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Is Your House of Worship Covered by Terrorism Insurance?

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism.

The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks on three historic black churches in Louisiana, and now, the rampage at the Chabad synagogue in San Diego, Ca underscore what has been occurring around the world – point in case, the New Zealand mosque shooting.

Prime Insurance reminds all businesses and non-profit houses of worship and other organizations that the unthinkable can occur.

Terrorism Insurance: a Present-Day Necessity

Prior to the September 11th attack, terrorism was thought to be highly unlikely on American soil. The insurance industry covered the possibility of terror under its property casualty ‘all-perils’ plans that included catastrophic loss. Since 9/11, terrorism has been excluded from most commercial policies. Insurance for terrorism has hence been classified under its own coverage for the business and nonprofit sector.

This means that if a damage claim is filed and it is deemed terror related, property insurance will not cover the losses.  

In view of current events, it behooves every religious and other organization to evaluate their insurance needs to determine if terrorism coverage is something to consider.

For further information about terrorism insurance for a religious center, organization or business, contact the professionals at Prime Insurance.



PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Is your house of worship covered for a terror attack? Prime Insurance highlights the important points of a related policy.


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