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Winter’s Freeze: How to Prevent Your Pipes from Bursting

If you missed it in science class, here’s an overview of what happens when water freezes: it expands. In regard to your home, cold temperatures can cause the water in your pipes to freeze, expand and cause increased...

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How to Keep Fire Safe in Your Home on Chanukah

A PRIME Insurance Holiday Special - Tuesday night, December 12th marks the first night of Chanukah this year. Keep the flicker of the menorah, the tastes of holiday delicacies and the memories of miracles-past as safe...

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Why the Homeowner Needs Fire Insurance More than Ever

Homeowners insurance that includes protection against fire risks is more important than ever before. This is because the building materials used to construct a home are not as fire resistant as in previous times. The...

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Auto Insurance and Other Facts about Illegal Immigrants in the US

The subject of undocumented immigrants has prompted political debate and the resolve of President Trump to build a wall along the Mexican border. Aside from all the problems related to the undocumented immigrant, ...

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Shoppers: How to Prevent Personal Theft during the Holidays

Enjoy this holiday season, even as you shop. Though studies point to heightened risks of having your purchases, automobiles, credit cards, ID and – yes – even Xmas trimmings taken by thieves, there are measures to...

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Action-Over Claims: Why NY Contractor Insurance is Pricier

New York labor laws are pro-plaintiff. That’s why it’s troublesome if someone is sued in relation to an employee’s accident. It’s also the reason why general contractors and property managers that employ subcontractors...

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Happy Thanksgiving from all of us at PRIME Insurance Agency!

PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd...

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How to Prevent a Fire in a Factory

Say the words fire and factory and many will associate them with the infamous NY City Triangle Shirtwaist Factory fire of 1911. Recent factory fires in Bangladesh echo the tragedy that resonates with a demand for...

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Does your Business Need Cyber Insurance?

A PRIME – Liberty Mutual Guide - Did You Know? According to a 2013 Ponemon Institute, Hartford Steam Boiler report -55 percent of small businesses have had a minimum of 1 data breach -72 percent of businesses were...

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What Type of Insurance for an Amazon Seller?

The world is very wide. Amazon marketplace allows sellers to gain global exposure by presenting trade opportunity without a brick and mortar presence. Many, in fact, have taken advantage and are engaging customers in...

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Lead Poisoning: Symptoms, Treatment and Related Home Insurance

There has been much hue and cry over the 2014 water crisis in Flint, Michigan . At the time, the water supply came into question in regard to lead poisoning. Residential home owners, landlords, and property...

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How to Make Home Living Safer for an Alzheimer Patient

We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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All about Insurance Related to Motorcycles

Manufacturers, Dealers and Riders - One thing that motorcycle ‘cruisers’, manufacturers, and sellers share, besides a love of the ‘bike’, is the need for protective insurance that covers inherent risks. This guide...

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Veterans Day – 8 Astounding Facts about Homelessness

A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it...

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5 Steps to Reduce Your Auto Insurance Bill

Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

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5 Things that Help Make Your Business Day Successful

In the business world, we all tend to get in the daily rut of allowing circumstance at the office to get the better of us. Though it’s a given that we cannot be completely in control of the curve balls that we...

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Miscellaneous Professional Liability Insurance: Did you know?

A PRIME and Liberty Mutual Insurance Special - Miscellaneous Professional Liability coverage is also known as Errors and Omissions. It exclusively protects from financial damages and is part of a commercial general...

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How can I Safely Rake Leaves in the Fall Season?

Fall. What better name for the season when the trees' aging leaves drop to the ground? Of course, ignoring the growing leaf mounds on your lawn, driveway and walkways will not only impede the aesthetic appeal of your...

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How to Reduce the Risk of Violence in the Workplace

Talk about safety in the workplace and most people will tell you about the risk of theft, fire, slip and falls and other things that may lead to loss and injury. Yet, violence in the workplace is a common threat. While...

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Answers to Some Common Homeowners Insurance Questions

PRIME Insurance, National General Present a Question and Answer Forum - Funny, isn’t it, how we can be so sure about something like a homeowners policy without even knowing the basics. So, ready for some education?...

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Insurance Claims: How to avoid Damaging Statements

If you file any form of insurance claim – from homeowners to auto to workers comp – be aware that what you say can work against you. It is common for insurance claims adjusters and insurance company risk managers to...

