Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

How to Avoid an Accident with a Garbage Truck

Accidents involving garbage trucks are notorious for culminating in tragic outcomes. The sheer weight and size of these trucks in proportion to the typical vehicle on the road poses serious safety concerns. The...

Read More


Fun Facts about Vehicle Drivers and Parking Meters

“I love parking meters,” said no one, I think. Despite its unpopularity, here’s the thing that brightens up the sore point about the parking meter. In the event you arrive after your paid time has expired and...

Read More


Why Insurance Rates are rising for Female Teen Drivers

Though young female drivers are far less likely to be involved in hazardous driving than their male counterparts, something is taking place in various states across the United States to change the reflecting rate...

Read More


Fun Facts about those Back-Seat Drivers

“You almost made me get into an accident! PLEASE stop being a BACKSEAT DRIVER!” I’d imagine that every driver out there can identify with the above statement. Backseat drivers are... I’ll let you fill in the dots....

Read More


How Do I Make Sure My Child is Buckled Safely in the Car Seat?

On January 14, 2019, a Minnesota motorist’s video captured the heart-stopping episode: a car seat with a toddler strapped into it tumbled from a moving car. Miraculously, the child was uninjured and was saved from a...

Read More


How to keep Safe when Driving during an Earthquake

If you’ve ever thought about earthquakes, you probably imagine yourself suddenly experiencing the floor shaking while you are at home or work. But there’s another scenario to consider. Can you imagine experiencing...

Read More


How to Prevent an Accident when Driving Near a Truck

- - If you’re like most regular vehicle drivers, you are not especially fond of driving close to those big commercial trucks. Of course, the sheer size those big riggers, in terms of height, width and length and tens...

Read More


How to Be Safe When Driving a Commercial Truck

Unsung heroes of modern commerce, truckers represent the backbone of industry as they transport merchandise as well as raw goods from one location to another. There’s no doubt that truck drivers face a multitude of...

Read More


How to Drive Safely in Foggy Conditions

Tips from the Auto Insurance Specialists - Listed among some of the most risky driving weather conditions, fog presents undeniable visibility challenges. RELATED: how to drive in icy conditions The best possible...

Read More


Will my Auto Insurance Rate Increase if I Drink and Drive?

- - The juncture around and on New Year’s Day is a good a date as any to analyze the effects of drunk driving on insurance rates – given the amount of partying and drinking going on – but the facts remain...

Read More


How to Conduct the End-of-Year Auto Insurance Review

As we approach New Year’s Day, there’s something that the insurance professionals advise: use the juncture to review your insurance policies – including your auto coverage. Conducting an annual end-of-year...

Read More


Fun Facts about Bumper Stickers on Cars

Bumper stickers may seem like the ultimate way to getting a message across. After all, placing a sticker on a vehicle that travels from place to place certainly gives it multi-faceted exposure. Here are some fun...

Read More


Waste Disposal/Garbage Truck: How to Pay Less for Insurance

Garbage truck or waste disposal companies deal with the associated high risks. That’s why related insurance can be so expensive. One benefit of owning a company with a large fleet of trucks is the likelihood of...

Read More


How to Buy License Plates for Your Car

A Guide from Prime Insurance - If you are relocating from one state to another, or have just bought a new or previously owned car, you will need to purchase license plates. Before going down to the Motor Vehicle...

Read More


When Fall’s Leaves Lead to Parking and Driving Danger

A Prime Insurance Auto-Risk Alert - As nature heralds the way to winter, the trees’ leaves lose color, wither and fall to the ground. When leaves are moistened by dew, rainfall or snow, they present hazardous...

Read More


Which States Rank the Highest Premiums for Auto Insurance?

With the nation-wide average auto insurance premium per year at $1,365, it may be that everybody complains about high auto insurance premiums. Nonetheless, if you live in certain states, you may actually be paying...

Read More


The How-to on Do-It-Yourself Auto Oil Change

Cars and regularly changing oil: ask any mechanic and you’ll be lectured how important it is to keep up the valuable form of maintenance. RELATED: 7 ways to keep your vehicle in shape If you’ve ever considered...

Read More


Halloween Risk: How to Prevent Auto and Auto Part Theft

The frightening statistic is in, and it’s about real people, not ghosts and goblins. The National Insurance Crime Bureau’s recent study indicates that car thieves favor Halloween over any other public holiday: it’s...

Read More


National Click It or Ticket Campaign Begins in NJ

Your car’s safety belt is one of the best ways to keep safe while driving. In fact, a 2016 study revealed that roughly 14,668 people involved in auto accidents owed their lives to a buckled seatbelt. Police...

Read More


How a Distributor Saved Thousands on Commercial Truck Insurance

Insurance Savings in Queens, NY without Insurance Compromise - This is the story of a large food distribution company centered in Queens, NY. With 20 heavy commercial trucks and tractor-trailers that had plenty of...

Read More


How do I Prevent an Auto Accident on Icy Roads?

A Prime Insurance Winter Auto Guide - The winter season certainly has its share of risks for drivers. Icy roads perhaps present one of the most auto hazards. The best way, of course, not to get into an accident is to...

Read More


Will a Parking Ticket Cause my Auto Insurance Premium to Go Up?

Here’s the dreaded scenario. You casually walk back to where you parked your car. You notice a paper stuck under your windshield wiper. Uh-oh! RELATED: how to speak to a police officer in a traffic stop If you parked...

Read More


What Type of Insurance for the Cargo Trucker?

Both the single truck owner-operator and the commercial fleet owner share the need for comprehensive commercial transporting coverage. PRIME Insurance knows about the involved exposure. We offer a special insurance...

Read More


5 Steps to Reduce Your Auto Insurance Bill

Reducing your car insurance costs is easier than you think. Follow the suggestions below to discover how a lower insurance premium can actually be within reach. Tips for Lower Insurance Rates - Aside from exposing...

Read More


Banish the Killer

Say No to Drunk Driving in Indiana, in NJ - and Everywhere - Dan Shragel, a police officer for the Indianapolis, Indiana force, is a hero. After all, having arrested close to 4,000 drivers under the influence of...

Read More


Happy New Year from NJ Auto Insurance Agency Prime Insurance

Make your new year's resolution to save more money this year. You pay a premium for NJ Auto Insurance and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of...

Read More