Skip to content

Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Animal Rescue Non-Profit: What’s the Insurance Angle?


Kindness extended to animals at risk is personified through animal rescue organizations that attempt to save dogs, cats and other animals from being euthanized. Like any other non-profit society, related commercial insurance protects against liability risks.

Animal Rescue Organization Insurance

Animal enthusiasts that group together to advocate for animals at risk of being ‘put to sleep’ require insurance tailored to needs.

Among this type of society’s activities are the following:

  • Tracking down the animal via municipal and county animal shelter connections

  • Organizing animal transportation from the shelter to the organization’s shelter

  • Locating suitable foster care

  • Evaluating animal’s nature and character

  • Providing basic training

  • Providing basic healthcare



Though these organizations receive payment from those adopting animals, they are non-profits and utilize payments as well as donations for maintenance expenditures. Typically, each animal rescue focuses on an explicit species.

Because this type of group is volunteer-run, they have limited property exposures. Nonetheless, there are significant other perils that should be considered:

  • General Liability

  • Employee Dishonesty

  • Directors and Officer’s Exposures

  • Auto Exposure

  • Non-Ownership Exposures (for volunteers that move animals from one place to another for the society)

 

As within any non-profit niche, the animal rescue organization will gain better clarity on coverage benefits by contacting an experienced independent insurance agency.




PRIME Insurance is an experienced family-run independent agency that does direct business with more than 40 of the leading companies. We partner with the big insurance names, like ACE, ASI, ASSURANT, CHUBB, FOREMOST, Great American Insurance Group, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more to present you with customized coverage at competitively lowest quotes.

PRIME Insurance provides all forms of coverage throughout NJ, NY, PA, FL, CA, TX and other US states, including travel, auto, commercial umbrella, flood, renters, property, homeowners, bonds, workers comp, life insurance and more. We invite to you to HAVE A PRIME DAY™ by visiting us on our online insurance website; or by contacting us at PRIME [at] primeins [dot] com or 732-400-5242!

 

Summary: Although there are limited property risks for animal rescue organizations, there are significant other exposures.