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Is a Drone on Your Holiday Wish-List?

You Need NJ Insurance for Drones Too!

These days, gift-getting sure can be a complex issue! As retailers embrace an ever increasing range of products, liability risks likewise expand. So much so that you better check your homeowner insurance policy or renters’ insurance coverage before enjoying your new toy!

Case in point, of course, is the newest craze on the market: the drone. If you are one of the lucky recipients who’ve received one, it’s wise to review your coverage. Unless you intend to use your unmanned aircraft in a commercial capacity, it's not business aviation insurance that you need to be concerned about. You must be covered for a host of things in the event you operate a flying drone for pleasure as well.

You need General Liability Coverage if:

  • your drone gets lost
  • your drone is stolen
  • your drone incurs damage
  • your drone crashes into your neighbor’s property and causes damage and losses
  • your drone collides into a vehicle or an individual
  • your drone’s inner camera records classified information*, etc. that you can be sued for

*As per the Drone Aircraft Privacy and Transparency Act

** As of December 21, 2015 the Federal Aviation Administration requires any aircraft weighing between ½ a pound to 55 pounds to be registered.

Protect your Drone with Coverage from PRIME Insurance

It’s a new era that’s taken off as drone’s make the news headlines. Used for commercial purposes as well as for fun hobbies, all forms of drone coverage can be discussed with an experienced independent agency, like PRIME Insurance.

An award-winning agency that has been appointed to conduct direct business with over 40 of the leading insurance companies, nationwide, PRIME specializes in NJ general liability insurance, homeowner insurance, auto insurance, life insurance, business insurance, workers comp insurance, bond insurance as well as the full gamut of insurance plans across the USA.

Visit us online at, email us at PRIME [at] primeins [dot] com or call us directly at 732-886-5751.

To view a large selection of drones see

Summary: It’s a bird; it’s a plane; no, it’s a drone!  Drones are all the rage today. Before you enjoy taking off, make sure you have the necessary insurance coverage!


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