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PRIME Insurance and National General: Coverage Options that Work

National General ranks high among the leading insurance companies that PRIME deals with, giving customers the full spectrum of premiere service. The Claims Process for NatGen Premier Auto Insurance - Frequently Asked...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

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How to Contact Missing Family after a Disaster

The insurance industry has been working overtime in dealing with claims in relation to recent hurricanes, floods and earthquake devastation in TX, FL, Mexico and elsewhere. Nothing, however, can touch a heart more than...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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How to Prepare Your Business for a Hurricane Blow

Like other natural disasters, a hurricane can deliver a serious blow to your operations. From a power outage to broken water pipes to floods to loss of business and so on, the financial impact can hit hard. Those who...

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How to Make the Most out of a Traffic Jam

A PRIME Insurance Labor Day Traffic Guide - Unfortunately, traffic jams occur all the time. With Labor Day weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Hurricane Harvey Victims in TX and LA - We all have seen the pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of...

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How to prevent Employee Chronic Pain and Opioid Addiction

Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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Inland/Ocean Marine Insurance from the Specialty Underwriters

- Another PRIME Insurance - TokioMarine Special! - PRIME Insurance is happy to proclaim its partnership with TokioMarine, experienced specialty underwriters. Together, we offer the various forms of Inland or Ocean...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of...

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Why Professional Liability for the Dental Profession?

Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

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How a Customer Learned to Buy Proper Vacant Property Insurance

Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered. For one vacant home owner, the promise of savings on a NJ insurance policy could have...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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Entertainer Insurance: How the Twins of France Found Coverage

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

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How to Have a Faster Security Check at Airports

Summertime and holidays are the busiest seasons for airports. Make your security check as efficient and painless as possible by following stress-free suggestions. MORE: How to protect yourself from unexpected travel...

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Overseas Insurance: How to Protect Your Business

Commercial, educational and religious groups traveling overseas face wide international risks. In response, PRIME Insurance has teamed up with the leading companies, like CHUBB, in order to offer the needed protection....

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Is Your Family Prepared for Hurricane’s Wrath?

Hurricane season typically begins at the start of June and lasts through November. Is there anything that that the home dweller or business owner can do to protect family and property? Sure there is! Eight Tips...

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How to Keep Fire-Safe in an Apartment Building

Fire in an apartment building? The mere thought sends shudders up anyone's back - including those of us in the insurance industry! RELATED: How the apartment dweller can protect his/her belongings With so many family...

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PRIME Insurance Comes Through for Iron Work Contractor!

A steel contractor was bidding on a large steel structure job for a medical facility in Queens, NY. His existing insurance policy would not provide coverage for this large of a job. The client was frantically looking...

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What Insurance for Animal and Vehicle Racetracks?

For the animal and vehicle racetrack, the hazards are of the unique kind, necessitating a specific type of coverage. Animal Racetrack Insurance - Animal racing, such as those in which horses and greyhounds compete, is...

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What does the Weatherman Say about Your Safety?

- 8 Climate Facts to Know - The US experiences the most deadly and property damaging tornadoes than any other global vicinity, with an annual average of 1,200 tornado occurrences. Hurricane Katrina has been...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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Meet the PRIME Insurance Team

Focus on Laizer Schonbrun, P&C Agent - Laizer Schonbrun, Property & Casualty Agent at PRIME Insurance Agency Q: Tell us, Laizer, how you actually became involved in the insurance field? Laizer: I met a...

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Seven Spots Where it’s Easier to Catch the Flu

- A PRIME Insurance Winter Health Special - Fever, sore throat, aches and pains...nobody wants to suffer from flu symptoms. One of the best venues of preventing infection along with frequent hand washing is to avoid...

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How to Protect Times Square on New Years Eve

- A PRIME Insurance 2017 Special - As the minutes to the New Year tick-off in NY's Times Square rapidly approaches, you can be sure that police will be on guard for any form of danger to the public. Aside from law...

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Why Does My Vacant Land Need Good Insurance?

You need vacant land insurance because the liability risks are there for: Land that you plan to build on, yet no construction has begun Lakes and ponds on the property RELATED: what you need to know about your...

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Where do the Skating Rinks get Better Insurance?

Sports / Fitness Insurance for NY, NJ and other States - PRIME Insurance Agency partners with the leading underwriters to provide customized, comprehensive insurance policy packages for the sports/fitness industries at...

