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How to Keep Kids Happy During a Hurricane

Family’s Hurricane Fun-Guide from PRIME Insurance - It’s important to do the necessary preparation before the winds and rain of a hurricane come blowing and pouring down. While the prospect of a violent storm can...

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Insurance Real-Time: A New Homeowner’s Success Story

Here’s a twist on the typical request for homeowners insurance because this one came from a mortgage broker on behalf of his client that was purchasing a new home in Lakewood, NJ. Rachel offered a couple of options on...

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How to Reduce Home-Yard Risks

When the warmer seasons are in force, it’s the time to enjoy the great outdoors to the full extent. These days, homeowners are taking more advantage of their yards by installing all types of family entertainment. From...

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Taking a Trip? Remember to Prepare Your Home.

A PRIME Insurance Special - Fourth of July and the summer months in general are popular times for people to go on trips away from home. Related: 7 tips on security for the apartment renter While vacation mode...

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How to Understand Your Home Insurance Needs

You’re on the verge of buying a house and it’s a time to celebrate. After all, the search for a home to call your very own is an exhausting adventure. But, not so fast. Before you sit back and pat yourself on the...

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How to Acquire Property Insurance ASAP

Just another Insurance Success Story - It was literally in the middle of the closing that the man acquiring a Newark, NJ 2-family occupied home-property reached out to Laizer, one of Prime's senior insurance...

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Two Ways Technology can Protect a Home from Burglary

There’s nothing like the modern era’s technology to prevent a burglar from entering your home and making off with valuables. And when it comes to homeowners, condo or renters insurance, you’re likely to get the...

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How to Defend Yourself from an Attacking Aggressive Dog

It happened to us just last week. After exiting a friend’s home, we started toward our car, parked by the curbside. Then, a neighbor yelled something and we found ourselves in the direct path of his barking large...

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5 Ways to Protect the Skier from Avalanche Danger

Any mountainous region is susceptible to avalanche risks, but recent huge avalanche snowfalls in the Denver, Co even posed difficulties for highways and car travel. RELATED: how to prepare for winter driving...

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How Insurance can Protect Your Fashion Designer Clothes

Similar to the fine art, antique autos, aged wine collection, designer couture collections are an investment of expensive fashion. Tailored exclusively and made-to-measure to fit the collector’s shape and panache...

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Fun Facts about ‘Emergency’ Calls

Here at Prime Insurance, we’re accustomed to getting emergency calls – whether it’s a homeowners’, auto, business, life, travel policy or other type of request for insurance information, related documents or submission...

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How to Check Your Home for Energy Efficiency

Saving money? Who doesn’t love that? When it comes to your insurance, teaming up with a good agency that can shop the network for you to find tailored coverage at the best quote is the way to go. When it’s about...

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Why Your Engagement Ring Needs Extra Insurance

“Will you marry me?” Popping the question is one of the most momentous moments in a couple’s life – and the accompanying presentation of the engagement ring is just as much a part of it as the future envisioned...

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Jewelry Insurance: The Final Touch on a Gift Meant to Endure

A lot of thought goes into buying jewelry, either as a gift to someone special or a special gift to oneself. Because of that, it makes sense not just to wrap up the purchase with fancy packaging. – but also with a...

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How to Keep Warm when there’s a Power Outage

Winter’s freeze has hit NJ, NY, PA, MD – and beyond. As temperatures dip into dangerous lows, the risk of a power outage can affect anyone. Below, Prime Insurance spotlights important tips that can help your family...

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How to Make a 9-11 Emergency Call

Emergencies can happen to anyone. That is why it is so important to familiarize yourself and your family with the procedure to summon help. Related: Will auto insurance cover a hit and run accident? 911- The...

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Encouraging Insurance News for Furloughed Workers

Important Memo from Prime Insurance and Safeco - Prime Insurance has just received notice from the Safeco Insurance Company regarding the present US government shutdown. RELATED: Is there insurance protection for...

