can creep up,...

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How Homeowners or Renters Can Ease Move-In Day

This from the US Census Bureau: More than 35 million folks (just above 11 percent of the general population) moved into a new dwelling place between 2013 and 2014 Flowers and greenery is not the only things sprouting...

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When Storms Thunder: How to keep Safe on Your Property

Lightning bolts against the darkened sky. Seconds later, the distinctive boom of thunder is heard. It's rainy. It's windy. This, my friends, is nature at work. Thunderstorms most commonly erupt during the spring and...

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How to Prevent Your Employees from Stealing

As a business owner, you have enough to worry about without being bogged down by the headache induced by worker dishonesty. The following tips pooled together by the leading insurance companies (who deal with related ...

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How to Prevent and Clean House Mold

Have you noticed mold anywhere in your home? The most common cause of mold is moisture buildup from a flood or a leak. If left unchecked, mold can spread and cause property damage that generally is not even covered by...

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Does Your Insurance Cover all Liability?

A NJ Personal Umbrella Insurance Policy Fills the Gaps! If you have a standard Homeowners or Business Insurance plan, beware! Should you confront a liability scenario that is not under the policy, it could evolve into...

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This is the Safe Way we Wash Our Clothes!

- How to Avoid Risk Exposure when doing Laundry - Following your garments' laundering instructions is essential to extend both life and look. What everyone involved in the chore must be equally mindful of is the...

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How to Best Plant Your Home Garden

Oh, the wonders of spring! The sun shines, the trees blossom and the birds sing the melody of the season. What better time than now to create your garden? Ten tips for Cultivating - Determine the type Think about the...

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How to Be Safe While Riding Your Motorcycle

We know you don't want to be told that you place yourself at risk for an accident if you ride your bike. You know that motorcycles are far more dangerous than a car already. What you really need to know though is how...

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Ever Wonder Why Life is Absolutely Amazing?

With all of its ups and downs, there's no denying that life is something to celebrate. Find some of the most remarkable things about the wonders of living below! Life Un-Covered! - A newborn has three hundred bones;...

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PRIME Insurance Presents Raffle Winner with $50

- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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What Doctors Do When a NJ BME Notice Arrives

Physicians in the Garden State face all types of challenges. Naturally, complaints from patients are one of them. How would you respond if one of your patients reported a complaint with the NJ Board of Examiners? The...

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What You Must Know About Termite Home Damage

- How Your Homeowners Insurance Protects You - Q: What are termites? A: Termites are little malleable insects that exist in a colony made up of millions. With mouths that are able to chew through solid wood, they are a...

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How to Recognize Poison Ivy and Treat its Rash

As winter gives way to spring-like temperatures and the human urge to delight in the sunshine, it's wise to familiarize yourself with the risks of outdoor activity. High on the list of undesirable natural hazards is...

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Why Do All Manufacturers Need Directors and Officers Insurance?

- Because Coverage Means Protection against Associated Lawsuits! - If you are a manufacturer, you want to focus on production and sales, not lawsuits. See why others like you are glad they have Private Business...

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Why a Realtor Really Needs Errors and Omissions Insurance

- NJ Home-Seller's Defense against Lawsuits - If you are a real estate agent, the last thing you want is a lawsuit. But lawsuits are a fact of life among professionals like you. And they occur quite often. A real...

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Why and How to Start Spring Allergy Treatment Earlier

This year's mild winter has its pros and cons. If you have begun feeling an itch at your eyes, nose and throat as well as headaches and sinus pressure, it's likely not your imagination. According to experts, weather...

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Why Your Specialty Non-Profit Needs Tailored Insurance

- NJ Insurance Claim Scenarios - NJ Non-Profit Directors and Officers Insurance The directors of a chamber of commerce became involved in undertakings that were not associated with the founding trustees' original...

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When February Has an Extra Day

Just in case you forgot to check your calendar, today is not March 1st. It is February 29th, the rare day added to the end of the third month in a leap year. Fun Facts about February 29th - The added day occurs...

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20 of the Most Amazing Things about Cars

Cars, trucks, motorcycles, RVs, ATVs - what would we do without our mode of road travel? Involved in all forms of NJ auto insurance matters, PRIME Insurance Agency presents these twenty vehicle facts for your enjoyment....

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The Best Safety Tips for Driving in the Rain

- Car, Truck or Van Wet Weather Driving - As rain pours and pours over NY, NJ, PA and other parts of the country, commuters face traveling hazards that can lead to accidents. Learn how to drive defensively with these...

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How to Feel Better When You Get a Cold

- Hatchoo! Sniff, sniff! Like it or not, cold season is here! The fact that so many others experience the common illness does not make you feel any better. And though you'd love to hear about a cold cure, scientists...

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How to Make Your Home More Fire Safe

- Minimizing Risk Exposure with Safety Features - Fire! Fire! The emotionally-tied word strikes fear in anyone's heart - homeowners and renters, alike. There's definitely good reason for it as fire is the cause of some...

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How to Prepare and Cook Food Safely

- Keeping Clean in the Kitchen - You have an enemy in the kitchen and it's something that you cannot even see with your naked eye. Bacteria spread easily and quickly. It can go from your hands, to your countertops, to...

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How to Best Protect Your Junior Sports League

- Insurance for Non-Profit's Risk Exposure - There's nothing like getting the kids into organized sports activities. But when it comes to little leagues, there's a whole lot more than good fun that's up to bat. ...

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7 Astonishing Things Invented by Accident

What happens when mistakes occur? At times they lead to amazing results, such as the invention of some of our most indispensable products! Chocolate Chip Cookies Yes, this delicious variety was created by chance! As...

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