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Fun Facts about Reasons for Insurance Claims

Of course there’s nothing funny about accidents, injury, damages or insurance fraud, but get a load of these outrageous details mentioned on insurance claims and join the professionals in a good laugh at the crazy side of humanity.

RELATED: when your insurance company may be spying on you

12 of the Worst Excuses Given on Insurance Claims 

  • “Don’t know how the front windshield shattered; assuming it resulted from witchcraft.”

  • “I saw a camel and an elephant at the roadside and lost my focus.”

  • “There was a fly buzzing about and when I swatted it I crashed into the telephone pole.”

  • “Invisible automobile suddenly emerged and hit my vehicle, then disappeared.”

  • “A submarine collided into my automobile.”

  • “The house crashed into my car.”

  • “The windshield melted because of the fire from an airplane crash that occurred close by.”

  • “Boat was stolen from my garage” (There was no way a 30’ boat fit into a 24’ garage!)

  • “I reversed my car out of the driveway and crashed into the bus that I wasn’t expecting because it came 5 minutes earlier than usual.”

  • “I accidentally baked my cell phone into the birthday cake and it is damaged.”

  • “I reported no injury on the police report, but when I later removed my cap, I noticed a head fracture!”

  • “Didn’t realize the speed limit pertained to driving after midnight.”

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Summary: Enjoy some light moments with the insurance claims department as we highlight some very interesting excuses.  



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