It’s the proverbial mailman’s nightmare –as well as yours if you own a dog. Dog bite lawsuits in the US accounted for more than a third of all Homeowners Liability claims paid out last year, running above the $600 million mark. And there’s more on the topic.
- Close to 90 million dogs belong to pet owner across the US
- Every year approximately four and a half million people become victim to dog bites
- Some homeowners insurance policies are more expensive for owners of Pit Bull and Rottweiler breeds
- Children are the largest segment of the population that are bit by dogs
- Kids between the ages of 5 to 9 incur the most injury from dog bites
- Senior citizens are the next largest segment of the population that incur dog bite injuries
- Some home insurance policies will only cover dogs that are taken to behavior modifying classes
- Some homeowners policies will only cover pet dogs that are constrained with a muzzle, a chain or are encaged
- After a Spring Valley, NY toddler became the victim of an unprovoked ferocious Pitt Bull attack, Chelsea Clinton tweeted, “Horrific. No child should suffer this. No animal (or person) should ever be in a position to do this to anyone…”
For more on pet dogs, dog bites and related homeowners insurance protection, contact an experienced independent insurance agent that has your best interest in mind.
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Summary: Pet dogs, pet owners and dog bite victims – learn about some little known facts right here – from the home insurance experts.