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When Professional Liability Protects Blood Banks

Blood banks housed within their own facility or within other medical centers or hospitals need blood bank professional liability insurance to protect them from all the exposures of risk. This includes lawsuits about injury assumed to be caused by malpractice or error or mistakes throughout the entire blood banking process, such as: 

  • Withdrawing blood

  • Handling blood 

  • Testing blood

  • Prepping blood for recipients

RELATED: How to extend professional liability after a policy has expired

The main worry in the blood bank industry and insurance carriers that cover the exposures lies in the risk of disease transmission through the blood transfusion process. This includes AIDS, hepatitis, other blood-borne bacteria, viruses or microorganisms and diseases.

Blood Bank Professional Liability insurance shields owners, managers and the medical professionals working for them from the costs associated with the legal defense of a lawsuit and the damages resulting from a court decision or a settlement agreed upon out of the court system.

Typically, the blood bank’s professional liability coverage is combined with its commercial liability insurance so that any discrepancy in regard to what type of coverage is applicable to a given situation can be avoided.

For more information or to schedule a no-cost consultation about the various forms of time-related coverage in a professional liability insurance policy for a blood banks, speak to the experts at Prime Insurance.


PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. Visit us on our online at our insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Blood banks are subject to a host of exposures that can lead to lawsuits. A professional liability insurance policy designed specifically for the industry can protect those involved from the costs of such claims. 


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