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Why a Pizza Shop Needs Special Business Insurance


(It’s because there are unique risk exposures!)

Pizza Shops invite hungry customers – and special liability

Ah! There’s nothing like the aroma of a hot spicy pie to invite patrons in. Unfortunately along with the customers come the risks. As a fast food establishment that encourages families to partake in its wares, you deal with mothers, fathers, babies, children and all the activity that goes along with family eating.

Insurance Claim Examples that Could Happen to You

  • A child ran across the floor that was wet from rain and suffered a leg fracture.

  • As one of the pizza patrons was sitting upon a counter stool, one of its legs became dislocated, resulting in the customer’s fall. The customer banged his head and sustained a fracture to the skull.

  • As a family sat around the pizza shop’s table, their baby stuck his hand into a sizzling hot slice and sustained a second degree burn.

  • A customer tripped on a broken tile as he carried hot coffee to the table. As he fell, the hot coffee splashed on his face, resulting in burn injury.

  • A party of five sued a pizza shop for the spoiled pizza they ate and subsequently got sick from.

  • The driver of a pizza establishment was involved in an automobile accident as he delivered pizza. Besides the damage to both cars, the pizza shop driver needed to be hospitalized for an injury.



PRIME Insurance Introduces MetLIfe’s Business Owners Policy for Pizza Shop Owners

MetLife Auto & Home Insurance, one of the leading insurance names, has recently launched commercial products in NJ. Rated for excellence by MetLife, PRIME now offers MetLife’s exceptional policy designed with the pizza shop owner and his liabilities in mind.

PRIME Insurance is a 3-generation family-run independent agency that has won the admiration of the industry. We’ve been presented with numerous awards and been appointed to conduct direct business with more than 40 of the leading companies - big names such as ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With over 10,000 satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate tailored coverage at competitively lowest quotes.

HAVE A PRIME DAY™!
PRIME Insurance provides all forms of nationwide coverage, including NJ cheap auto insurance, low quote commercial umbrella insurance NJ, flood insurance, NJ renters insurance, NJ homeowners insurance, NJ bonds, NJ workers comp, NJ life insurance and more. We invite you to experience the PRIME difference by visiting us on our online insurance website; emailing us at PRIME [at] primeins [dot] com; or by calling us at 732-886-5751!

Summary: If you are a pizza shop owner, you know that there are specific risks related to your business. Don’t throw caution to the wind! Contact PRIME Insurance, ‘the #1 Insurance Pizza Shop Authority’ to find out how they can help procure the insurance policy that best protects you – at the low quote you want!


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