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Motorcycle Insurance: How to Find a Good Policy

Vehicles such as motorcycles, motor scooters, motor bikes and others in the same category are the favored vehicle for many. That is why the insurance industry has responded in kind: though the typical auto plan does not make provisions for motorcycles and related motor bikes, many companies offer customized coverage for them.

Associated policies provide the following type of coverage for owners:

  • Bodily Injury Liability
  • Property Damage
  • Physical Damage for Fire/Theft/Comprehensive/Collision
  • Uninsured Motorist Coverage (unless insured does not want it)
  • Medical Payments and Passenger Liability Coverage (optional) in regard to Motorcycle Insurance Coverage

About Motorcycle Insurance Coverage

Quotes on motorcycle insurance usually are established according to cubic centimeters associated with the vehicle’s engine displacement.

Motorcycles and bikes are especially prone to vandalism, theft and windstorm exposure.

Motorcycle renter insurance is in accord with time rented (hourly, per day, week or longer) and most policies only cover liability.


For more on motorcycle and related vehicle insurance coverage, as well as bundling discount options, speak to an experienced independent agent that has your best interest in mind.


PRIME Insurance is a 3-generation family-run independent agency that has won the admiration of the industry. We’ve been presented with numerous awards and been appointed to conduct direct business with more than 40 of the leading companies - big names such as ACE, ASI, ASSURANT, CHUBB, FOREMOST, Liberty Mutual, MetLife, Plymouth Rock, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. With over 10,000 satisfied customers, we benefit policyholders by reviewing current coverage, as well as by shopping our wide network to locate tailored coverage at competitively lowest quotes.

PRIME Insurance provides all forms of nationwide coverage, including NJ cheap auto insurance, low quote commercial umbrella insurance NJ, Houston, TX commercial property insurance, flood insurance, vacant property insurance NJ, NJ renters insurance, NJ homeowners insurance, NJ bonds, NJ workers comp, NJ life insurance and more. We invite you to experience the PRIME difference by visiting us on our online insurance website; emailing us at PRIME [at] primeins [dot] com; or by calling us at 732-400-5242.

Summary: If you are one of the many motorcycle riders in NJ, NY, PA and beyond, you need the right insurance policy that protects you from all sorts of liability.


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