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How to Prevent or Handle a Gas Explosion

When a sewer line contractor working in the heart of a residential area in Lakewood, NJ struck a gas line, it sparked an explosion and prompted dozens of home evacuations. RELATED: testing for radon in your home...

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How to Make an Insurance Customer Happy

PRIME Insurance: The Art of Customer Service - Prime Insurance does it again and again, making clients, satisfied customers. Below you’ll find a recent interactive email conversation between a homeowner’s...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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How to Keep Safe when Walking at Night

Pedestrians always face risks when it comes to vehicular traffic. Certainly night-time walking significantly magnifies the safety hazards. The insurance industry’s familiarity with associated insurance claims has...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that...

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Does Your Homeowners Insurance Protect from Lightning Strikes?

One in 200: those are the chances of your home being stuck by lightning, as per the National Lightning Safety Institute. The statistic, along with a 2015 insurance study citing related damages above the $825 mark,...

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Fun Facts about a PRIME Insurance Agent

- 9 Neat Reasons to Come to PRIME for Your Insurance Needs - Consulting with a PRIME Insurance agent comes free of charge. Coffee’s on the house at PRIME Insurance! PRIME Insurance specialists do a lot of...

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How Homeowners Insurance Deals with Fire caused by Fireworks

As I write this article on the morning of July Fourth, I’ve already heard about a fire in Jackson, NJ caused by pre-celebratory fireworks. A homeowner’s shed that stored cans of paint literally exploded when the...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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Cold-Hard Facts about Hail and Hailstorms

According to 2017 US National Insurance Claims reports, TX leads as the state sustaining the most hail damage ensuing forceful thunderstorms. A hailstorm sweeping over the Dallas-Fort Worth Texas area on Wednesday,...

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Four Reasons to Use an Independent Insurance Agent

When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate...

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Summertime and Barbecue Fire Safety

Spring turns to summer as families and friends get together in the outdoors to celebrate life. Grilling is as much a part of the season as the warm rays of the sun but here’s the warning: barbecues can be dangerous....

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Will You Marry Me: 9 Fun Facts about Weddings

Once the marriage proposal is popped, there’s a whirlwind of activity – and lots and lots of money spent in preparation for the Big Day. PRIME Insurance brings you some of the more interesting things about the grand...

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How to Keep Bears Away from Your Home

- A PRIME Insurance Spring/Summer Bulletin - Among other states, NY, NJ and PA boast forests, lakes and countryside that are the envy of the urban dweller. Nonetheless, folks living in rural areas where bears...

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Is there Special Insurance for the Historic Homeowner?

Most insurance companies do not write insurance for historic homes. That is why homeowners residing in houses with substantial architectural design and historical value in relation to the area of location need the...

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The UN: Fun Facts about the World Organization

Though touted for achievements that include assisting the world’s poor, combating climate change and maintaining world peace, the UN has invoked classifications of dysfunction, contradiction and discrimination. With...

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Happy Thanksgiving from all of us at PRIME Insurance Agency!

PRIME Insurance Agency has come a long way since our humble beginnings within a makeshift garage office some eighteen years ago. Now, within our beautiful state-of-the-art insurance epicenter at 960 E County Line Rd...

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How to Make Home Living Safer for an Alzheimer Patient

We hope the cure to Alzheimer’s is discovered soon. Until that time, though, suffering patients experience declining mental capacity and require extra care in regard to home safety. The first step in preventing home...

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Veterans Day – 8 Astounding Facts about Homelessness

A 2016 report put the homeless community in the US at a startling 547,708 figure. Many within this sad group are US vets – individuals that have served the country with honor. As we celebrate Veterans Day, it...

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9 Things Uber, Lyft and other Passengers Should Do to Keep Safe

There have been numerous stories about Rideshare driver misconduct. Here’s one you may not have heard about. RELATED: how a rideshare driver can get tailored protection After checking the ‘decent’ ratings of a...

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Will Your Airline Compensate a Delayed Flight?

You bought your ticket well in advance. You've made sure to get to the airport to clear security in time. Then, just as you head to your departure gate, you hear the announcement notifying of your flight's delay. Sound...

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How to Protect Your Child from Risk of Abduction

- A PRIME Insurance Special on Child Safety - Abduction, harassment and abuse: if you are like most responsible parents, these are terrifying subjects of worry in relation to your kids. While most youngsters pass...

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Meet the PRIME Insurance Agency Team

Focus on Joseph Feldman, P&C Insurance Agent - Joseph Feldman, Property & Casualty Agent at PRIME Insurance Agency Q: Thank you, Joseph, for taking the time to discuss your role at PRIME Insurance. Tell us, how...

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How to Prevent and Clean House Mold

Have you noticed mold anywhere in your home? The most common cause of mold is moisture buildup from a flood or a leak. If left unchecked, mold can spread and cause property damage that generally is not even covered by...

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Why Your Home-Business Needs Commercial Insurance

- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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PRIME Insurance Presents Raffle Winner with $50

- Many Sign Up for NJ Homeowners and Auto Coverage - Last Sunday March 13, Lakewood, NJ experienced extraordinary excitement as the Lake Terrace Ballroom held its first Smart Living Expo for the 40 year age plus crowd....

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When Serious Business becomes Intriguing

- Odd Facts about Modern-Day Commercial Enterprises - Warren Buffet started out quite young at business. He was only 14 when he bought a 40-acre farm with money that he made by peddling bottles of soda and magazines...

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Fascinating and Funny Things about Homeowners and their Houses

Owning a home involves a lot of juggling - from insurance coverage to maintenance and everything in between. Just for the fun of it, take a break from it all, relax and enjoy these entertaining homeowner tidbits! Home,...

