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What Insurance for the Sport Fishing Boat?

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks and others.

Like the commercial watercraft, sport fishing boats require property and hull liability insurance that encompasses hull, passenger and crew member aspect of coverage. Insurance is available through underwriting companies, specialized in marine insurance protection.

Sport fishing boat insurance is obtainable for US vessels operating off the coast of bodies of warm water, like the West Indies, the Bahamas, Mexico, Hawaii, and the off the United States and Gulf of Mexico Atlantic and Pacific coasts.

The Sport Fishing Boat Insurance Program can include the following forms of coverage:

  • All risks, replacement cost

  • Agreed hull value

  • Competition or tournament fishing

  • Medical payments

  • Personal effects

  • Uninsured boater

  • Fuel spill liability

  • Towing and other waterside assistance

  • Tender

  • Mechanical breakdown

  • Employed captain and crew

Enhancement coverage for fishing gear and tackle, breach of warranty, fine arts, war and confiscation, coral reef damage, fire arms confiscation, accidental death and dismemberment, global navigation and other options may also be available.


For further info about the sport fish boat insurance, speak to the professionals at Prime Insurance.


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: The Sport Fishing Boat industry has unique exposures that need to be addressed by unique insurance coverage. 


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