Though food stores may sell food items similar to food street vendors and food trucks, the latter business categories need special commercial insurance coverage.

NJ, NY, PA Food Street Vendor Insurance
Cities and townships, as well as municipalities provide licenses that allow street vendors to peddle their wares from portable stands on walkways or roadways. Passersby may purchase an array of food such as hot dogs, sushi, tacos, sandwiches and other ready-to-eat snacks. Available insurance is customized to each vendor and typically includes the following coverage options:

• Property Insurance
• Inventory Insurance
• Supply Insurance
• General Liability
• Products Liability
• Auto Liability

NJ, NY, PA Food Trucks Insurance

Just like the food street vendor, the food truck vendor can buy a license from the city, township or municipality where his operation operates. Typically providing fast food items that compare to trendy eateries, food truck operators need tailored insurance options such as the following:

• Truck Insurance
• Property Insurance
• Inventory Insurance
• Supply Insurance
• General Liability
• Products Liability
• Auto Liability

For more information about the transportable food service business insurance, speak to an authorized independent insurance agent.

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Summary: Food, glorious food - when sold from a street vendor or truck, the stakes are different for the business owner. This guide helps you understand related insurance coverage.