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From Beer - Soda: How Insurance Protects the Bottler or Distributor

Insurance for beverage bottlers and distributors focuses on the business’s product, property and employee risks. Insurance for the Beverage Industry Related commercial and Business Insurance products can include:...

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What Kind of Insurance Coverage for a Printing Company?

A PRIME Insurance – Travelers Appetite Guide - Prime Insurance is pleased to offer insurance coverage from Travelers Insurance for all types of printers. Coverage incorporates pre-and-post printer providers as well....

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How to Prevent Pipe Bursts in Your Commercial Building

Polar Vortex Alert from PRIME Insurance and The Hartford - One of winter’s most expensive insurance claims involve burst pipes. Extreme cold has resulted in hundreds of thousands of dollars in losses for businesses,...

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Why Native American Tribes Need Insurance Geared to Them

- - The American Indian Nations communities are exposed to many of the same business risks as other entities. However, there are definite differences that an experienced insurance provider, familiar with cultural...

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Electricians: What to Look for in an Insurance Policy

If you are an electrician, you face the same risks as other business owners and more. The equipment used can be hazardous and so can the structures worked on, whether residential or commercial in nature. In the event...

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Is there Insurance Protection for a Government Shutdown?

Understandably, a company that is contracted by the government to perform certain services or a 3rd party contractor servicing a government enterprise may harbor fears about a government shutdown – even a partial...

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How Insurance Protects from Pollution Cleanup Liability

The two forms of commercial pollution insurance highlighted here protect both the marine operations and non-marine operations. The coverage incorporates bodily injury and property damage resulting from contaminants and...

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Eight Fun Facts about Happy Holiday Greetings

Holiday greetings and cards definitely have a special place in this season’s observances. As Prime Insurance delivers its own version of well-wishing, we focus on some interesting tidbits about the tradition. Holiday...

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Liquor Liability and the Business Holiday Party

‘Tis the season for office parties and many businesses are so intent on making the event a festive one that they fail to take necessary precautions when it comes to liability risks. In many states, liquor liability is...

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Why Insurance Companies Warn about Near-Misses

In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor...

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How Insurance for the Toy Store Protects against Risks

Whether it’s holiday gift-giving season or not, toy stores have their own set of liability risks. Some are common to any business. Others are directly related to the products sold and the clientele that patronizes the...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Why it May be a Bad Idea to Get Insurance via the Payroll Company

Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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What Type of Insurance for Brownfields Development Sites?

Before we can discuss the necessary insurance coverage for Brownfields, let’s clarify what these sites are. Brownfields development sites generally are unsightly abandoned, unoccupied or underused industrial and...

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How to Create an Attention-Grabbing Resume

Congratulations! You’ve made the first effort to getting a job by seeking advice on how to write a good resume. RELATED: how to optimize your day at the office RELATED: how to react to getting fired You don’t...

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp...

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Why Dog and Pet Kennels Need a Tailored Insurance Policy

When it comes to dog and pet kennels and the services inherent to commercial pet care, one thing is certain: the exposure to related lawsuits by patrons. That is the underlying reason for good insurance coverage for...

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How to Protect Your Home When You Go On Vacation

Whenever you go away for a few days or longer, there are some important things to take care of before you take your leave. Whether it’s for the holiday season or simply vacation time, Lakewood, NJ Police Chief Greg...

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What You May be Missing even with National Flood Insurance

The National Flood Insurance Act was created in 1968 to protect home and property owners in flood-prone areas. Although home owners in designated flood zones may have purchased NFIA insurance protection for...

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Why Your Non-Profit Needs an All-in-One Insurance Coverage

An all-in-one insurance policy, designed specifically for the non-profit, includes a business owners policy together with professional liability and abuse and molestation, directors and officers liability, ...

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Fun and Intriguing Facts about Insurance Matters

Most people would classify insurance as dry and boring. If you ask the professionals though, they’ll tell you that insurance can involve some of the most interesting points. We bring you a sprinkling of facts that...

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Are You Prepared for a Destructive Hurricane?

U.S. cities to take the biggest brunt of hurricane beatings in 2017 are listed in severity as: Cape Hatteras, NC Delray Beach, FL Hollywood, FL Deerfield Beach, FL Florida City, FL Grand Isle, LA Ft. Pierce, FL ...

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Fun Facts about a PRIME Insurance Agent

- 9 Neat Reasons to Come to PRIME for Your Insurance Needs - Consulting with a PRIME Insurance agent comes free of charge. Coffee’s on the house at PRIME Insurance! PRIME Insurance specialists do a lot of...

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Fun Facts about the Import and Export Business

With President Trump’s new trade laws that incorporate tariffs to imported goods, business people as well as consumers are worried about the impact on global trade. We take the heat off the topic by highlighting...

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Why Used Car Dealers Need Specialized Insurance

If you are a used car dealership, of course you need insurance. RELATED: how to buy a used car Like any business, insurance is an essential part of protecting your company from accidents or mishaps that can...

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Do I Need More Personal Liability Insurance Coverage?

Is it is necessary to purchase a more comprehensive personal liability insurance policy than what the standard home or renters insurance includes? We’re here to help you make your decision based on some facts. You...

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Accident Insurance Protection for Your Students

Insurance Coverage Designed for Schools and Youth Groups - We all know that accidents can happen anywhere, but for schools and youth groups, the possibility is especially worrisome. That is why the ability to offer...

