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How a Customer Learned to Buy Proper Vacant Property Insurance


Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered.  

For one vacant home owner, the promise of savings on a NJ insurance policy could have got him in quite some trouble. Yes, he would have been paying less of a premium for his policy; the one slight hitch was that he may not be covered in the event he needed to submit a claim!

Another Success Story from the Files of PRIME Insurance

“Just this week a customer informed me that he was cancelling his vacant home policy because he had received a cheaper rate from another broker,” explained Director of Operations Al Morgenstern. “I asked him if we can try to compete with a requote, but the customer told me it was too late for that. We worked on it anyway and actually did get a cheaper rate. Though the customer had already bound coverage with the other agency, he decided to send me that quote to review.

“Our team of specialists combed through the conditions of the policy. Lo and behold, it differed from our policy through the absence of coverage: the man’s present policy had a wind and hail exclusion!

“Even in an area that is not considered wind and hail zone, the exposure would represent a high risk. Without the coverage, the man would be not covered in the event his roof’s shingles were blown off or for any other wind related loss.  

“We educated the property owner about these issues. End of story: he was only too happy to rewrite his policy containing wind and hail coverage with PRIME.”

Just another successful/happy customer in the files of PRIME Insurance!”


We invite you to experience what thousands of  customers vouch for - the PRIME difference. HAVE A PRIME DAY™ by contacting us via our insurance website, our email: PRIME [at] primeins [dot] com or by phoning 732-400-5242!


Summary: A competitive premium is only good if it meets the one important condition – coverage. First and foremost the priority for all business owners is to be certain they have the proper coverage in place with a professional knowledgeable agency.


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