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How a Customer Learned to Buy Proper Vacant Property Insurance

Obtaining insurance from an experienced, reliable and honest insurance agent is the key to knowing you will be properly covered. For one vacant home owner, the promise of savings on a NJ insurance policy could have...

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PRIME Insurance Comes Through for Iron Work Contractor!

A steel contractor was bidding on a large steel structure job for a medical facility in Queens, NY. His existing insurance policy would not provide coverage for this large of a job. The client was frantically looking...

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How to Find the Best Insurance for TX Property

- Avoiding the Raw End of a TX Insurance Plan - San Antonio, Houston, Lubbock, Fort Worth, Dallas... Investing in TX apartment buildings or condos may prove to be lucrative. However, due to severe weather tendencies,...

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Why I need a Life Insurance Policy

Term, Whole and Universal Life Insurance: these are all differing life insurance plans, designed for the various stages of an individual's lifecycle. An insurance professional will tell you that having the right type...

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Why Your Home-Business Needs Commercial Insurance

- Your NJ Homeowners Insurance Isn't Enough! - If you run any form of business within your home, don't kid yourself: your Homeowners Insurance policy probably does not have adequate coverage to protect you from all the...

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How to Make Your Home More Allergy-Safe

Experiencing allergy symptoms even inside your home? Time to fight back! Use these tried and true tips to relieve yourself of those awful sniffs, sneezes, coughs, itchy eyes and runny nose. Minimize Your Risk of...

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How to Eat Healthy at Your Favorite Restaurant

"Oh, I wouldn't mind a big hamburger with all the trimmings and a side of French fries!" "Ooh! The rich pasta dish on the menu has really caught my fancy!" When you eat out, chances are you aren't focusing on...

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How to Make Your Home More Fire Safe

- Minimizing Risk Exposure with Safety Features - Fire! Fire! The emotionally-tied word strikes fear in anyone's heart - homeowners and renters, alike. There's definitely good reason for it as fire is the cause of some...

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How to Best Protect Your Junior Sports League

- Insurance for Non-Profit's Risk Exposure - There's nothing like getting the kids into organized sports activities. But when it comes to little leagues, there's a whole lot more than good fun that's up to bat. ...

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Obama Reveals How to Make Fed Buildings Earthquake-Safe

- The Federal Earthquake Management Standard - On Tuesday, February 2, 2016, President Obama placed his signature on an executive order to begin the new 'Federal Earthquake Risk Management Standard'. These codes are...

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How to do Right by doing it Very Wrong

- National Backwards Day: Fun in NY, NJ, PA - In case you didn't know it, Sunday January 31st is a very important holiday. National Backwards Day presents a rare opportunity to build up your confidence. After all, when...

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Why a Specialty School Needs Special Insurance Coverage

Protecting Your NJ School from Risk Exposure Liability - You own a specialty school and you are proud of the fact that you draw students to your establishment on account of your targeted subject matter. But while...

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Holiday Partying – 5 Tips in Curbing the Drinking

"C'mon one more drink won't hurt you!" Whether the comment is from a fellow party-goer or your inner voice of temptation, facts are facts. One more alcoholic drink can actually hurt a whole lot - and, if you drive, it...

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Was the California Mass Shooting an Act of Terrorism?

- Grappling with the Aftermath of the Violence - The flags in front of the White House and other government buildings flew at half-staff as Americans wonder what, how and - WHY?? Following the tragic chain of events in...

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Number One Liability Risk for NJ Homeowners: Sewer Backup

- The How, What and Why of Property Insurance Protection - In this informative article PRIME Insurance highlights one of the most prominent homeowner risk exposures. Besides contributing to a health threat, a sewer...

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Are You a NJ Metal Fabricating Business?

- You Have Distinct Insurance Needs - Whether you are a big company that concentrates on bulk orders, a smaller enterprise dealing with customized orders, or a provider of both, your metal fabricating business has...

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Need Insurance for Your NJ Janitorial Services?

PRIME Insurance Gets You Premium Business Insurance Coverage! - Business Insurance Options that Make Sense! - You're in a unique industry. Mops, squeegees, cleaning machinery, cleansing agents and scrubbing muscle are...

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Insurance Scores: What They Are and How They Affect Coverage Rates

- A NJ Insurance Policyholder's Directory - You've heard the 'insurance score' term before. You may not be sure what it means and what it has to do with your insurance rate. Follow PRIME Insurance as we give you a...

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What PRIME & ACE Insurance Can Do For Your House of Worship

Special Insurance Policy for Religious Organizations! - ACE Insurance Company is the leading insurance source for a wide-range of products and services. Rated A++, ACE is known for its strong financial footing,...

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Own A Business? Get Boosted NJ Insurance Coverage!

Business Insurance Policies that Make a Difference - PRIME Insurance is proud to partner with Travelers Insurance Company to offer something new: enhanced coverage for Business Owner Insurance! Experience a 'blanket'...

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PRIME Insurance: Great News for Business Owners!