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Healthcare Facilities: How to find an Insurance Policy

A PRIME Insurance and CHUBB Special - PRIME Insurance offers premium liability coverage through the leader in the industry. This policy meets the needs of the expanding range of healthcare facilities, from teaching to...

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Cyber Insurance: How to Make a Small Business Safe

If you ask the business claims insurance experts, they'll be frank and upfront: cyber hacking occurs all the time. Avoid the risk of becoming a hacking victim with protective commercial insurance. RELATED: Medical...

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How to Be a Winning Landlord

Pretty high on the list of priorities for the landlord is getting a good insurance policy for any property that's rented out. After all, risks lurk in every nook and cranny. No matter what kind of excellent...

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What are Interesting Facts about the Cold of Winter?

The shivering cold has hit the Tri-State area. With the wind chill factor at a dangerous level and snow accumulation for Upstate NY, including the famous snow belt of Buffalo, NY, the National Weather Service warns of...

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Why Sunglasses are Like Insurance for Your Eyes

- Our Take on National Sunglasses Day - June 27 is National Sunglasses Day and we're celebrating the dissemination of information. As insurance agents that deal with all forms of national coverage, including NJ auto,...

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New Insurance Program for Apartment Buildings!

PRIME Insurance Agency announces an exciting new program for property owners that includes: - Fire coverage - Auto damage - Water (pipe) damage - Flood damage - Earthquake damage "We're proud to launch this exclusive...

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Workers Comp Claims that Will Make you Cringe

The NJ Commercial Insurance industry is familiar with lots of Workers Compensation stories, but these sure take the cake! Business owners will either laugh or cry when they read how outrageous related fraud has become!...

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How to know if a Home Workstation is Safe

- Business Owners Workers Comp Guide for Remote Workers - Bob worked for the FastTrack Manufacturing Company. Instead of commuting an hour to the company's Red Bank, NJ site, he spent 40 hours a week at his NY, NY home...

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The Best Safety Tips for Driving in the Rain

- Car, Truck or Van Wet Weather Driving - As rain pours and pours over NY, NJ, PA and other parts of the country, commuters face traveling hazards that can lead to accidents. Learn how to drive defensively with these...

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Glad to be at Home: Bliss of a Snow Day

A PRIME Insurance Blizzard Special - As kids across NY, NJ, PA, and other spots in the northeast press their noses to window panes, there's a wistful prayer they share: "Please let it snow - a lot! So much that school...

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Better at Winter Sports: How to Stay Safe and Warm

Well, fellow residents of NY, NJ, and PA! The winter has finally caught up with us! As the thermometer's mercury slides precariously down to average or below average temps, it's prudent to make ourselves - and our kids...

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Season’s Greetings: It’s Holiday Time!

- Holiday Facts You May Never Have Known - - It's the season for giving and receiving presents. Wrapped gifts mean an excess of wrapping paper leading to approximately four million tons of paper waste in...

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NJ Vacant Building Insurance

- Why You Need Specialized Coverage - Why does a vacant building need special focused insurance? It's because it has unique exposure to liability risks... Vacant Building Claim Scenarios - Imagine the following...

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Own a Life Science Company?

- Your Insurance Needs are Different than Most - Are you a biotechnology, specialty pharmaceutical or medical product manufacturing company or a contract research or site management organization? PRIME has the coverage...

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More Friendly Service at PRIME Insurance!

- Welcome Aliza and Emmy to the PRIME Team! - Come to the PRIME Insurance central office here in Lakewood, NJ and you'll see a happening place, where professional staff members work together to provide exceptional...

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Mold Property Damage

- Does Your Insurance Cover it? - The Facts from PRIME Insurance Agency - Q: How does mold develop? PRIME Insurance: Moisture buildup from a flood or a leak is the major cause of mold growth. Q: How do I know if I...

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Remembering 9/11

September 11, 2001. No American can forget that date, blackened by history into the calendar. On that day, nineteen emissaries of Osama bin Laden's al Qaeda boarded four separate US airplanes. Their diabolical plan...

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Goodbye Summer; Hello School!

As we bid the waning days of summer farewell, it's time to embrace a whole new year of fun learning. Make your child's return to school more enticing by uncovering some things you may never have known before! RELATED:...

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7 Smart Tips on How to Close Your Pool

- Say good-bye to your pool easily as you prepare for next year's pool season! - A week before closing, make sure your pool's pH, alkalinity and calcium hardness is up to par. Perform a shock treatment on your pool...

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