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How to Address the Risk of Suicide at the Workplace

If you are a business owner, you realize that your employees are one of the most prized assets. Working towards a healthy and safe atmosphere will not only enhance your company’s culture, but also its efficiency. As...

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Fun Facts about the School Crossing Guard

Crossing guards are the heroes that show up in all type of weather to protect school students and staff and others. They are deserving of our recognition for the unsung devotion they provide. RELATED: The school bus and...

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Businesses: How to Avoid False Workers Comp Claims

Insurance fraud costs all of us: the insurance industry, businesses and employees. Business owners can empower themselves against workers comp fraud with advice from the pros. RELATED: Two recent fraudulent workers comp...

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Why Insurance Companies Warn about Near-Misses

In the business world, a near-miss is the term used for a minor mishap that could have resulted in a worker’s injury, death or property loss. As far as risk-control, the insurance companies eye these ‘minor accidents’...

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Workers Compensation: When Fraud is Uncovered

We’ve highlighted workers compensation fraud and how it hurts us all before. The following are two examples of fraud uncovered. RELATED: When Workers Comp Discounts Are Available Workers Comp Fraud in TX - Gary Hunt...

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How to Prevent Spreading the Flu at Your Workplace

If even one person gets sick while on the job, chances are there’s going to be others that will as well. From the business perspective, that’s not good even if it does not relate to workers comp claims or expenditures....

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Why it May be a Bad Idea to Get Insurance via the Payroll Company

Payroll can be a real hassle for any business. Using a company that focuses on providing payroll not only saves time, it also helps maintain and record precise calculations and allocation of wages and associated taxes....

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PRIME Insurance - Employers: Workers Comp for Your Small Business

Together with Employers, Prime Insurance offers exceptional competitive pricing for Workers Compensation Insurance coverage to small businesses across America. As an added bonus, Prime now offers Workers Comp through...

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Questions and Fun Fact Answers about Labor Day

Q: What was the first US state to commemorate Labor Day as a legal holiday? A: On February 27, 1887, Oregon was the first state to observe Labor Day as a legal holiday. The states of CO, MA, NJ and NY followed shortly...

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Building and Related Contractors: How to Handle Scaffolding Risks

News Flash: two construction workers die after falling seven stories from a scaffold at an Orlando FL hotel. A scaffold –that temporary or transportable raised stand for construction workers or minors to use while...

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Zoo and Zoological Society Insurance: A Summary

Zoos have always been family attractions. They are the places where kids and adults view the enclosed animals, gain awareness about them and enjoy a memorable experience. Recent unfortunate events, however, where zoo...

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Does Workers Comp Insurance Cover Tick Bites?

An Insurance Coverage Overview for the Construction Contractor - Unlike other industries where indoor work conditions limit exposure to pest risks, the construction business faces the potentially dangerous hazard....

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Interesting Things about Workers Comp Insurance

Accidents are not uncommon at the workplace. Both employers and employees understand that this is the reason for workers compensation insurance. Below are some more basic facts about the commercial coverage that you may...

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Welcome, Employers Workers Comp, to the Prime Insurance Network!

PRIME Insurance and Employers Offer Affordable Workers Comp - Prime Insurance is proud to announce our new alliance with Employers Workers Compensation Insurance Company. Who is Employers? Employers is an A-rated...

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National Ladder Safety Month – a Guide to Workers Safety

Ladders are one of the chief sources of injury and death in a place of work. The stunning price tag linked to this has caused a rise in costly workers comp insurance claims as well as a reduced labor force. As per a...

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Horse Insurance: Farms, Breeders / Boarders and Carriage Risks

Those in the horse business realize that insurance coverage can make all the difference when a loss occurs. The following are three related industries where indemnity plays a significant role. Horse Farm Insurance -...

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Small Business: How to detect Workers Comp Fraud

A former NY Port Authority officer pleads guilty to workers comp fraud after getting caught singing in a band while collecting disability from the police department for an injured arm... An actor dances energetically in...

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Fun Facts to Share at the Holiday Office Party

With the holiday season upon us, employees across the business spectrum enjoy a taste of revelry at the office party. The insurance industry is no exception to the fun. Get a load of these facts, while sharing them at...

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What You Need to Know about Workers Comp Insurance

PRIME Insurance is proud to partner with the ICW Group in providing Workers Comp to 16 US states, including NJ, PA and FL. The following true insurance claim accounts were documented cases by the company. Four False...

