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Political Organizations / Campaigns: What Type of Insurance?

Republican, Democratic or Independent: differences aside, every political entity needs insurance.

Whether it’s a political organization, club, party, campaign or a political action committee (PAC) that directs funds to favored candidates, there are special insurance packages designed specifically for the industry are available to shield from related exposures.

The following forms of commercial or nonprofit coverage may be included in the package, depending on individual organization’s needs.

Insurance for Political Groups

  • General Liability Insurance
    Provides protection from 3rd-party claims and lawsuits  

  • Commercial Property Insurance
    Protects business property from covered events such as fire, theft and vandalism

  • Directors and Officers Insurance
    Protects directors and supervisors from lawsuits related to negligence and mismanagement

  • Employment Practices Insurance
    Protects from employee-related lawsuits, like discrimination, wrongful termination, sexual harassment and more

  • Crime Insurance
    Provides coverage for employee theft, fraud and dishonesty

  • Cyber Liability Insurance
    Covers losses associated with a data breach
  • Commercial Auto Insurance
    Provides coverage for your organization’s vehicles in relation to accidents involving bodily injury and property damage

  • Non-Owned and Hired Auto Insurance
    Provides coverage for rented or leased vehicles or for cars used for organization’s business but owned by employees

  • Workers Compensation Insurance
    Provides employee’s loss of wages and medical costs if there is a work-related injury or illness

  • Special Events Insurance
    Covers events such as conventions, inaugurations, parades and rallies


For more information about Political Organization insurance, speak to the professionals at Prime Insurance.


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Every political group needs an insurance policy that includes coverage that protects from liability. 


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