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How to Eat Healthy at Your Favorite Restaurant

"Oh, I wouldn't mind a big hamburger with all the trimmings and a side of French fries!" "Ooh! The rich pasta dish on the menu has really caught my fancy!" When you eat out, chances are you aren't focusing on...

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When February Has an Extra Day

Just in case you forgot to check your calendar, today is not March 1st. It is February 29th, the rare day added to the end of the third month in a leap year. Fun Facts about February 29th - The added day occurs...

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5 Sure Steps to Protect Against a Tornado

Property insurance exists because damages do occur. Tornadoes such as the most recent ones, for instance, are known to incur tremendous losses. Weather News Coverage Recap A powerful tornado flipped a tractor-trailer...

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How to Feel Better When You Get a Cold

- Hatchoo! Sniff, sniff! Like it or not, cold season is here! The fact that so many others experience the common illness does not make you feel any better. And though you'd love to hear about a cold cure, scientists...

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Smart Tips on Dealing with Post-Blizzard Risks

- How to Face NY, NJ, PA 'Calm' After Storm Exposure - From Your Car, Van or Truck You've been trapped within your vehicle during a blizzard's fury. Now that the full brunt of the snowfall has ended and there is no...

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Falling Leaves? OMG, It’s Raining Leaves!

- Homeowners, Get the rakes out! - I looked out of my front window and all I could see was rain. Not the wet kind, mind you, but a rather dry colorful blend type! Honest to goodness, it was raining leaves on my front...

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NJ Shore Area: The Aftermath of Hurricane Sandy

AP Photo by Mel Evans NJ Homeowners - How far have we come in three years? - October 29. 2015 marked three years since the great storm that rocked the Tri-State area. For shore area homeowners, the devastation stood...

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MetLife Auto & Home Insurance Company and PRIME Insurance Agency

- Leading Insurance Company Selects Top Agency to Serve Business Owners - It's true! MetLife has recently announced its entrance into NJ's business insurance market. As its horizons open to include superior products...

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What You Wouldn’t Do For A Good Sleep

- In Spanish, its referred to as 'sueño'. In French, it's 'sommeil'. In Hungarian, it's 'alvás'. In all languages, sleep is the peaceful state of relaxation that restores the body to a natural rejuvenated state. 14...

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Guess What Benefits Hi-Value Home Insurance Has?

Rare Coverage that Protects You When Nothing Else Does! - PRIME & ACE and Uninsured Liability - Nobody likes to think of all the risks in life. But the fact is that the unthinkable happens. PRIME presents ACE's ...

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Want a Great Green Lawn?

- "The best way to garden is to put on a wide-brimmed straw hat and some old clothes. And then with a hoe in one hand a cold drink in the other, tell somebody else to dig!" Texas Bix Bender No matter who does it - for...

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Goodbye Summer; Hello School!

As we bid the waning days of summer farewell, it's time to embrace a whole new year of fun learning. Make your child's return to school more enticing by uncovering some things you may never have known before! RELATED:...

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HOME INSURANCE 101: Owner-Occupied versus Investment Property

Two identical homes, right? Not to the Insurance Companies! - People assume that all home insurance is the same. But two identical homes may actually be viewed another way by the insurance industry. If one is owner-...

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Labor Day: An Ode to Workers of America!

Fun Facts Attributed to the Festivities - The very name of the federal holiday we celebrate in the beginning of September may suggest an enigma of sorts. After all, Labor Day is the time for picnics, barbecues and...

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Your Child and the School Bus – The Ten Knows and No-No’s!

- School Bus Safety - Summer's drawing to a rapid close. We're busy preparing our children for that all-important first day of school. We buy new clothes, new shoes, paper, notebooks, pencils, crayons and the other...

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Need Insurance for Your NJ Business?

- PRIME Insurance Announces MetLife's Superior Options - Business in NJ! - Jersey City, Elizabeth, Edison, Lakewood, Toms River, Trenton, Cherry Hill, Piscataway, New Brunswick, Hoboken, Teaneck...The marketplaces...

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Summer’s Last Licks: The Dos, Don’ts and Nevers of Family Trips

- Dedicated to spreading the word on safety, PRIME Insurance presents this, part of an ongoing series of educational articles. 8 Automobile Tips that'll Keep Fun Safe - Do prevent auto breakdowns by performing...

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Summer in NJ: Fun Facts That’ll Tickle Your Fancy

The golden rays of sunshine cast its beams upon the plethora of residential nooks, parks and beaches, beckoning each of us to hold onto this glorious season and enjoy what the Garden State has to offer. Did you know?...

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Are Diving Boards Worth The Risks?

- Summer Fun vs Danger - Ah, the summer! When school's out and the sun is in, summer is the joyous time synonymous with relaxation, recreation and good old fashioned family fun . Having a backyard pool serves these...

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Your Detached Garage: The Pitfall of Theft

Did you know? The FBI ranks garages as fourth place in regard to burglar accessibility. While every homeowner's common nightmare is theft, a detached garage presents particular concern. This of course is because it...

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Home Insurance is the best gift you can give to your house.

Its Protection Where it Counts. - Your NJ home may be where your heart is, but it is made up of much more than that. Your home is composed of the actual structure and all of the contents within: furniture, stove,...

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Low Worker’s Comp Prices Are a Reality!

- Secret Discounts You Never knew Existed An interview with a PRIME Insurance Expert Q: Every company knows that NJ Workers Compensation Insurance is a mandatory requirement with a standardized rate. That's a given...

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