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What Type of Insurance for the Health Food Industry?


The health food industry has seen a rapid upsurge in popularity over recent years. This is mainly due to awareness among consumers about the possible health hazards of standard food and personal care products.

 

With the use of pesticides, herbicides and other types of chemicals when growing and manufacturing products, the links to disease and other health risks have been earmarked – giving cause to many to seek alternatives. Nonetheless, even the health food industry is not beyond risks.

 

Products produced for the health food industry include:

 

  • Natural foods

  • Organic food

  • Vitamins and other food supplements

  • Personal-care and beauty products

 


 

Product Liability Insurance

 

Should harm occur to a consumer after using a health product, those involved in the manufacturing and distribution end, as well as those on the wholesale and retail front could be held liable. Product Liability Insurance can cover the potential risks and for financial damage.

 

Product recall coverage comes in various forms:

  • Product Tampering

  • Product Warranty Inefficiency

  • Products Liability-Retroactive

  • Hazardous/New Products Liability

  • Product Recall Expenses


For a no-cost consultation about a Health Food Product Liability insurance that is tailored to your needs, call us here at Prime Insurance

 


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!

 

Summary: Although the health food industry offers products that are touted as the safer alternative to standard food and personal care, there is risk exposure. Product Liability insurance can cover the exposure.  


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