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Insurance for Water and Sewer Entities

Water and sewer entities are part of a class of insurance that incorporates both public and private operators, an industry that services communal water and wastewater via treatment, storage and distribution. Water and...

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What is Pipeline Insurance and What does it Cover?

- - Pipeline Insurance - Chemical,gas, and petroleum enterprises that produce or extract from under the ground can spend in the millions on building overhead and underground pipelines to facilitate passage.of their...

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Will my Business Insurance cover Natural Disasters?

Earthquakes hitting CA; hurricanes impacting LA and residue rain flooding parts of AR, MO, MS and TN; Tornadoes in TX, OK and PA; severe thunderstorms in NY, NJ... Any business can suffer unexpected losses when natural...

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When Your Business Needs Strike Insurance

Say you’re an online retail furniture company. You are offered a deal to provide beds and mattresses to a detention center in TX. You decide to sell the furniture because not only does it makes good business sense in...

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What Type of Insurance for Farmers Markets?

Spring, Summer and Fall are the perfect seasons for the Farmers Market – the open-air marketplace where farmers along with other vendors place fresh produce on tables to sell to customers. Although the chief attraction...

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Tell Me about Insurance for My Check-Cashing Business

Your check-cashing business may also be referred to as a money services business. You and others in this industry give people the opportunity to exchange their checks for the cash value. An alternative to the related...

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How Insurance Protects the Ice Cream Truck

Unfortunately for some, the musical jingles associated with the ice cream truck are a stark reminder of tragedy. Statistics tell the sad tale of too many fatal accidents involving eager children crossing the street to...

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About Professional Liability Insurance for the Interior Designer

If you are an interior designer, you are involved in many or all aspects of designing and synchronizing various forms of decorative expressions of a home, business or nonprofit organization. You client’s house,...

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Fun Facts about Travel and the Travel Industry

A PRIME Insurance Special Feature 11 Travel-Related Facts to Ponder - More than 74 million employees in the US have jobs related to travel and tourism. As per air travel personnel protocol, the pilot and co-pilot will...

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What type of Insurance for my Crane and Rigging Business?

A collapsing crane on a busy Seattle, Washington street broadcast on news sites is one example of the enormity of risk involved in related construction business. Notwithstanding vehicle damage and traffic gridlock, the...

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Will Insurance Cover Business Losses from a Measles Outbreak?

Measles has been off the radar in the US for decades. However, a recent outbreak attributed to unvaccinated travelers and those known as ‘Anti-Vaxxers’ has brought it back. Health officials are in an uproar. The City of...

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Trips, Slips, Falls and More: Insurance for Dance Schools

For dance schools that teach dance moves, it may not always be smooth waltzing. Instructing young boys and girls, teenagers, or adults the steps associated with ballet, tap, hip-hop, ballroom and other types of dancing...

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What type of Insurance Coverage for the Supermarket?

You might say coverage for the supermarket differs from the regular grocery because it entails super insurance coverage. That’s because such grocery stores are classified by the more than 5,000 square feet of that they...

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When Tailored Insurance for the RV Dealership Matters

As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an insurance...

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How to Address the Risk of Suicide at the Workplace

If you are a business owner, you realize that your employees are one of the most prized assets. Working towards a healthy and safe atmosphere will not only enhance your company’s culture, but also its efficiency. As...

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How a Tailored Insurance Plan can protect the Security Guard

News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a...

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How to Combat Hate Crimes in America

A PRIME Insurance Special Report - Hate crimes include violent or harassing acts that are motivated by discrimination against race, religion, gender, ethnic culture and disability, among other things. “The opposite of...

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5 Fun Facts about Women and Insurance

International Women’s Day celebrates the advancement and achievements of women around the globe. Women are spotlighted in every aspect of life – home, business, politics, and insurance protection. Prime Insurance...

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What Type of Insurance Protection for the Cemetery Owner?

Operating a cemetery demands a great deal of sensitivity towards the deceased and those affected by the death. RELATED: how homeowners insurance can cover a cemetery headstone Along with a caring heart and manner,...

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How to Address the Risks of Unpaid Interns in Your Business

There’s good news for the younger generation wishing to join the workforce, as well as for businesses. The Federal government is now giving more leeway for businesses to present unpaid internship opportunities. This...

