Trucks that haul manufactured homes across highways are more difficult to insure than many other types of trucks for the obvious reason: they carry oversized cargo, transporting the homes from the manufacturer to the intended locations – often over a radius that is more than 200 miles in distance.
Safety protocol demands ‘escort vehicles’ precede these trucks and follow behind them. These vehicles, also referred to as ‘chase’ vehicles, are equipped with signs that warn other motorists about necessary precautions when approaching the truck with over-sized cargo.
Among other exposures, dangerous driving conditions include steep inclines, curves, high winds, rain and other types of inclement weather, risking load shifts or upsets.
Manufactured Home Hauler: Break-Down of Insurance
Related insurance can incorporate the following or more forms of coverage:
- Commercial Auto Liability
- Physical Damage Liability
- Motor Truck Cargo Coverage
- Workers Comp
For further information about insurance for the Manufactured Home Hauler, schedule a no-cost consultation with the experienced agents at Prime.
PRIME Insurance is a three-generation family-run independent agency. We’re proud partners with many of the leading companies in the industry – big names such as ACE, AmTrust, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage at competitively lowest quotes. Visit us on our online at our insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!
Summary: Manufactured home haulers need insurance that protects them from all the variables of hauling big loads across miles of road. Prime Insurance Agency provides this quick summary on associated coverage.