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How to Make an End-of-Year Home Insurance Review

When it comes to a New Year’s resolution, making a year-end home insurance review becomes an important aspect of protecting your property. You see, without an annual review, you may be setting yourself up to...

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How to Avoid a Package Delivery Theft

You might say that part of this season’s modern-day traditions involve online purchases being delivered straight to your door. Between gifting and buying essential needs, the convenience never got better. But along...

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How to Secure your Apartment from a Robbery

If you live in an apartment, your chances of being victimized by a thief are arguably greater than a private homeowner because of the relative ease of access into the building. Criminals can break in whether you are in...

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Holiday Party Host: How to Protect Yourself from Liability

Holidays are a time of celebration. If you are planning to host a party in your home, there’s one thing besides the guest list, menu and entertainment that you need to be cognizant of. Keep in mind that you may be...

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When Collector Insurance is an Important Coverage

Insurance for Comic Books, Coins, Stamps, Sports Cards and Other Collections - If you are the collector of comic books, domestic and foreign coins, currency and postage stamps, postcards, beer cans, wine bottles,...

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Which US States Rank the Most in ID Theft?

A Prime Insurance Report - ID theft has increasingly become a worldwide threat. In the United States. It’s been documented that the risk may be greater depending on which state you live in. Along with adding ...

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How to Protect Your Personal Information from a Data Breach

- - A Prime Insurance Special Report - The sad thing about today’s online reality is that your personal data is at risk on a continuous basis. This is the reason why identity theft insurance is such an important...

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Fascinating Facts about False Accusations and Related Lawsuits

From very public figures, like politicians, to a person in the private sector, false accusations are something to be concerned about as evidenced in of documented 290 wrongful convictions that were overturned in the US...

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9 Fun Facts about Hurricane Names

Though Hurricane Sandy was anything but fun, I couldn’t get over the fact that my neighbor and good friend was connected to the fast moving tropical storm by sharing the very same name. The relationship didn’t add...

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Mobile Home Residents: How to Protect Yourself from a Hurricane

The National Hurricane Center cites peak season for tropical storming from the middle of August to the end of October. For the mobile home owner in particular, the risks are even more significant. For this reason, it...

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Insurance Claims: 8 Sobering Holiday Accident Facts

Labor Day, Thanksgiving, X-mas, New Years, Memorial Day, Fourth- of- July Weekend: these mark celebratory dates when Americans travel, party and host. Unfortunately, more accidents occur on these special days than...

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What You May be Missing even with National Flood Insurance

The National Flood Insurance Act was created in 1968 to protect home and property owners in flood-prone areas. Although home owners in designated flood zones may have purchased NFIA insurance protection for...

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When Insurance Becomes Funny – 6 Jokes about Serious Stuff

Insurance matters can be serious stuff, yet as the weekend nears, we felt it’s time to take the edge off of a busy work week. Join in the fun presented by Prime with these funny pieces of insurance witticism! An...

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Tenant Occupied Home: Do You Have the Right Insurance Policy?

Insurance agent Laizer Schonbrun relates the following about a tenant occupied home client. “Someone reached out to us here at Prime Insurance complaining about how the bank placed forced coverage on his tenant...

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Are You Prepared for a Destructive Hurricane?

U.S. cities to take the biggest brunt of hurricane beatings in 2017 are listed in severity as: Cape Hatteras, NC Delray Beach, FL Hollywood, FL Deerfield Beach, FL Florida City, FL Grand Isle, LA Ft. Pierce, FL ...

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Not-So-Fun Facts about Floods

A PRIME Insurance Special Report - It’s about 9:20 Friday morning on July 6th in Lakewood, NJ. The early morning’s heavy rain has subsided. There is no longer a need for my windshield wipers’ winding actions. I make...

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Fun Facts about Keeping Cool during a Heat Wave

Extremely hot temperatures are forecast for the coming days in many US states, including NJ, NY, PA and MD. Thankfully, we find ourselves in an era where we can enjoy the comfort of indoor air conditioning. Back in the...