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Tell Me about about Insurance for Nurseries

Before we can understand the concept of insurance coverage for the Nursery, we must first define the operation. Nurseries are the retail and wholesale market for trees, shrubs and decorative plants. Some offer...

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Why Your Business Needs Equipment Breakdown Insurance

If you are a business owner, medical center manager, or non-profit, you rely on different energy-powered equipment to help you keep your operation running. These may include: Computers Machinery Boilers Air...

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Four Reasons to Use an Independent Insurance Agent

When it comes down to it, we all want the same thing when we need insurance: Precise coverage tailored to our needs The lowest rate possible Accordingly, you will want to use an insurance agent that can locate...

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Professional Liability Insurance for a Document Destroying Company

If you are a document destroying company, your clients make up a variety of businesses, nonprofits and organizations that take the privacy of their clients seriously enough to hire your professional services. Your...

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Insurance: How to Arm Your Armored Truck

Recently, thousands of dollars fell out of a Brinks Truck while it traveled across a highway in Indiana. While just one example of risks involved in the industry, it illustrates how important related insurance...

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The Amazon Seller: How to Get Full Insurance Protection

Ecommerce is like any business in relation to liability exposure. That’s why insurance is so important. The Amazon Marketplace requires its sellers to obtain a certain amount of commercial coverage to protect its own...

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The Basics of Insurance Coverage for the E-Cigarette Store

E-cigarettes are also called e-cigs, electronic nicotine delivery systems, vaporizer cigarettes and vape pens and are used to replicate the feel of smoking. Stores that sell these types of battery-operated smoking...

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Beyond Workers Comp Insurance: Earned Sick Leave Now in NJ!

Workers Comp is an insurance that employers are lawfully compelled to acquire so that in the event of an accident at the workplace, an injured employee will get medical attention and compensation for loss of income...

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Expanded Workers Comp Includes Garages/Auto Repair!

A PRIME Insurance and The Hartford Partnership - PRIME Insurance is proud to announce its expanded appetite from The Hartford. Effective April 30, 2018, we unite to offer superlative auto services coverage. The...

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How to Easily Access Insurance Customer Service

Spotlight on Hartford’s Online Self-Service Insurance Support - PRIME Insurance is proud to present The Hartford’s online customer support portal, giving small...

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Logging Operations: A Look at Related Insurance

No one can argue that the logging industry involves a great deal of exposure to risks. Due to the specific nature of the business, specialty insurance is required. Insurance Coverage for the Logging Company -...

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Wood-Products Business Hazards: Why Insurance is Important

Prime Insurance Announces AmTrust Lumber Insurance Program! - If you are part of the broad lumber industry, the associated hazards make insurance coverage a priority. As a leading nationally recognized, financially-...

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Salmonella and Other Poultry Risks Require Good Insurance Coverage

The poultry farmer has basic concerns about commercial property losses in regard to storm, flood, fire or bug or rodent infestation and equipment breakdown. But there are other grave worries. Recent salmonella...

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Bicycle Manufacturers and Dealers: The Matter of Insurance

Every industry has its liability concerns and the bicycle industry is no exception. Manufacturers of bikes, as well as bicycle dealers need insurance that is tailored to their specific commercial property and...

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Carbon Monoxide Risk: How to Safeguard Your Home/Business

A PRIME Insurance Safety Bulletin - The Centers for Disease Control and Prevention cautions homeowners, renters and businesses about carbon monoxide poisoning. According to findings, there are hundreds of related...

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Recreational Marijuana and the Insurance Dilemma

AR, CA, CO, MA, NV, and OR are currently among the 29 states that legalize the use of recreational marijuana, and the trend seems to be growing. RELATED: Medical marijuana and insurance While the McCarran Ferguson...

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How a Skilled Agency found a Solution for Cancelled Insurance

A True Story from the Files of Prime Insurance - Recently, Prime Insurance was contacted by an office building owner in Lakewood, NJ about finding related insurance for his commercial property. At first glance,...

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What Type of Insurance for Gun Dealers and Distributors?

Amid the great political debate between pro and anti-gun arguers in FL and beyond, the insurance companies continue to meet the consistent needs of U.S. gun dealers and distributors. RELATED: Explaining active...

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Is Your Laundry Business Covered for Related Risks?

- Insurance for Coin Operated Laundromats and Dry Cleaners - If you run a coin-operated dry cleaning or laundry service, you already know about the distinct exposures you face – both in regard to property and...

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Why Professional Liability for the Attorney?

As per the insurance industry, attorney professional liability litigations have consistently been on the rise. The list of allegations incorporate accidental errors, a failure to completely deal with a client’s concerns...

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Why Posting Exaggerated Business might Adversely Affect Insurance

A True Story about Insurance for a Contractor - Here’s an interesting narration that may make a business owner think twice before bragging about ‘fake’ activity. Joseph from Prime Insurance recently wrote a policy for...

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Why the Valet Parking Service Needs Insurance

There are many reasons for valet parking service insurance. After all, when you are temporarily dealing with other people’s vehicles, a variety of exposures can crop up. The following related FL insurance claim,...

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What Insurance Coverage for Small Healthcare Business?

Small businesses face unique exposures. In regard to the healthcare business that is not part of a big enterprise, this couldn’t be truer. RELATED: 7 business techniques that should start your day Prime Insurance...

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