- New NJ Business Insurance Enhancement to Policies! - Business Owner policies are creating a sensation lately here at PRIME Insurance. Chances are, you're going to want to know what the insurance buzz is all about....

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Attention Adult Day Care Owners!

- Question: Is your Professional Liability Policy written on a Claims Made Form or on an Occurrence Form? - Some may not even know the answer, but this query highlights a prime example why an adult day care owner may...

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Chill in the Air; Soup’s On!

As the beautiful fall foliage envelopes the landscape and the orange sunset casts its rays against the expansive horizon, there's an evening chill that hints of more climate change to come. Within the home kitchen,...

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Insurance Coverage: Strangest Occurrences

Unbelievable Truths from PRIME Insurance - 10 Bizarre Insurance Facts - British comic Ken Dodd bought a $6,000,000 insurance policy for his teeth. Comedian Rich Hall insured his sense of humor for $1,600,000....

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Bravo PRIME Insurance on Acquiring HPi Insurance Agency!

- Congratulations HPi Customers on Enhanced Insurance Service! - Same Insurance Benfits, Better Service - It's the exciting breaking insurance news that has taken locals by storm. HPi Insurance Agency, formerly...

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Guess What Benefits Hi-Value Home Insurance Has?

Rare Coverage that Protects You When Nothing Else Does! - PRIME & ACE and Uninsured Liability - Nobody likes to think of all the risks in life. But the fact is that the unthinkable happens. PRIME presents ACE's ...

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If You’re a Small Business, You Need Employment Practices Liability Insurance (EPLI).

- Question: What's an employer more likley to get a claim for - employment or property/general liability? - Statistics point to the fact that a business owner is more prone to having an employment claim than a property...

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Need Insurance for Your NJ Business?

- PRIME Insurance Announces MetLife's Superior Options - Business in NJ! - Jersey City, Elizabeth, Edison, Lakewood, Toms River, Trenton, Cherry Hill, Piscataway, New Brunswick, Hoboken, Teaneck...The marketplaces...

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Hot Enough For ‘Ya? Get the Tips to Cool Down!

Back in January, how we longed for those deliciously warm days of summer! The thought of stepping out of our homes minus any need to wear hats and coats or scrape the ice off the car seems to always bring a wistful...

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Want the right coverage to help protect your restaurant?

You deal with a lot of exposures. You need good insurance. - Hot surfaces. Sharp knives. Food-related illnesses. Cleanliness issues. The list goes on... Restaurant owners in NJ face risks most other business owners don'...

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Are Diving Boards Worth The Risks?

- Summer Fun vs Danger - Ah, the summer! When school's out and the sun is in, summer is the joyous time synonymous with relaxation, recreation and good old fashioned family fun . Having a backyard pool serves these...

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PATTING YOURSELF ON THE BACK CUZ OF YOUR NEW AUTO POLICY?

NOT SO FAST... - Whad 'ya buy? - PRIME Insurance: "So you bought NJ car insurance online. How much PIP coverage do you have now? " Consumer: "PIP? Uh, not sure." PRIME Insurance: "You mean you bought insurance...

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Prime Offers Great Coverage for Student and Religious Groups Abroad

ACE USA Industry Solutions - During a school sponsored trip to China a young girl contracted a life threatening disease. The girl survived but suffered long term disability. Ultimately, a US jury found the school ...

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CONGRATULATIONS TO PRIME’S RISSIE STROH ON THE BIRTH OF A BABY BOY!

It is with great pleasure that PRIME Insurance wishes heartfelt congratulations to Mr. and Mrs. Stroh on the birth of their new baby boy! - Rissie Stroh is a popular Personalized Auto Policy Servicer who has...

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Why do some Insurance Companies limit water backups???

It's because they happen...OFTEN! - A Tale of Two Policies - Paul called two insurance brokers about a homeowner policy. Placing the two proposals in front of him, he compared them. They appeared almost exactly alike....

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Who Needs Overseas Insurance Coverage?

- Any business that goes abroad. - Mind the Gap Domestic insurance does not adequately respond to risks your business faces when traveling or operating outside of the country. Failure to fully evaluate your...

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How a Master Insurance Plan Saves Time, Energy and even Money!

From the files of PRIME Insurance: - "Prime Insurance. How can I help you?" "Yes, its Mark Smith from Smith Properties and Associates. Someone from your office called me about my property in Long Branch, NJ. Didn't I...

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INTERESTING WORKERS COMPENSATION FRAUD CASE FROM 2014

Now he's singing the blues - A former NY Port Authority officer pled guilty to fraud after it was discovered he was performing as the lead singer with his heavy metal band while collecting disability from the police ...

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“If not for my Umbrella Insurance… My NJ business would be in ruin”

How insurance foresight saved my life's ambition. I worked long and hard to become a leader in my particular industry. Nonetheless, with each notch to the top, I never lost sight of the fact that I could easily tumble...

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How Insurance-Smart are you?

"INSURANCE DEDUCTIBLE" EXPLAINED - We all know that every insurance policy out there comes with a policy deductible. Depending on the policy, your deductible may be in the form of a standard flat fee, such as $1,000 or...

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