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Does Homeowners Insurance Cover Heating, Cooling and Appliances?

The astute homeowner will ask about the coverage that is in place. After all, no one is seeking unpleasant surprises once a claim is made. If you did not realize that your standard home policy may not cover repair or...

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How a Nut Shop Finally Found Tailored Insurance Coverage

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

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PRIME Insurance, Westminster Unite to Benefit Customers

More Insurance Options for Mid-Atlantic Commercial Clients! - - Exciting insurance affiliations benefitting customers are forming at PRIME Insurance! As PRIME joins together with Westminster American Insurance Company,...

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Who Pays for Repairs on Your Home’s Underground Utility Lines?

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to the...

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PRIME Partners with American European Insurance Group

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another prominent...

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Restaurant Owners: Business Covered for Food Contamination?

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

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How Recent Hurricanes Affect Workers Comp Coverage

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

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How to Protect Yourself from a Tsunami (or a Nuclear Threat)

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of Alaska...

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How NYC Building Owners Can Register for DOB Boiler Compliance

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

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How to Prevent Home Damage from Heavy Rainfalls

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

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How to Keep Your Home’s Value through Cleaning Maintenance

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

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Solar: What Insurance for Products, Installers and Homeowners?

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

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Fun Facts about Sales People and the Bottom Line

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

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How to Keep Your Business a Safe Place for Your Employees

According to a 2017 Liberty Mutual study, the ten most common causes for serious employee injury come with a hefty bill: more than $60 billion associated with medical and loss of wages payments. Add that to the indirect...

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Why Your Business Genuinely Needs Cyber Insurance

- An Overview of Submitted Cyber Insurance Claim Examples - Cyber Ransomware Insurance Claims A NJ nursing home was hit by a ransomware attack of which numerous files became encrypted. The cyber criminals wanted an...

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About Employment and Staffing Agencies and Insurance Coverage

Employment Agencies Errors and Omissions Insurance - Employment agencies and their advising staff typically are found in large cities. They help those searching for jobs as well as those seeking employees to fill posts...

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How to Safely Survive a Storm’s Power Outage

High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are ...

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How to Prepare Yourself from an Imminent Hurricane Threat

- A Homeowners Timeline Guide by Prime Insurance Agency - 48-Hours Prior to a Hurricane's Predicted Arrival: Heed any instructions by local government Go over personal evacuation route Check if emergency kit includes...

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Why Cyber Insurance for a Business or Organization?

In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

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Why Landscape and Lawn Care Services Need Special Insurance

Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

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How to Get the Most Mileage Out of Your Auto Gas Tank

Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

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How to Protect Yourself from a Charity Scam

- Effectively Helping Disaster Victims - We all have seen the recent pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of residents in NC and SC,...

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How to Protect Your Home or Business from a Flood

Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

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Why Many TX Homeowners Have Problems with Flood Damage

Heartbreaking. That's the one word that can accurately describe the scenes depicted on TV and social media in respect to Tropical Storm Harvey's resulting flood waters. But the pitiful pictures we see gets worse for...

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The Fun Facts about Spelling Mistakes and Typos

Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

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Do Police Officers Need Liability Insurance Coverage?

As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and counter-...

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Why Businesses Need to Consider Kidnap, Ransom Insurance

Of late, the US government has issued warnings to US travelers, cautioning them about travel to Cancun, Mexico and other foreign destinations. While kidnapping is not too much of a risk locally, the danger does exist in...

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How to prevent Employee Chronic Pain and Opioid Addiction

Every business should be concerned about employee health, safety and accompanying workers comp costs. As the media highlights the devastating effects of workers' pain management and opioid dependency, insurance...

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How to Protect Public Places from Car-Ramming Terrorism

Recent events, like those in Lower Manhattan, NY, Charlottesville, VA, Barcelona, Spain and Marseilles, France, Toronto, Canada and London, England, involving the most simple terror tactics – driving a car into crowds...

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5 Negative Things Associated with Total Solar Eclipse of 2017

One of the most spectacular displays of nature is about to occur when the solar eclipse over the US extends a path of totality over parts of GA,ID, IL, IA, KS, KY, MT, MO, NE, NC, SC and TN. While locals will have the...

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Will Insurance Pay for Vandalism Damage?

Vandalism in Charlottesville, NC, Boston, MA and now in Manhattan in regard to the 'Charging Bull' has drawn national attention. How does it relate to insurance protection? "Willful and malicious destruction of property....

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