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How to Fortify Your Home against a Tornado Risk

Alabama, Georgia, Texas, Oklahoma, Florida, Kansas, Nebraska and other states are most prone to tornadoes, but if you live elsewhere, don’t become complacent. The US has more tornadoes than any other place on the globe....

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Fun Facts about Women in Business

March is Women’s History Month. As part of the exciting momentum, Prime Insurance Agency brings you these inspiring statistics on US female business entrepreneurship. Nine Fun Facts about Female Business Contributions -...

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What Insurance for Auto, Truck Dealers or Renters?

Though essentially different in nature, the auto seller and renter both need insurance to protect them from management hazards, related safety liability, among other involved risks. The following serves as a quick...

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What Insurance do I need for my Winery?

Insurance for the Winery and Vineyard - Behind the refreshing, tart taste of any wine is the wine-making, beginning with the harvest of grapes in the vineyard and then onto the five stages of process in the winery....

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Wine and More: Insurance for the Bottler or Distributor

Insurance for beverage bottlers and distributors focuses on the business’s product, property and employee risks. Insurance for the Beverage Industry Related commercial and Business Insurance products can include: ...

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What Kind of Insurance Coverage for a Printing Company?

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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How to Prevent Pipe Bursts in Your Commercial Building

Polar Vortex Alert from PRIME Insurance and The Hartford - One of winter’s most expensive insurance claims involve burst pipes. Extreme cold has resulted in hundreds of thousands of dollars in losses for businesses, but...

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Why Native American Tribes Need Insurance Geared to Them

- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural and ...

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Electricians: What to Look for in an Insurance Policy

If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event of...

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Is there Insurance Protection for a Government Shutdown?

Understandably, a company that is contracted by the government to perform certain services or a 3rd party contractor servicing a government enterprise may harbor fears about a government shutdown – even a partial one....

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How Insurance Protects from Pollution Cleanup Liability

The two forms of commercial pollution insurance highlighted here protect both the marine operations and non-marine operations. The coverage incorporates bodily injury and property damage resulting from contaminants and...

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Eight Fun Facts about Happy Holiday Greetings

Holiday greetings and cards definitely have a special place in this season’s observances. As Prime Insurance delivers its own version of well-wishing, we focus on some interesting tidbits about the tradition. Holiday...

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Liquor Liability and the Business Holiday Party

‘Tis the season for office parties and many businesses are so intent on making the event a festive one that they fail to take necessary precautions when it comes to liability risks. In many states, liquor liability is...

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Why Insurance Companies Warn about Near-Misses

In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor accidents’...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Why it May be a Bad Idea to Get Insurance via the Payroll Company

Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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What Type of Insurance for Brownfields Development Sites?

Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t want to...

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp through...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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What You May be Missing even with National Flood Insurance

The National Flood Insurance Act was created in 1968 to protect home and property owners in flood-prone areas. Although home owners in designated flood zones may have purchased NFIA insurance protection for physical...

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Why Your Non-Profit Needs an All-in-One Insurance Coverage

An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, employment...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that may...

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Are You Prepared for a Destructive Hurricane?

U.S. cities to take the biggest brunt of hurricane beatings in 2017 are listed in severity as: Cape Hatteras, NC Delray Beach, FL Hollywood, FL Deerfield Beach, FL Florida City, FL Grand Isle, LA Ft. Pierce, FL ...

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Fun Facts about a PRIME Insurance Agent

- 9 Neat Reasons to Come to PRIME for Your Insurance Needs - Consulting with a PRIME Insurance agent comes free of charge. Coffee’s on the house at PRIME Insurance! PRIME Insurance specialists do a lot of behind the...

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Fun Facts about the Import and Export Business

With President Trump’s new trade laws that incorporate tariffs to imported goods, business people as well as consumers are worried about the impact on global trade. We take the heat off the topic by highlighting some...

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Why Used Car Dealers Need Specialized Insurance

If you are a used car dealership, of course you need insurance. RELATED: how to buy a used car Like any business, insurance is an essential part of protecting your company from accidents or mishaps that can occur on any...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You may...

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