Let it snow, say the snow-removal businesses and a winter storm never disappoints them. Aside from school age kids and their teachers that get a relaxing holiday on a snow-day, no one could be happier than the contractor when the associated services are necessary.
Of course, as a specialty business, the snow removal contractor requires specialty commercial coverage for all the exposed risks.
Snow Removal Contractor Insurance Explained
Not all snow removal operations are the same. Private moonlighters may place a blade onto their pick-up trucks or SUVs and provide snow removal service to homeowners or businesses to collect extra earnings. Professional contractors, on the other hand, offer the extended service to landscaping jobs or seasonal kind of undertakings. Both the private person taking on an additional job and the professional snow removal company deal with the same key risks: auto liability as well as physical damage on different scales.
For more information about this special brand of winter servicing insurance, speak to a qualified independent insurance agent.
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Summary: Whether you are a professional snow removal company or a guy that hitches a shovel blade to your pick-up truck to shovel away snow for customers, you need specialized commercial auto insurance.