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How to Defend Yourself from an Attacking Aggressive Dog

It happened to us just last week. After exiting a friend’s home, we started toward our car, parked by the curbside. Then, a neighbor yelled something and we found ourselves in the direct path of his barking large...

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How to Check Your Home for Energy Efficiency

Saving money? Who doesn’t love that? When it comes to your insurance, teaming up with a good agency that can shop the network for you to find tailored coverage at the best quote is the way to go. When it’s about...

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Why Your Engagement Ring Needs Extra Insurance

“Will you marry me?” Popping the question is one of the most momentous moments in a couple’s life – and the accompanying presentation of the engagement ring is just as much a part of it as the future envisioned...

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How to Keep Warm when there’s a Power Outage

Winter’s freeze has hit NJ, NY, PA, MD – and beyond. As temperatures dip into dangerous lows, the risk of a power outage can affect anyone. Below, Prime Insurance spotlights important tips that can help your family...

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Encouraging Insurance News for Furloughed Workers

Important Memo from Prime Insurance and Safeco - Prime Insurance has just received notice from the Safeco Insurance Company regarding the present US government shutdown. RELATED: Is there insurance protection for...

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Adult Child in a Parent’s Home: Will Insurance Cover?

Adult children living with their parents: it’s a trend taking place all over the country with the State of NJ ranking the highest percentage. If this living arrangement resonates in your residence, it’s wise to...

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How to Avoid a Package Delivery Theft

You might say that part of this season’s modern-day traditions involve online purchases being delivered straight to your door. Between gifting and buying essential needs, the convenience never got better. But along...

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How to Secure your Apartment from a Robbery

If you live in an apartment, your chances of being victimized by a thief are arguably greater than a private homeowner because of the relative ease of access into the building. Criminals can break in whether you are in...

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The Engagement Ring: How to Protect Yourself from a Loss

A lost or stolen engagement ring is something nobody wants to experience – especially a newly engage couple. The case of John Drennan and Daniella Anthony, tourists from England, therefore drew international...

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How to Prevent or Handle a Gas Explosion

When a sewer line contractor working in the heart of a residential area in Lakewood, NJ struck a gas line, it sparked an explosion and prompted dozens of home evacuations. RELATED: testing for radon in your home...

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Senior Facility Tenants - Renters: Why Related Insurance is Important

If you are over the age of 55 and rent a home or unit in a retirement community or assisted living facility, you need to be aware of the importance of related coverage. Renters insurance is often misunderstood....

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Carbon Monoxide Risk: How to Safeguard Your Home/Business

A PRIME Insurance Safety Bulletin - The Centers for Disease Control and Prevention cautions homeowners, renters and businesses about carbon monoxide poisoning. According to findings, there are hundreds of related...

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How the Government Shutdown Affects National Flood Insurance

In midst of a federal government maelstrom where a shutdown brings a cutoff of services, the National Flood Insurance Program is not exempt from the pinch. When the government’s spending authority is put on hold, home...

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Have You Checked Your NJ Home for Radon?

Attention NJ home owners and renters: The NJ Department of Health in conjunction with the NJ Department of Environmental Protection is advising about the risks of radon in property located within the state. In a...

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Auto plus Renters Insurance equals One Worry-Free Policy!

PRIME Insurance proudly offers renters insurance that is combined with your auto insurance – a winning policy from Plymouth Rock! Yes, renters insurance is an essential coverage that any tenant should never do without –...

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Want Fun and Interesting Facts about Apartment Life? Here You Go!

Apartment living certainly has its benefits. Advocates stress the financial attributes in relation to rent fees vis-à-vis mortgage payments as well as maintenance costs that generally fall in the landlord’s lap – not...

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Does Homeowners Insurance Cover Heating, Cooling and Appliances?

The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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PRIME Insurance, Westminster Unite to Benefit Customers

More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

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PRIME Partners with American European Insurance Group

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another...

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Restaurant Owners: Business Covered for Food Contamination?

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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How to Prevent Home Damage from Heavy Rainfalls

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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How to Keep Your Home’s Value through Cleaning Maintenance

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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Solar: What Insurance for Products, Installers and Homeowners?

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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Fun Facts about Sales People and the Bottom Line

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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How to Safely Survive a Storm’s Power Outage

High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are...

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How to Prepare Yourself from an Imminent Hurricane Threat

- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit...

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Why Cyber Insurance for a Business or Organization?

In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

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Why Landscape and Lawn Care Services Need Special Insurance

Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

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How to Get the Most Mileage Out of Your Auto Gas Tank

Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

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How to Make the Most out of a Traffic Jam

A PRIME Insurance Labor Day Traffic Guide - Unfortunately, traffic jams occur all the time. With Labor Day weekend on the immediate horizon and guaranteed traffic jams awaiting vacationers, these tips on how to make the...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Disaster Victims - We all have seen the recent pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of residents in NC and...

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How to Protect Your Home or Business from a Flood

Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

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Why Many TX Homeowners Have Problems with Flood Damage

Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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The Fun Facts about Spelling Mistakes and Typos

Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

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Do Police Officers Need Liability Insurance Coverage?

As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and...

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Why Businesses Need to Consider Kidnap, Ransom Insurance

Of late, the US government has issued warnings to US travelers, cautioning them about travel to Cancun, Mexico and other foreign destinations. While kidnapping is not too much of a risk locally, the danger does exist...

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How to Protect Public Places from Car-Ramming Terrorism

Recent events, like those in Lower Manhattan, NY, Charlottesville, VA, Barcelona, Spain and Marseilles, France, Toronto, Canada and London, England, involving the most simple terror tactics – driving a car into crowds...

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5 Negative Things Associated with Total Solar Eclipse of 2017

One of the most spectacular displays of nature is about to occur when the solar eclipse over the US extends a path of totality over parts of GA,ID, IL, IA, KS, KY, MT, MO, NE, NC, SC and TN. While locals will have the...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of...

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Insurance News: How Technology can Help Bully-Victims

Bullying has made it to the headlines as a grieving Cincinnati, OH dad and mom sue a school following their son's suicide that they say was brought on by vicious bullying. The soul-searching tragedy touches every...

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Credit Insurance: How to Ensure Business Invoices are Paid

- The Sad Tale of a NJ Business - Let me tell you the story of Sam, a fruit and vegetable shop owner. Sam's store was part of a NJ community and Sam took full advantage of the relationship he had with the neighborhood....

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How to Enjoy a Solar Eclipse while Protecting Your Eyes

It is unsafe to look directly at the sun. The one exception to this rule is for the duration of the totality of a solar eclipse, the short period of time when the moon completely obstructs the sun. In order to view the...

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How a NJ Craft Shop Learned About Tailored Insurance Coverage

A hobby supply store located in Newark, NJ learned a powerful lesson about tailored insurance coverage from a trusted source. From the Files of PRIME Insurance - Econocrafts, LLC - or Economy Handicrafts - was rated...

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How to Find Out an Insurance Claim Truth

- When Something Just Doesn't Seem Right in an Insurance Claim - Insurance companies deal with all sorts of claims. One of the toughest jobs in this regard is to sift through and gather the facts as they relate to...

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