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PRIME Insurance and National General: Coverage Options that Work

National General ranks high among the leading insurance companies that PRIME deals with, giving customers the full spectrum of premiere service. The Claims Process for NatGen Premier Auto Insurance - Frequently...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

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How to Contact Missing Family after a Disaster

The insurance industry has been working overtime in dealing with claims in relation to recent hurricanes, floods and earthquake devastation in TX, FL, Mexico and elsewhere. Nothing, however, can touch a heart more than...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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How to Prepare Your Business for a Hurricane Blow

Like other natural disasters, a hurricane can deliver a serious blow to your operations. From a power outage to broken water pipes to floods to loss of business and so on, the financial impact can hit hard. Those who...

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How to Make the Most out of a Traffic Jam

A PRIME Insurance Labor Day Traffic Guide - Unfortunately, traffic jams occur all the time. With Labor Day weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Hurricane Harvey Victims in TX and LA - We all have seen the pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of...

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How to prevent Employee Chronic Pain and Opioid Addiction

Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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Inland/Ocean Marine Insurance from the Specialty Underwriters

- Another PRIME Insurance - TokioMarine Special! - PRIME Insurance is happy to proclaim its partnership with TokioMarine, experienced specialty underwriters. Together, we offer the various forms of Inland or Ocean...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of...

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Why Professional Liability for the Dental Profession?

Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

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How a Customer Learned to Buy Proper Vacant Property Insurance

Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered. For one vacant home owner, the promise of savings on a NJ insurance policy could have...

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What the New Coverage for Artisan Contractors Can Do For You!

A PRIME Insurance - TokioMarine Special! - PRIME Insurance is proud to announce its partnership with TokioMarine, leading specialty underwriters. Together, we present AritisanEdge, streamlined insurance for the artisan...

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Entertainer Insurance: How the Twins of France Found Coverage

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

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How to Have a Faster Security Check at Airports

Summertime and holidays are the busiest seasons for airports. Make your security check as efficient and painless as possible by following stress-free suggestions. MORE: How to protect yourself from unexpected travel...

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Overseas Insurance: How to Protect Your Business

Commercial, educational and religious groups traveling overseas face wide international risks. In response, PRIME Insurance has teamed up with the leading companies, like CHUBB, in order to offer the needed protection....

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Is Your Family Prepared for Hurricane’s Wrath?

Hurricane season typically begins at the start of June and lasts through November. Is there anything that that the home dweller or business owner can do to protect family and property? Sure there is! Eight Tips...

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How to Keep Fire-Safe in an Apartment Building

Fire in an apartment building? The mere thought sends shudders up anyone's back - including those of us in the insurance industry! RELATED: How the apartment dweller can protect his/her belongings With so many family...

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PRIME Insurance Comes Through for Iron Work Contractor!

A steel contractor was bidding on a large steel structure job for a medical facility in Queens, NY. His existing insurance policy would not provide coverage for this large of a job. The client was frantically looking...

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What Insurance for Animal and Vehicle Racetracks?

For the animal and vehicle racetrack, the hazards are of the unique kind, necessitating a specific type of coverage. Animal Racetrack Insurance - Animal racing, such as those in which horses and greyhounds compete, is...

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What does the Weatherman Say about Your Safety?

- 8 Climate Facts to Know - The US experiences the most deadly and property damaging tornadoes than any other global vicinity, with an annual average of 1,200 tornado occurrences. Hurricane Katrina has been...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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Meet the PRIME Insurance Team

Focus on Laizer Schonbrun, P&C Agent - Laizer Schonbrun, Property & Casualty Agent at PRIME Insurance Agency Q: Tell us, Laizer, how you actually became involved in the insurance field? Laizer: I met a...

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Seven Spots Where it’s Easier to Catch the Flu

- A PRIME Insurance Winter Health Special - Fever, sore throat, aches and pains...nobody wants to suffer from flu symptoms. One of the best venues of preventing infection along with frequent hand washing is to avoid...

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How to Protect Times Square on New Years Eve

- A PRIME Insurance 2017 Special - As the minutes to the New Year tick-off in NY's Times Square rapidly approaches, you can be sure that police will be on guard for any form of danger to the public. Aside from law...

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