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Directors and Officers Insurance – Are you Covered?

PRIME Insurance – USLI Coverage Products

 

PRIME Insurance partners with the leading underwriter, USLI, to offer professional lines products with competitively low quotes, broad and unique policies, and fast turnaround!

RELATED: Why the business owner needs Private Business Directors and Officers Insurance

Here’s the rundown:

NonProfit Directors and Officers Insurance

Top Classes

This insurance includes the following:

  • Defense costs outside the limit (up to 200 employees in the event a $500,000 limit is selected)
  • Complete allocation of defense costs
  • -Broad definition of employee to include independent contractors
  • Full prior acts coverage for claim-free accounts
  • Wage and Hour sublimit for indemnity and defense (aside from Ca, Fl)
  • Defense costs outside limits
  • Automatic coverage for property manager as an insured party
  • 3rd-party discrimination and harassment coverage
  • Defense for breach of contract and non-monetary claims
  • Lifetime Occurrence Reporting Provision

Community Association Directors and Officers

Top Classes

  • Condo Associations
  • Homeowners Associations
  • Office Parks
  • Retail Associations

This insurance includes the following:

-Defense costs outside limits

  • Automatic coverage for property manager as an insured party
  • 3rd-party discrimination and harassment coverage
  • Defense for breach of contract and non-monetary claims
  • Lifetime Occurrence Reporting Provision

PRIME Insurance: we’re  a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, ASI, ASSURANT, CHUBB, CNA, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With thousands of satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate customized policies at competitively lowest quotes. 

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PRIME Insurance provides NJ, NY, PA, FL, TX and other nationwide coverage, including  cheap auto insurance, low quote commercial umbrella insurance ,  flood insurance,  renters insurance,  homeowners insurance, bonds,  workers comp,  life insurance,  property insurance and more. Experience the PRIME difference by visiting us on our online insurance website; emailing us at PRIME [at] primeins [dot] com or calling us at 732-400-5242!

Summary: Prime Insurance is proud to partner with USLI to offer excellent coverage for directors and officers of nonprofits and condominium associations!