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How an Agency Helps to Save Money on Auto / Home Insurance

From the Recent Files of Prime Insurance

A NJ insurance client called the Prime office, requesting a quote for a new condo that she was purchasing. As is our standard practice, Rachel in the Personal Lines Department offered the woman a package deal, combining condo and auto insurance. The woman initially did not wish to consider it. Soon afterward, she had a change of heart.

Rachel got to work on her end, searching for appropriate condo coverage.  

In the meantime, Ellen in the Auto Department began to review the client’s current auto coverage and realized that:  

  • there were extremely low limits on the policy
  • health insurance was listed as a primary coverage – something that was applicable only if all household family members have private health insurance

Ellen knew that the current liability limits on the woman’s policy were far too low for the coverage needed now that she was purchasing a new home.

Ellen also understood that, like so many others, this woman was probably unaware how health insurance comes into play with auto insurance. Her hunch was confirmed when speaking with the client:  there was no private health insurance in place at all; the entire family was covered with the state’s Jersey Care.

Ellen got to work.

While Rachel located condo coverage at a great premium, Ellen found more suitable auto coverage for the family vehicles at much cheaper rates – all part of a bundle- package deal for the customer.  

One client. Another success story. All in a day’s work at Prime Insurance!

PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: See how Prime’s distinct insurance service was the catalyst to getting tailored coverage for a family on a new condo and their car insurance at great rates! 


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