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What Kind of Insurance Policy for a Natural Gas Utility?

A natural gas utility is either public or privately owned by an investor. Both types provide the same service to the consumer, distributing natural gas to residential and commercial homes and buildings.

Every natural gas utility is exposed to a range of unique risks.

There are natural gas utilities that run peak saving facilities. These stockpile natural gas for supplementing the usual gas quantity that is distributed to consumers during peak utilization times. Other natural gas utilities deliver propane to consumers that do not yet have gas line connection.

Along with other gas providers, both utilities need aggressive loss control as well as safety management programs.

One of the biggest exposures related to natural gas utilities is the possibility of a of underground gas pipe break. This is why it is so important to conduct ongoing checks and line upkeep.

Required insurance coverage includes the following:

  • Commercial Property
  • General Liability
  • Auto
  • Directors and Officers Liability
  • Inland Marine
  • Umbrella Liability

For more information about insurance for the natural gas utility, consult with an experienced qualified independent agency.

PRIME Insurance is a three-generation family-run independent agency. We’re an award-winning establishment that proudly partners with many of the leading companies in the industry – big names such as ACE, AmTRUST, ASI, ASSURANT, CHUBB, CNA, Employers, FOREMOST, Liberty Mutual, MetLife, PROGRESSIVE, Safeco, StillWater, Travelers, USLI, ZURICH and more. This gives us the ability to provide all forms of excellent nationwide coverage and bonds at competitively lowest quotes. Visit us on our online insurance website or email us at PRIME [at] primeins [dot] com or call us at 732-886-5751 and HAVE A PRIME DAY™!


Summary: Both the publicly owned and investor owned natural gas utility confront unusual exposures and risks. This is why it is so vital to have property insurance coverage. 


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