Skip to content

Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

When Tailored Insurance for the RV Dealership Matters


As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an insurance agency with the knowledge, experience and expertise about related business protection is so important.

RELATED: about insurance for the garage or parking lot

Your dealership may focus on:

•             Snowmobiles

•             Campers

•             Motor homes

•             Motor bikes

•             Dirt bikes

•             Trail bikes

•             All-Terrains

•            More


The RV dealer requires commercial insurance coverage for both liability and physical damage.

Subject to the insurance company offerings, Liability and Physical Property Damage insurance coverage for Recreational Vehicle dealerships can be acquired on a separate basis or as a combined program, tailored to individual needs.

Both forms of Commercial Liability Insurance shields the RV dealership from exposures associated with retail operations and demos. It may also include coverage for repair and servicing, premises liability and RV stock damages.

Insurance coverage for clients’ vehicles that are serviced on premises may also be obtainable.

Other insurance options may be added on as a possibility, depending on the carrier.  

These can include:

  • Garage Keepers Coverage
  • Loss of Business Income Coverage
  • Employee Equipment Coverage
  • Personal & Advertising Injury Liability Coverage
  • Other associated coverages


For additional information on business insurance coverage for the RV dealer, speak to the professionals at Prime.  


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Like the auto dealer, the RV dealer faces a host of liability exposures,  some that are unique to the industry. Prime Insurance focuses on tailoring individual insurance coverage in this quick synopsis.





There are no comments yet.

Leave a Comment

Required fields are marked with


Your name, comment, and URL will appear on this page after it has been reviewed and approved. Your email address will not be published.