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Do You Have Proper Insurance for Your Vacant Home?

An unoccupied home has a much higher damage incident rate than an occupied one for the obvious reason –lack of a human presence that monitors risks, such as vandalism, theft and safety issues. The sobering national...

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Will My Homeowners Insurance Cover Sinkhole Damage?

If you happen to live in FL, TX, AL, MO, PA, TN, or even KY, you probably are acquainted with the possibility of a sinkhole on your property. With limestone and other types of the soil’s rock prone to cracks...

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Hot Facts about Volcanoes You May Not Know

Volcanoes: Insurance Facts and More - While volcano insurance is not available, those in risky spots should consider an all-risk policy that can cover related hazards that are excluded in a standard Homeowners...

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Does Home or Auto Insurance Cover Volcano Damages?

What has been called active volcanic fountaining on Hawaii’s Big Island has left residents in devastation, with homes, vehicles and other property incurring extensive damage. For these Hawaiians and others that live...

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Why Cheap Home Insurance May Not be a Bargain

A True Story from the Files of PRIME Insurance - Rachel from our Personal Lines Department shared her recent success story. When a NY client told me that he was able to get a much cheaper insurance rate for an ...

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Someone Damaged my Mailbox, Will Insurance Compensate?

Newly built homeowners join millions of other Americans who collect their mail from curbside boxes. For the US Postal Service that instituted the change, it translates into a multi-billion cost-saving effort....

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Homeowners Insurance: How to Make a Home Self-Inspection

- PRIME Insurance Presents UPC’s Home Self-Inspection - Prime Insurance proudly partners with UPC to announce the UPC Home Self-Inspection Program! This novel HSI option enables home insurance clients to opt for a do-...

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Home Insurance: How to proceed if my Dog bites a Person?

Ask the insurance pros. They’ll verify the truth that dog owners are hesitant to believe: dog bites really are more commonplace than you may believe. Dog bites and related injuries and damages, in fact, were the...

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Carbon Monoxide Risk: How to Safeguard Your Home/Business

A PRIME Insurance Safety Bulletin - The Centers for Disease Control and Prevention cautions homeowners, renters and businesses about carbon monoxide poisoning. According to findings, there are hundreds of related...

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Does My Home Insurance Cover My Precious Jewelry?

Jewelry has much more value than its intrinsic worth. Oftentimes the added sentimental value makes it priceless. While related insurance may not help you get over the emotional aspect of any loss, it can help by...

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How to Keep Safe when Lightning Strikes

Lightning is that quick flash of naturally released high-voltage electricity that occurs during a thunderstorm. It is extremely dangerous, and results in approximately 60 related fatalities per year. Heating up to...

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Santa Rosa Fire: Why Homeowners Insurance needs Evaluation

The Santa Rosa fire of October 2017 presently ranks as the most destructive wildfire in California. Known as a violent firestorm that was spurred on by whipping wings, it destroyed entire neighborhoods, devastating...

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How the Government Shutdown Affects National Flood Insurance

In midst of a federal government maelstrom where a shutdown brings a cutoff of services, the National Flood Insurance Program is not exempt from the pinch. When the government’s spending authority is put on hold, home...

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How to Prevent a Fire or Burn from Microwave Cooking

Whether you are using your microwave for a quick popcorn snack or for heating up a meal, today’s cooking certainly has become easier due to modern-day’s rapid cooking device. While the convenience associated with...

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How to Keep Safe during a Nuclear Threat

A nuclear emergency is a potential reality that we need to come to terms with. This includes being prepared with a ready emergency kit consisting of: at least 14 days of non-perishable food and sealed water...

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Have You Checked Your NJ Home for Radon?

Attention NJ home owners and renters: The NJ Department of Health in conjunction with the NJ Department of Environmental Protection is advising about the risks of radon in property located within the state. In a...

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