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What Insurance do I need for my Winery?

Insurance for the Winery and Vineyard

Behind the refreshing, tart taste of any wine is the wine-making, beginning with the harvest of grapes in the vineyard and then onto the five stages of process in the winery.

RELATED: insurance for the bottler and distributor

Every vineyard and winery owner knows what is at stake and the complexity of the wine-making operation.

Insurance protection for all the risk scenarios is included in Agribusiness coverage and focuses on:

  • Weather risks as they relate to property
  • Wine spoilage and leaking possibilities
  • Chemical drift and associated liability claims

RELATED: Why the winery needs product recall insurance

Coverage can extend to the following optional policy enhancements:

  • Liquor Liability Insurance

  • Orchard and Vineyard Property Endorsement

  • Winery Property Endorsement

  • Personal Liability Insurance

  • Inland Marine Insurance

  • Cyber Insurance

  • Farm and Ranch Commercial Growers and Packers Insurance

  • Commercial Surety Bonds

  • More Insurance Options

For more information on how to protect your vineyard and winery operation through a related insurance program, speak to the specialists at Prime Insurance.


PRIME Insurance is a three-generation family-run independent agency. We’re proud to partner with many of the leading underwriters – recognized companies like ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, THE HARTFORD, USLI, ZURICH and more. This gives us the ability to provide all forms of nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: All vineyards and wineries – whether large or small – face a variety of threatening risk scenarios. Prime outlines related protective insurance coverage options in this quick summary.


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