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All You Ever Wanted to Know About Insurance

So, You Are a Distributor!

Your Liability Risk Exposure Underscores Your Need for NJ Business Insurance!

As the middleman for products, you are sandwiched in between the manufacturer and retailer, putting you at distinct risk for damages and losses. Can you relate to these claim examples?

True Insurance Claim Scenarios

NJ Property Insurance:

  • Mike is a beauty supply distributor. One evening after hours, thieves broke into his business. They made off with all his office computer equipment and flat screen television, as well as his warehouse photo studio cameras, computer, stocked merchandise and shipping computer and printer.


NJ General Liability Insurance:

  • Sam’s produce distribution business was going as it should. Then, he sent his worker to deliver a shipment of fruit to a supermarket. As the worker was pushing a cart full of produce, he hit a shopper’s cart. The shopper was injured by the cart.

  • Joe distributes home improvement merchandise. After sending out a delivery to a store, he was hit with a claim: a customer had fallen on open packaging left behind by his worker in the parking lot. The customer incurred slight injuries.

PRIME Insurance: Precise Coverage

You are a distributor. You share a common factor with others like you: your need for protective coverage in the event of liability. As an A++ rated agency that deals with scores of the leading insurance companies, PRIME Insurance Agency is familiar with the perils you face. We’re also experienced in finding just the right policy you require, at competitively lowest quotes.

Providing all forms of insurance nationwide, including NJ general liability insurance, auto insurance, homeowner insurance, business insurance, workers comp insurance, umbrella insurance, life insurance, bond insurance and more, we’re committed to excellence.

At PRIME, every day is a PRIME day!

Visit us online at, email us at PRIME [at] primeins [dot] com or give us a call at 732-886-5751 and discover the PRIME difference!

Summary: You are the distributor, sandwiched in between the manufacturer and retailer. Unfortunately, you’re exposed to plenty of liability risk. Fortunately, PRIME provides NJ Business Insurance that can cover you!  


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