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The Spy: What Insurance for a Private Investigator?

Insurance companies, lawyers, public agencies as well as private people hire the services of a private eye. But the very nature of a private investigator’s activities is risky, necessitating related insurance protection.

RELATED: When a boss becomes a spy

Among those requiring insurance in this field are:

  • Private Investigators, also known as Forensic Investigators
  • Security Consultants
  • Detectives
  • Fire or Arson Investigators
  • Accident Reenactors
  • Counter-Terror Professionals
  • Expert Testimony Witnesses
  • Cyber Security Professionals


Typically, the private investigator requires similar types of coverage as any business owner:

  • Commercial General Liability
  • Commercial Property Coverage
  • Commercial Auto Insurance
  • Workers Comp


The following coverage may also be necessary:

  • Assault and Battery Insurance
  • Professional Liability Insurance
  • Invasion of Privacy Coverage
  • Fidelity Bonds


For more about insurance coverage for the private investigator, contact an independent agency that has the experience and knowhow of the industry.

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Summary: Most state laws compel private investigators to acquire related insurance coverage. Here’s the summarized rundown. 


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