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All You Ever Wanted to Know About Insurance

Truckers, Trucking Companies: What insurance to get?

If you are a trucker or trucking company, you know about the multitude of risks that apply to your niche of business. You need to collaborate with an insurance agency that is familiar with all of the exposures and can locate precise coverage at competitively lowest quotes. That’s where Prime Insurance comes in.

Related Insurance: What to Look for

Trucking Operations Insurance

The following types of specialty coverage are necessary protection for truckers that haul freight over the roadways via tractor-trailer entities or heavy load trucks:  

  • Auto liability
  • Physical damage

In addition, bobtail trucking and trailer interchangeable arrangements can locate applicable coverage as can those in the motor truck business.

Trucker Occupational Accident or Workers Comp Insurance 

Provided via the trucking companies, the trucker’s occupational accident or workers compensation policy protects the owner and operator that are individually contracted. The particular trucking company purchases the coverage and forwards the cost of premium on the truckers. Various US states mandate workers comp insurance be provided to the contracted truckers through the trucking company as well.

PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – top carriers, such as ACE, ASI, ASSURANT, CHUBB, CNA, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With thousands of satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate customized policies at competitively lowest quotes.

HAVE A PRIME DAY™! PRIME Insurance provides all forms of NJ, NY, PA, TX and other state coverage, including travelers insurance, cheap auto insurance, low quote commercial umbrella insurance, flood insurance, renters insurance, homeowners insurance, bonds, workers comp, life insurance and more. We invite you to experience the PRIME difference! Visit us on our online insurance website; email us at PRIME [at] primeins [dot] com or call us at 732-400-5242.


Summary: For the trucker and trucking company that represents him or her, getting the right insurance coverage makes all the difference. 


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