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How to Make the Most out of a Traffic Jam

A PRIME Insurance Labor Day Traffic Guide - Unfortunately, traffic jams occur all the time. With Labor Day weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the...

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Remembering Memorial Day Forever

PRIME Insurance Agency of Lakewood, NJ joins Americans everywhere in saluting those brave US soldiers that gave their lives while defending their country. Memorial Day Facts You May Not Know - Memorial Day dates back...

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EgyptAir and Why You Need Travel Insurance

The sudden disappearance of EgyptAir Flight 804 has the world on edge. Whether the tragic crash was terrorist related or a mechanical failure is what investigators are currently probing. For the rest of us, the crash...

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When the Lights Go Out in TX, FL, NJ or Anywhere

Quick Tips on Safe Homeowner Generator Use - Home owners and renters have come to know that electrical outages are a fact of life. Owning a generator has key benefits that many cannot do without and others refuse to do...

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Chill in the Air; Soup’s On!

As the beautiful fall foliage envelopes the landscape and the orange sunset casts its rays against the expansive horizon, there's an evening chill that hints of more climate change to come. Within the home kitchen,...

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7 Smart Tips on How to Close Your Pool

- Say good-bye to your pool easily as you prepare for next year's pool season! - A week before closing, make sure your pool's pH, alkalinity and calcium hardness is up to par. Perform a shock treatment on your pool...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What's an employer more likley to get a claim for - employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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One More interesting Workers Comp case from 2014

STRANGER THAN FICTION - What do you get when you defraud six different insurance companies by creating fake injuries for fake employees who work for imaginary employers? The answer is nearly half a million dollars in...

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Workers Comp Fraud Case From 2014

NOT A HAPPY ENDING - If you're going to collect disability, it's probably best not to take on work as a masseur. A man, 53, in Torrance, California learned the hard way when an investigation revealed that he was...

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Another Interesting Workers’ Compensation Fraud Case From 2014

Robin Hood of Workers' Comp A doctor in California was sentenced to five years of probation with 12 months of home confinement for defrauding the Federal Government and submitting fraudulent workers' compensation...

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Fascinating Workers Fraud Case From 2014

Prescription to Prison - - In March of 2014, a man in Washington state was convicted of making 51 trips to emergency rooms and urgent care clinics across western Washington to fraudulently obtain pain medications. The...

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Your Business Needs Workers Compensation Insurance

Did you know the effects of Obama's Affordable Care Act on it? In 2010, President Obama enacted the Patient Protection and Affordable Care Act (ACA), also known as "ObamaCare". U.S. healthcare costs associated with ...

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INTERESTING WORKERS COMPENSATION FRAUD CASE FROM 2014

Now he's singing the blues - A former NY Port Authority officer pled guilty to fraud after it was discovered he was performing as the lead singer with his heavy metal band while collecting disability from the police ...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life's ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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As if I wasn’t busy enough with my business!

I have to be busy with NJ Business Insurance as well?! Deadlines...Payroll... Billing... Orders... Inventory ..Deliveries...Customer service... Meetings... Running your business is an all-encompassing task. You have...

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Myths and realities of workers' compensation indemnity payments

Workers' compensation is more challenging than ever before. Payers are continually navigating a delicate balance between ensuring injured workers' receive appropriate treatment and cost containment. Many of the...

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OSHA report echoes ProPublica and NPR’s workers’ comp findings

Nearly a year ago, ProPublica set out to investigate the extent of changes to America's workers' compensation system and the impact they were having on injured workers. Around the same time, researchers at the federal...

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