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Moving - Storage Company: How Insurance can protect from Liability

Moving and/or storing other people’s belongings: that’s risky business!

Liable for customers’ personal and business furniture, appliances, equipment and more, a professional Moving or Storage company is responsible for damages from the moment the goods are taken out of a home, apartment or workplace, during the time they are loaded onto the truck and transported and while at the temporary storage facility until ultimate unloading and delivery. Moreover, the company is accountable for injuries to workers while on the job, as well as any injuries that a bystander may incur from a mishap.

Lawsuits can incorporate the full spectrum: negligence, breach of contract, fraud and more.

Insurance Coverage for a Moving and Storage Company


Related Moving and Storage Company insurance includes a program related to some or all of the following forms of coverage:  

  • Commercial Auto
  • Physical Damage
  • General Liability
  • Workers Comp
  • Crime Insurance
  • Professional Liability
  • Cyber Insurance

The professionals at Prime are eager to answer any questions you may have on the topic of a moving company’s insurance requirements and more.


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Moving and storage companies face a host of exposure from pick up time to final delivery of the client’s commercial or personal items. Here we focus on a summary of related insurance coverage. 


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